05/20/2026
Quick read on what we are seeing in note inventory right now...
More owner-finance paper coming to market from sellers who originated 2020-2022, when rates were low and seller financing was a creative way to move a property. Many of those sellers are now realizing the cash flow is fine but the lump-sum need is real.
We are also seeing more institutional sellers cleaning up small-balance pools they would have sat on two years ago. The bid is reasonable right now.
If you originated paper in that 2020-2022 window and are looking at the math — happy to look at the file.
Direct line to our team at https://colonialfundinggroup.com/