Loan Sherpa - Clint Madison

06/04/2026

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling...

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

06/04/2026

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for rates to stay “higher for longer.”

So, what can you do about it? Should you just wait?

My advice is simple. Focus on what you can control.

Even in a market like this, there are things you can do to get the best mortgage rate possible. Because sometimes you need to move no matter what’s happening – and that’s okay.

You just need the right strategy.

Let's talk about what this means for your situation and your timing. Drop a comment below or send over a message.

Because you don’t have to figure it out alone. And there are still ways to move forward.

06/03/2026

One of the biggest questions I’m getting right now is: “What’s going to happen with the housing market in the second half of the year?”

And it makes sense why everyone is asking.

Affordability is tight. Rates feel high. Prices do too.

And people want to know if the second half of the year is going to be better.

Here's the honest answer. A lot of it depends on what happens with inflation – and the lingering uncertainty overseas. But even in today’s market, there’s opportunity, if you know where to look.

Want a breakdown of what’s impacting the market, where experts think things could go from here, and what you can actually do about it?

Send a DM or drop a comment below and I can send you over an article that breaks it all down.

05/28/2026

So many have been waiting for rates to drop or prices to come down before making a move. But the reality is, life changes before the market does.
A growing family,
An empty nest,
A new job,
Retirement,
Needing to be closer to loved ones...

Those are real reasons that 1 in 5 buyers last year said they felt like they had to move, no matter the market. Life doesn't wait for the market timing.

And if that’s where you are right now, you can still move - and you may even have more options than you think. You just need someone who can help you find them.

That's what we do!

05/27/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know how that actually impacts your scenario? Drop a comment or send me a DM.

05/26/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

05/21/2026

5.0 star review received on Experience.com for Clint Madison by Justin H H - I have worked with Clint on many mortgages and have had excellent service each time.

Click to see all 14 reviews of Clint Madison - The Loan Sherpa at Cornerstone First Mortgage LLC, Loan Officer

05/19/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.

05/12/2026

When was the last time you checked how much equity you’ve built? The number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That money could help fund your next move or a major life goal.

And, if you're planning to retire, it could even allow you to cease to make mortgage payments and/or access your equity to renovate your home for a comfortable retirement.

Want to find out? I’m offering a free equity assessment for homeowners in your market right now. Just send me a DM to get started.

05/12/2026

When was the last time you checked how much equity you’ve built? The number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That money could help fund your next move or a major life goal.

And, if you're planning to retire, it could even allow you to cease to make mortgage payments and/or access your equity to renovate your home for a comfortable retirement.

Want to find out? I’m offering a free equity assessment for homeowners in your market right now. Just send me a DM to get started.