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Jim Juergens - NEO Home Loans

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United States
Southlake, TX
Jim Juergens - NEO Home Loans

Finance your home with confidence. Mortgage Advisor, NMLS 231170.

NMLS # 231170
Starkey Mortgage (WR Starkey Mortgage, LLP NMLSR # 2146)
• Mortgage Licenses & Disclaimers: https://www.starkeymtg.com/licensing
• TX Complaint Notice: https://www.starkeymtg.com/texas-complaint-notice
Equal Housing Lender

11/03/2026

Paying down credit cards. Renovating the house. Buying a car. Planning a wedding or finally taking that trip.

These goals may seem separate, but they can all affect the same thing: your monthly cash flow and your ability to make your next housing move.

Before taking on a new payment or moving a large amount of cash, it can help to look at the full financial picture. If buying, moving, or refinancing could be part of your 2027 plans, we can help you think through how those decisions may fit together.

We help people make smarter mortgage and financial decisions, not just get loans.

11/02/2026

Before the holiday calendar fills up, November gives homeowners a good window to knock out a few practical checks.

Winterize the outdoor A/C unit, clean the refrigerator coils, reverse ceiling fans, and make sure winter supplies are ready before you actually need them.

Then give the financial side of your home some attention. Review your benefits during open enrollment, confirm property tax deadlines, check your credit alerts, and compare your tax and insurance costs with what is being collected through escrow.

Homeownership involves more than making the mortgage payment each month. A little maintenance and a regular financial review can help you spot potential expenses before they become surprises.

Save this for your November checklist, and DM us if you want to review the mortgage side of your financial picture.

10/30/2026

Texas homeowners, let's talk about something we're ALL feeling… rising home insurance costs!

Why are premiums climbing, and more importantly, is there anything you can do about it? 🤔

I'm teaming up with James Parks from Better Cover for a FREE live webinar to break it all down!

We'll cover:
✅ What's driving insurance costs in Texas
✅ Common mistakes that could cost you money
✅ What to look for in your policy
✅ Ways you may be able to save without sacrificing coverage

📅 Tuesday, November 10
⏰ 5:30 PM CT
💻 Live on Zoom

Whether you're buying your first home or have owned one for years, this conversation is for YOU!

👉 Save your FREE seat today! Link in bio or DM me!

10/30/2026

👻 GHOST THE LENDER WHO GHOSTS YOU.

Because the only thing scarier than a haunted house is a lender who disappears the second your buyer goes under contract. 💀

You know the drill…

📱 Calls going straight to voicemail.
📧 Emails disappearing into the abyss.
😱 You’re left wondering if anyone is actually working on the loan.

Realtors, you’ve got enough plot twists to manage without your lending partner becoming a mystery.

We’re big believers in clear communication, proactive updates, and helping you and your buyers understand the numbers before they become surprises.

No disappearing acts required. 👻

Realtors, what’s scarier: A haunted house or a lender who won’t answer the phone? 😂

10/29/2026

Let me introduce myself. My name is Jim Juergens. 👋

And if there's one thing I've learned along the way, it's this:

Some moments don't just pass. They become part of who we are.

The people. The conversations. The experiences. The moments that change how we see the world.

And that's exactly why I believe it's so important to surround yourself with like-minded people. People who share your values, challenge you to grow, and believe in making a difference.

Because at the end of the day, it's not just about what we accomplish. It's about who we share the journey with.

✨ This is just the beginning of this story.

Stay tuned for Part 2 of this journey!

10/28/2026

🏡 43X. That's the difference in median net worth between homeowners and renters!

But what if buying your first home is more achievable than you think? 👀

Join me Jim Juergens and Austin Holtzman for a FREE First-Time Homebuyer Webinar where we're breaking down the biggest myths holding buyers back!

💰 Think you need 20% down? Think again.
📉 Worried about your credit or monthly payment?
🔑 Wondering if NOW is the right time to buy in DFW?

We're talking real solutions, local market opportunities, and how to take that first step with confidence.

📅 Wed Nov 11 | ⏰ 5:30CT
💻 FREE Live Webinar

✨ Your first home could be closer than you think!

👉 Save your seat today! DM ME Free Webinar and I'll send you the link.

10/27/2026

A new baby. A new job. Getting married. Downsizing. A relationship ending.

Some of the biggest housing decisions start with a life change, not a listing.

When your circumstances shift, it may be worth looking at the financial side of your home too.

That could mean figuring out whether moving makes sense, understanding what your current equity may allow you to do, reviewing a future purchase, or simply getting clear on your options before making a decision.

You don’t need to have the whole plan figured out before reaching out.

We’re here to help you think through the mortgage and financial pieces so your next housing decision fits what life looks like now.

10/26/2026

Can you buy a home if you have student loans?

Potentially, yes. Having student loan debt by itself does not automatically take homeownership off the table.

When you apply for a mortgage, one of the things a lender looks at is your debt-to-income ratio. Your qualifying student loan payment may be included alongside obligations such as car payments, credit cards, and other debts.

Where it gets confusing is when your student loan statement shows a very low payment, a $0 payment, or the loans are deferred. Depending on the mortgage program and your circumstances, the payment used for qualification may be different from what you see on your statement.

That is why we would not recommend assuming you need to pay off student loans before you can buy.

Before moving money around or changing a repayment plan specifically to prepare for a mortgage, we can look at how the debt may be treated, what the rest of your financial picture looks like, and what buying power that could support.

The useful question is not just, “How much student debt do I have?”

It is, “How does my student debt affect my mortgage options?”

10/26/2026

Your buyers got a break this week. Here’s how to use it.

What moved: Worries about AI companies’ debt sent investors into the safety of U.S. bonds. Meta and Tesla said they’d spend more carefully, which hit “neocloud” names like CoreWeave, Nebius and Oracle. Unrest in France (500,000+ protesters) added to the flight to safety. The 10-year Treasury fell back under 5% on Thursday, its largest one-day move in over two years, even with WTI oil near $101 a barrel on U.S.-Iran tensions. Housing data: Pending Home Sales fell 7.3% in September to a record low, housing starts fell over 5%, and builder confidence dropped to 29. ICE still shows home values up 0.06% in October. On Friday, the President signed an executive order that, per MBS Highway, directs the FHFA Director to develop a pilot program to proactively eliminate mortgage insurance premiums for eligible borrowers, and directs VA and USDA to lower rates on their loans. Details are still to come.

What’s next: Tue Case-Shiller & FHFA home prices, New Home Sales, Durable Goods. Wed Fed Decision. Thu PCE, GDP, Jobless Claims.

For your buyers: Conditions improved, and they can change quickly. Prepared buyers face less competition right now. Nervous buyer? Comment or DM me UPDATE and I’ll send you this week’s one-page breakdown.

10/23/2026

Buying a home doesn’t start with feeling 100% ready.

It usually starts with figuring out what your finances can realistically support.

Maybe your income has grown. You’ve built some savings. You’re paying closer attention to credit and debt. Or you’ve caught yourself looking at homes and wondering what a monthly payment might look like.

Those are good reasons to get informed, not reasons to rush into buying.

A mortgage conversation can help you look at the full picture: income, savings, debt, credit, cash needed, monthly budget, and your longer-term plans.

You may find out you’re closer than expected. Or you may leave with a clear plan for what needs to happen first.

Address

2141 Kirkwood Boulevard Suite 100
Southlake, TX
76092

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

https://www.JimJuergens.com/

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