John Adams Mortgage NMLS #140012

John Adams Mortgage NMLS #140012 Service you have counted on since 1971! Not all mortgage companies are the same. Our personal attention allows us to find the best loan for you. or other needs.

We provide personalized mortgage solutions tailored to your unique needs, whether you're a first-time homebuyer, looking to refinance, or seeking expert advice on the best mortgage rates. With one loan application, we will insure you have the best options, the most mortgage programs and a competitive interest rate to choose from through our lending partners. We are one of the largest mortgage lend

ers in Michigan and have the talent and personal service you need. From application to closing, we will take time to walk you through the process. If you are...

Seeking a mortgage for a home
Looking for a home equity loan
A first-time home buyer
Refinancing your home in Michigan

We, at John Adams Mortgage Company, look forward to hearing from you and assisting you with your refinancing, home purchase. Staunton Financial, Inc. dba John Adams Mortgage NMLS # 140012

If you've ever spent a summer weekend in the U.P. and thought "I could live here" — you're not alone. 🌲 But before you b...
08/10/2026

If you've ever spent a summer weekend in the U.P. and thought "I could live here" — you're not alone. 🌲 But before you buy that cabin or waterfront property, here's what to keep in mind:

• Larger down payment required — vacation and investment properties typically need more down 💰
• Rental income is handled differently — if you plan to rent seasonally, lenders account for that income in a specific way 🏡
• Seasonal costs add up — insurance, utilities, and maintenance look different on a property you're not living in year-round ❄️
• Rural financing has unique nuances — not every lender is experienced with cabins and UP properties. We are. 🏠

We love helping Michiganders make their up north dream a reality. Contact us to explore your options today! 🔑

A record month at John Adams Mortgage! 🎉In 54 years of helping people finance their homes, we've never closed this many ...
08/04/2026

A record month at John Adams Mortgage! 🎉

In 54 years of helping people finance their homes, we've never closed this many purchases in a single month.

Programs for every borrower. Communication that keeps you informed every step. And a team that lives and works in the same communities we serve. Over 57% of our purchase closings this month were first-time homebuyers, proof that when you make homeownership approachable, people show up ready to buy.

Thank you to our loan officers, referral partners, and clients for trusting us with one of life's biggest milestones.

Not all mortgages have fixed rates. An adjustable-rate mortgage, or ARM, operates differently — and it's worth understan...
08/03/2026

Not all mortgages have fixed rates. An adjustable-rate mortgage, or ARM, operates differently — and it's worth understanding. 📊 With an ARM, your interest rate is fixed for an initial period (commonly 5, 7, or 10 years), then adjusts periodically based on market conditions.

Pros: 👍
✅ Lower initial rate than a 30-year fixed.
✅ Can be an excellent fit if you plan to move or refinance before the adjustment period.

Cons: ⚠️
📉 Rate may rise after the fixed period.
📋 Less predictability over the long term.

ARMs aren't suitable for everyone — but for the right buyer, they can offer genuine savings. 💡 Let's discuss whether it makes sense for your situation. Contact us to explore all your mortgage options! 🏠

We're proud to have dream teams who keep communication top-notch! ⭐ From helping first-time buyers accomplish their goal...
08/02/2026

We're proud to have dream teams who keep communication top-notch! ⭐ From helping first-time buyers accomplish their goals to consistently being available to answer questions, John Adams Mortgage shines thanks to having loan officers like Joe Bigelman, Ben Fisher, Stephen D. Anderson, and John Millard 🏡✨

Conventional loans are the most common type of mortgage — but what distinguishes them from FHA or VA loans? Here's a qui...
07/27/2026

Conventional loans are the most common type of mortgage — but what distinguishes them from FHA or VA loans? Here's a quick breakdown: 📋

✅ Not backed by the government (unlike FHA or VA).
✅ Typically require a minimum 3–5% down payment. 💰
✅ Best rates go to borrowers with stronger credit scores.
✅ No mandatory mortgage insurance with 20%+ down. 🛡️
✅ Available in standard and jumbo amounts.

Unsure if a conventional loan is the right choice for you? That's what we help clarify. Every buyer's situation is unique. 🏠 Contact us to discuss which loan program aligns with your goals!

One of the major benefits of homeownership is building equity — but what does that mean? 🤔 Home equity is the portion of...
07/20/2026

One of the major benefits of homeownership is building equity — but what does that mean? 🤔 Home equity is the portion of your home that you truly "own." It's calculated as:

🏠 Home's Current Market Value – What You Owe on Your Mortgage = Equity

For example: If your home is valued at $350,000 and you owe $250,000, you have $100,000 in equity. 💰 Equity builds in two ways:
1. As you pay down your mortgage principal.
2. As your home's value appreciates over time. 📈

Equity can be utilized for renovations, college tuition, emergency funds, or even a down payment on your next home. The sooner you buy, the sooner equity starts working for you. 💪 Have questions about your options? Let's discuss. Contact us today!

Whether it's painting a wall a new color, enjoying a backyard with a pet, or adding flowers to the garden — owning a hom...
07/13/2026

Whether it's painting a wall a new color, enjoying a backyard with a pet, or adding flowers to the garden — owning a home is one of the most meaningful expressions of personal freedom. 🎆

Homeownership signifies:
🏠 Stability for your family.
🔑 The freedom to make your space truly yours.
💰 Building wealth over time.
🌳 Roots in your community.

If homeownership is one of your goals, now is the perfect time to start the conversation. Whether you're months away or just beginning to explore, we're here to help you understand your options and chart a path forward. Wishing you and your family a safe and joyous Fourth of July! 🎇🇺🇸

If you've been researching mortgages, you've likely come across PMI — private mortgage insurance. Here's what you need t...
07/06/2026

If you've been researching mortgages, you've likely come across PMI — private mortgage insurance. Here's what you need to know: 💡 PMI is typically required when your down payment is less than 20% of the home's purchase price. It protects the lender (not you) in case you default on the loan.

The good news? 🙌
• PMI is temporary — once you reach 20% equity in your home, you can request to have it removed. 📉
• It's often a minor monthly cost and doesn't have to be a dealbreaker.
• Some loan programs (like VA loans) don't require PMI at all. 🎖️

For many buyers, paying PMI makes sense — it allows you to buy sooner instead of waiting years to save a larger down payment. 🏠 We can help you weigh the pros and cons for your specific situation. Contact us today! 💬

07/04/2026

Happy 250th birthday, America! 🎆 Wishing you a safe and joyful Fourth of July from the John Adams Mortgage team. 🥳

You've got the offer accepted — congratulations! 🎉 But what comes next? The period between acceptance and closing can fe...
06/29/2026

You've got the offer accepted — congratulations! 🎉 But what comes next? The period between acceptance and closing can feel overwhelming. Here's a simplified overview of what to expect:

📋 Loan Application — Your formal mortgage application is submitted.
🔍 Home Inspection — A professional inspects the property for any issues.
🏡 Appraisal — A licensed appraiser verifies the home's value.
📂 Underwriting — The lender reviews all your documents and the property.
✅ Clear to Close — Your loan is approved, and you're almost there!
👀 Final Walkthrough — A last look at the home before closing day.
🔑 Closing Day — Sign the paperwork and receive the keys.

Staying responsive and having your documents ready helps keep the process moving smoothly. We guide you through every step. Contact us to learn more! 🏠

Address

26261 Evergreen Road, Ste 510
Southfield, MI
48076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when John Adams Mortgage NMLS #140012 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category