Workman Wealth

Workman Wealth At Workman Wealth, we believe every working person deserves a financial plan—and a trusted professional to guide them. abundance) shapes decisions.

Danielle’s mission is to help individuals and their families to make sound financial decisions, guiding them toward continual financial success and the lives they desire. Money is more than just numbers on a page; it’s a resource that, when managed well, can create security, freedom, and opportunity. We help clients navigate the full spectrum of financial planning:
• Building the foundation: budge

ting, balancing income vs. expenses, and aligning lifestyle choices with long-term goals.
• Managing debt and assets: understanding how to grow wealth genuinely and sustainably.
• Investing wisely: learning how money can grow when invested, how to balance risk and reward, and how to build a portfolio with the right asset allocation for any market condition.
• Entrepreneurship & self-employment: guiding small business owners, freelancers, and professionals in leveraging the value of their work, business, or side hustles.
• Retirement & beyond: planning for future cash flow needs, health care costs, and long-term care; understanding retirement account strategies, tax-efficient withdrawals, Social Security timing, and guaranteed income options.
• Protecting what matters most: ensuring beneficiaries are up to date, estate plans are in place, and safeguards like DPOA and health care designations are prepared well in advance. We also explore deeper conversations around money—our biases, our family money lessons, and how our mindset (scarcity vs. For some, the goal is FIRE (Financial Independence, Retire Early) through multiple income streams. For others, it’s creating legacy—philanthropy, family support, or simply peace of mind. Our mission is simple: to guide you toward the most efficient path to your financial goals, so your money works as hard as you do. Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA(www.finra.org) / SIPC(www.sipc.org). Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Blue Sky disclosure: This communication is strictly intended for individuals residing in the states of FL, GA, MI, NC, VT. No offers may be made or accepted from any resident outside the specific state(s) referenced.

A huge thank you to the Birmingham Family YMCA for hosting the Birmingham Bloomfield Chamber Action Group – Fun on Frida...
11/14/2025

A huge thank you to the Birmingham Family YMCA for hosting the Birmingham Bloomfield Chamber Action Group – Fun on Fridays – for our annual Thanks for Giving event!

Our group donated new and gently used winter coats, warm-weather gear, toiletries, and toys to support 12 local charities. 💙

Kelly gave us an incredible tour of the Y’s facilities and the amazing community programs they offer.

Thank you to everyone who came out for your generosity and sharing what you're thankful for today. It’s inspiring to see the Chamber in Action, strengthening community partnerships through the YMCA.

Grateful. Energized. Proud to belong to such an amazing group. 🙌

Their story begins with an enduring love. Life’s path hasn’t always been smooth for my parents, yet they’ve always held ...
10/14/2025

Their story begins with an enduring love. Life’s path hasn’t always been smooth for my parents, yet they’ve always held fast to the lesson my grandparents modeled so beautifully—real partnership means never letting go of each other’s side.
Both grew up on the East Side of Detroit: my father’s family in Grosse Pointe and my mother’s within the city limits. Love was abundant during the Baby Boom generation, and with that came big families. My dad’s father, who earned both accounting and law degrees from the University of Detroit, carried on the accounting firm his own father founded in 1920. My grandmother, meanwhile, was extremely busy raising eight children—my dad being the fifth.
On my mother’s side, my grandfather was a carpenter and roofer who often picked up extra shifts in the factories to provide for his eight children and a granddaughter at home. My grandmother was a woman of many hats—bookkeeper, legal assistant, and office support for a cemetery, law firm, long-haul trucking company, and insurance agency.
My parents inherited that same work ethic. They raised three children while working as manufacturers’ representatives in athletic apparel and footwear before eventually owning The Team Store to supply schools directly. My mom has been a realtor for more than 30 years and even works part-time at a fishmonger. My dad has spent over 40 years coaching basketball at both the high school and junior high levels, and he still finds joy tending his vegetable garden. For many years, they ran together—these days, the pace may have slowed to a walk, but wherever they go, they’re still holding hands like lovebirds, even after 52 years of marriage.
This weekend, our family gathered to celebrate my sister’s birthday. She doesn’t like me to mention her age, but I’ll just say she’s entered my decade. As a gift, my brother-in-law arranged for a professional photographer to meet us on Belle Isle for family portraits. With their son, my brother, his wife, their two children, and my three, it felt almost like a wedding photo shoot—full of laughter and joy. In his generosity, my brother-in-law even bought a plane ticket to bring home his niece from New York so no one would be left out.
The weekend was full of everything that matters most: good food, long conversations, a few competitive Euchre games, and a Friday night high school football game where we proudly watched the third marcher in our family take the field at halftime. More than anything, it was filled with gratitude—the kind that comes from being surrounded by family. Three generations, knit together like one of Grandma’s afghans or my daughter’s quilts—woven tight with love, history, and the blessing of togetherness.

In the quiet of the predawn along Lake Huron in Lexington, with all the Girl Scouts still snug in their beds, I had a ra...
10/06/2025

In the quiet of the predawn along Lake Huron in Lexington, with all the Girl Scouts still snug in their beds, I had a rare few minutes to reflect on the masterpiece of God’s creation and the lessons our Scouts were going to learn through their Journeys and Take Action Projects this weekend.

The Cadettes learned about the air they Breathe and how to improve it. The Seniors learned about food—how and where it’s grown, processed, distributed, and consumed— and why it matters in the Sow What? Journey. Our Ambassador Scout learned about global environmental Justice issues and how to create a vision for change.
We visited a family farm in Croswell and learned about raising chickens, a fruit tree orchard and a sustainable organic vegetable garden. The girls gathered fruits, vegetables, eggs along with some farm raised organic beef and chicken from another local farm and prepared an amazing meal including roasted squash, fried rice, zucchini boats, and pasta primavera sauce which we ate under the moonlight.

Both Saturday and Sunday mornings, the Scouts created a sustainable Take Action Project installing a Beach Clean Up Station at the Girl Scout Camp in Lexington. They dug a hole, stained a fence post, drilled hooks for bucket that had drilled holes to let the sand through, and created sign prototypes for the GSSEM Council to have a sign made encouraging other Scouts to help in the to pick up trash that makes its way into our Great Lakes waterways and on our beaches. We hope future scouts will take a bucket and grabber to the beach and pick up trash, record the number of pieces they pick up, and share the challenge with others.

Our Girl Scouts know that a movement can start with just a small group who care about protecting our planet, preserving the beauty for future generations and creating a world that uses our natural resources wisely.

When your daughter has back-to-back camps and mom gets stuck finishing her SWAPS (Special Whatchamacallits Affectionatel...
06/27/2024

When your daughter has back-to-back camps and mom gets stuck finishing her SWAPS (Special Whatchamacallits Affectionately Pinned Somewhere) for Girl Scout Honor Guard Camp on Mackinac Island… Hope you like them Eleanor, I have hot glue on my manicure and glitter everywhere I touch just because I love you!

Mini Bomb Pops
Olympic Torches and Flags for Team USA

Shout out to Tim McDemott of The Tennis & Golf Co on Woodward for the special deal on the golf tees for the torches.

A checklist for what to do (and not do) after someone dies
04/03/2023

A checklist for what to do (and not do) after someone dies

It’s easy to overlook an important task after a loved one passes away. Follow this checklist to help make a challenging time less confusing.

According to a recent report by UBS, only 20% of couples participate equally in financial decisions. However, it’s not i...
03/31/2023

According to a recent report by UBS, only 20% of couples participate equally in financial decisions. However, it’s not in your best interest to take a backseat when it comes to managing family finances — here’s why.

Be prepared for the worst and empowered in the present.

Save More for Retirement in 2023 Thanks to Higher IRA and 401(k) Contribution Limits
03/29/2023

Save More for Retirement in 2023 Thanks to Higher IRA and 401(k) Contribution Limits

If you're saving for retirement, you can contribute a lot more to an IRA, 401(k), or other retirement account in 2023.

How the FDIC Protects Your Money After a Bank Run
03/17/2023

How the FDIC Protects Your Money After a Bank Run

After two bank failures, the regulatory agency intervened to keep additional bank runs from occurring.

“Is My Money Safe?” Real Answers For What’s Happening At U.S. Banks
03/16/2023

“Is My Money Safe?” Real Answers For What’s Happening At U.S. Banks

If you've recently Googled the question: “Is my money safe?” you’re not alone. Searches have spiked sky-high since the failure of Silicon Valley Bank

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20505 W. 12 Mile Road
Southfield, MI
48075

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+12489484087

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