Joshua Ellis, Financial Planner at MassMutual Great Lakes

09/09/2026

"I've got life insurance through my job, so I'm good."

Two things nobody tells you about that coverage:
It's often a fraction of what your family would actually need.
And it usually doesn't follow you when you leave the job.

Group coverage is a nice start, but a start isn't a plan.

09/08/2026

The 3 C's: Choice. Chance. Change.

You have to make the choice to take the chance if you want anything in your life to change.

Life insurance is one of those choices.
The choice to face an uncomfortable topic today, so your family isn't blindsided tomorrow.

Nobody gets to skip the "chance" part, life is uncertain for all of us.

The only thing you control is whether you chose to prepare for it.

09/07/2026

Happy Labor Day! Hope everyone has a nice and relaxing weekend.

09/04/2026

We call it “life” insurance, then only ever talk about death.

But the name fits better than people think.

Certain policies can help while you’re still here: building value you can access, or paying out early if a serious illness strikes.

The right coverage doesn’t just protect your family’s future.
It can protect yours, too.

Most people were just never told that part.

09/02/2026

September is Life Insurance Awareness Month — a reminder that for business
owners, life insurance can help protect more than just loved ones. It can also play a role in supporting business continuity, succession planning, and financial stability if the unexpected happens. Let’s connect.

09/02/2026

"I'll get life insurance later" is the most expensive sentence in personal finance.
Here's what nobody tells you: it's priced on two things — your age and your health.
Both only move in one direction. Every year you wait, it costs more.
And a single change in your health can take the decision out of your hands completely.
You don't buy life insurance when you need it. You buy it while you still qualify.
The best day was yesterday. The second best is today.

Call now to connect with business.

09/01/2026

Life insurance isn't really about you. It's about who you'd leave behind.
It's for the kid who still needs to go to college.
It's for the spouse who shouldn't have to grieve and panic at the same time.
It's for the people who still have to keep living after you're gone.

We don't plan for it because we expect the worse, we plan because they're worth protecting.
That's love with a plan behind it.

08/28/2026

S.Y.S.T.E.M.
Saves You Stress, Time, Energy, and Money.

Most people are winging it with the most important resource they've got.

A plan isn't restriction. It's relief. That's the power of having a system.

08/27/2026

Turning 18 is a big milestone. It also brings important changes many families don’t realize — like parents losing access to medical and financial information. This article walks through a few important forms to consider and why they matter. And if you’d like help taking the next step, I can connect you with trusted legal professionals in our community.

https://bit.ly/4xW0fzm

08/13/2026

Trying to squeeze in one last getaway before back‑to‑school chaos? Before you book, try these cost‑smart moves.