Wallerend Ezin - Financial Advisor

09/04/2026

The U.S. Treasury is increasing government debt buybacks to support the longer-term bond market.

The move aims to improve market liquidity and comes as longer-term Treasury yields remain elevated.

While the change may help stabilize the bond market, it does not change the government’s broader borrowing needs.


Source:

The announcement targets the sensitive longer-duration part of the Treasury market.

09/02/2026

☕ Coffee Sips Series: It’s Not Just Your Bracket

Your tax bracket is only part of the picture.

Income affects more than tax rates. It can also influence tax credits, deductions, retirement contributions, and other planning opportunities.

08/28/2026

The Federal Reserve held interest rates steady at its July meeting, keeping the federal funds rate at 3.5%–3.75%.

The decision wasn’t unanimous, reflecting ongoing concerns about inflation. For households and businesses, interest rates continue to impact borrowing costs, spending, and the broader economy.


Source:

The announcement targets the sensitive longer-duration part of the Treasury market.

08/26/2026

☕Coffee Sips Series: Asset Location

It’s not just about what you invest in, it’s also about where you hold it.

Asset location can play an important role in managing taxes and maximizing your strategy.

08/19/2026

☕Coffee Sips Series: The Wash-Sale Rule Trap

Thinking about selling an investment at a loss?

Before you buy it back, make sure you understand the wash-sale rule. A small timing mistake could cost you.

08/12/2026

☕Coffee Sips Series: The Check Isn’t Always the Smartest Gift

Giving money to your kids or grandkids can feel like the easiest way to help, but there may be smarter ways to make that gift work harder.

Before you write the check, a little planning can go a long way.

08/05/2026

☕ Coffee Sips Series: Concentration Risk

When too much of your wealth is concentrated in one asset, even your own business, it can create unnecessary risk. Diversification is an important part of a well-rounded financial plan.

07/29/2026

☕Coffee Sips Series: The Rate That Lies to You

A high interest rate can look appealing, but taxes may tell a different story. Before chasing the highest rate, compare what you'll actually keep.

07/24/2026

☕Coffee Sips Series: Before-Tax vs. After-Tax Savings | When Traditional Wins

Is Roth the right choice for everyone? Not necessarily.

The final phase of this three-part series explains why traditional before-tax savings can be the better option for some investors, depending on their current income and expected tax rate in retirement.

If you have any questions or would like to discuss what strategy may be right for you, please don't hesitate to reach out!

📞 (248) 663-4708
📧 [email protected]
🌐 https://nathorfinancial.com/contact-us

07/23/2026