Stephanie Parker-Smith The Mortgage Artist NMLS 1745979 Movement Mortgage

05/16/2026

If you’re 62+ and own your home, this might be worth knowing…

I’ve been having some really eye-opening conversations lately with homeowners who didn’t realize they could access part of their home’s equity without selling or taking on a monthly mortgage payment.

For some, it’s helped with:
• Supplementing retirement income
• Covering medical expenses
• Paying off existing mortgages or debt
• Just creating a little more breathing room each month

And no—you don’t give up ownership of your home.

When the time comes, your family still has options—they can keep the home by refinancing or selling it, typically with up to a year to make that decision.

It’s not for everyone, but for the right situation, it can be a game changer.

If you (or a parent) are curious how this works, feel free to message me. Happy to explain and connect you to one of our Reverse Specialist —no pressure at all

05/07/2026

03/02/2026

As of late February 2026, the average 30-year fixed mortgage rate has dropped to 5.99%, marking the lowest level since fall 2022 and the first time dipping below 6% in over three years. This significant shift increases buying power, improves affordability, and may trigger a surge in market activity, offering a prime window for buyers previously on the sidelines.

Let’s talk…….. 910-527-3333
The Mortgage Artist 👩‍🎨

02/18/2026

Let’s talk and get you pre-approved so you can shop for a home with confidence.

I can offer assistance and advise regarding credit repair, if needed.

Thoughts about today’s market….

Key Aspects of the Rebalancing Market:
Flexibility: Buyers have more leverage in negotiations.
Concessions: Sellers are more open to coveringi closing costs.
Preparation: Knowing your financial standing is the crucial first step.

In a rebalancing real estate market, prepared buyers gain an advantage, allowing for better negotiation, financing, and timing. Buyers can negotiate lower prices and ask for concessions on closing costs The key is to first know your numbers and options.

910-527-3333 🏠

02/16/2026

Stop waiting for a market that may never return. 🛑
Data shows that current rates (hovering around 6.09% as of mid-February 2026) are significantly lower than the 50-year average of ~7.7%. Those "once-in-a-generation" low rates of the 2010s were just that—an exception, not the rule.
If you’re waiting for 3% to come back, you’re likely watching your future home get more expensive every month. Let’s stop "waiting" and start "winning." Let’s build a smart buying strategy for the 2026 market today.

07/19/2025

06/08/2025

Let’s connect!
If homeownership is on your vision board this year!
Drop a “🏠” in comments below!!!!!

06/07/2025

Call Better Homes and Gardens Real Estate Lifestyle Property Partners LLC

03/13/2025

Call Scott Lincicome regarding these new construction homes in Moore County.

ALERT🚨

Price Reduction on Three Homes:

468 Yadkin Rd.
472 Yadkin Rd.
476 Yadkin Rd.

In Southern Pines, North Carolina🏠🌲

For more information, give us a call today!

Listing Broker: Scott Lincicome
📞910.315.7856
📧[email protected]
🌿Better Homes and Gardens Real Estate Lifestyle Property Partners LLC