Bernie Ravelson, Financial Advisor at Baystate Financial

04/13/2023

One in three people say that they’ll be working until 70 or until they no longer can. Does that reflect your retirement plan? MassMutual recently teamed up with the Age-Friendly Institute to find out how long Americans are planning to stay in the workforce. Learn more: https://bit.ly/43ou1P3.

04/10/2023

3 reasons an entrepreneur needs life and disability insurance.

Besides protection, disability and life insurance can be versatile tools for business owners.

03/30/2023

With the new changes to the SECURE act, the landscape of retirement is shifting. We should get together to talk about how this may impact your plans and how an annuity can benefit you. https://blog.massmutual.com/post/retirement-congress-securetwo.

03/17/2023

03/16/2023

With tax brackets lowering in 2023, now may be the time to convert your traditional IRA to a Roth IRA. We should talk and consider an annuity as a partner product that has lifetime income and limited tax liability. https://blog.massmutual.com/post/roth-conversions.

03/06/2023

Did you know that Delaware is considered to be the most age-friendly place to retire in the US? Because retirement doesn't simply boil down to the assets you've saved over the years, MassMutual has partnered with the Age-Friendly institute to find the most age-friendly places to settle down for post-work life. https://bit.ly/3L00HHK.

03/02/2023

Changes to the SECURE act have made it so you can keep contributing to your retirement savings longer before your required minimum distributions kick in. Let’s discuss how annuity products can provide more options for your retirement strategy and stretch the value of your dollar. https://www.massmutual.com/efiles/ann/pdfs/an7017.pdf.

02/27/2023

There will be 8.6 million more Americans above the age of 65 by 2026 and the demand for guaranteed income will undoubtedly increase. Let’s talk about how we can prepare for that reality. https://bit.ly/3F3DqB9.

02/23/2023

Times change and so might your retirement situation. If you have an annuity as part of your plan, let’s chat and see if keeping or exchanging it makes sense.

02/21/2023

If leaving a financial legacy is important to you, I have solutions that can help. Call me today.

02/16/2023

You need to protect the funds you’ve been building over the years from taxes, inflation, and other market challenges. Think about rolling over your qualified retirement savings accounts into a fixed annuity to defend against market risk and guarantee your income. https://bit.ly/3S1QtYY.