Heidi S. Milam Attorney at Law

01/16/2026

Interesting read. Good information except that if your credit score has already been damaged by late payments or other issues, bankruptcy will usually increase your score. If you have questions about your own situation, please call the office for an appointment. 662-349-2322

The increase in bankruptcy filings comes as Americans face a slate of economic pressures, from sticky inflation to elevated borrowing costs.

05/08/2025

Are student loans or other debt weighing you down? Consider Chapter 13 for relief. Give us a call to schedule an appointment to talk about it - (662) 349-2322

04/23/2024

https://www.yahoo.com/news/pay-later-lenders-issue-credit-173026592.html

Shoppers in recent years have embraced “buy now, pay later” loans as an easy, interest-free way to purchase everything from sweaters to concert tickets. The loans typically are not reported on consumers’ credit reports, however, or reflected in their credit scores. That has stoked concerns tha...

04/03/2024

https://www.yahoo.com/finance/news/getting-car-loan-bankruptcy-224153802.html

Getting approved for a car loan after bankruptcy can be challenging.

01/22/2024

https://www.yahoo.com/finance/news/completely-debt-free-no-mortgage-020000374.html

Credit history is still important for utilities, phone services and insurance.

11/16/2023

https://www.experian.com/blogs/ask-experian/why-did-my-credit-score-drop/?mkid=15E186E8-966D-5E73-BEB6-B6ABCEC31BAB&ty=boost&pc=crm_exp_0&cc=emm_a_m_act_166418_PostAlertScore_20200610_x_101

There are many reasons why your credit score could have gone down, including a recent late or missed payment or an application for new credit.

09/08/2023

Many nursing homes try illegal strategies to frighten family members or friends into paying the bill. Don’t be intimidated.

09/08/2023

Back to school sometimes means debts pile up! If you are overwhelmed with your debt, please call our office to make an appointment - 662-349-2322.

06/13/2023

Student loan payments are supposed to start back in August! If you think you will have problems paying them, don't wait to the last minute to call! 662-349-2322 Check out this article to see if you qualify for forgiveness.

See if you qualify for a federal student loan forgiveness, cancellation or discharge program such as Public Service Loan Forgiveness.

07/29/2022

Is your phone ringing non-stop from debt collectors? Does it feel like the walls are closing in? Chapter 13 bankruptcy may be for you.

Contact us today to see how we can help.
☎️ 662-349-2322

07/27/2022

During divorce proceedings, property division is often emotionally-charged. We know how to handle the complicated process of dividing your assets.

Call us today to schedule a consultation.
☎️ 662-349-2322

07/25/2022

With over 15 years of experience in bankruptcy and family law, Heidi Milam Attorney at Law PLLC is committed to helping our clients address their financial and legal problems.

Call today for a consultation.
☎️ 662-349-2322