Shannon Shirley - Mortgage Broker

07/03/2026

05/31/2026

SUNDAY THOUGHTS (I follow too many mortgage & realtor groups 😆)

Competitor has a better rate & lower fees? I'll tell you! (highly unlikely that they do ) Sometimes saving $500 in closing cost just isn't worth the service levels you are about to experience also.

Too risky to repull credit? I'll tell you! Sometimes repulling your credit can be a huge disadvantage. Did you know I can shop you with multiple lenders with 1 credit pull?

Everyone isnt the cheapest or the best. Having a referral partner who will tell you, I can find you a better product but its not with me is so important. Also, having someone in your corner who will guide you with solid advice is NECESSARY. I have a construction program but I also know of a better one that I think will be less complicated. I will admit that. I have a heloc, but, depending on the amount and loan to value, I also know of a better program that will benefit some homeowners more. I will admit that as well.

The point of this post is..... when you are making such a HUGE financial decision, you need to work with someone who will give you honest, valuable options to save you time & money that make sense. Buying (or refinancing) a home doesnt have to be complicated. Call or text me if you have questions. Application link is in the comments 🫶🏽

☎️ 803-427-2417

04/13/2026

Thinking about buying a house but not sure where to even begin? 🏡

Not sure who to trust as your realtor?

Good news! You don’t have to figure it out alone. I’ll walk you through the entire process step by step (without the overwhelm), and I’ve got a solid list of trusted realtors ready to match you with the right fit.

Let’s make this whole “buying a home” thing a lot less stressful—and maybe even a little fun. 😉

Shoot me a message! Contact info below! Link for application is in the comments!

☎️: 803-427-2417

01/22/2026

Brokers may offer lower rates and fees on government loans because they access wholesale lending channels, which often provides better rates than traditional mortgage lenders, banks or credit unions. While government loans typically have lower down payment and credit score requirements, brokers can still offer competitive rates due to their ability to negotiate with multiple lenders and their lower overhead costs.

Call me (or text me) and let's chat!

C: 803-427-2417

01/16/2026

For my realtor friends!

01/14/2026

If you haven’t been paying attention, rates have dropped!

How does that impact YOU?

Well, if you were buying a home, essentially “the money” to buy a home just went on sale! A… “fire sale”… 😏

For those of you who have a rate above 6.875%, let's talk!

☎️ 803-427-2417