Brett Gotch, Vice President NMLS 649088

Brett Gotch, Vice President NMLS 649088 Our experience will not be transactional. I will help you with all your banking needs!

I have over 16 years of experience in the banking industry and I have the knowledge to assist you in your dream.

Mortgage Myth vs Fact:A great credit score is certainly a good start but many things go in to your loan approval. Your l...
02/10/2025

Mortgage Myth vs Fact:
A great credit score is certainly a good start but many things go in to your loan approval. Your lender will also review your Income, Assets, Credit History, Collateral and any other factors relevant to the loan and your personal qualifications.

Did you know that if you can afford to rent, you can probably afford to own?Here are three basic factors for qualifying ...
02/06/2025

Did you know that if you can afford to rent, you can probably afford to own?
Here are three basic factors for qualifying for a home loan:
Income - If you have a job or steady source of income, you're off to a great start.
Down Payment - Many programs will work with 5%, 3.5%, and in some cases, even 0% down. Sometimes, closing costs can be paid for you as well.
Credit – Even if there are a couple of dings on your credit report, there’s probably a loan program for you.
That's it. These three items are the fundamentals of mortgage lending. If you work and pay your bills on time, you may already be well on your way to homeownership.
Start building your OWN wealth today! Give me a call to get started.

πŸ””β°πŸ“… πŸ’Έ 5 Reminders to set this year to get your financial house in order πŸ’΅  Set a reminder for the end of January to see ...
01/17/2025

πŸ””β°πŸ“… πŸ’Έ 5 Reminders to set this year to get your financial house in order
πŸ’΅ Set a reminder for the end of January to see if you have all the documents you need (W2 statements, etc.) to file your taxes.
πŸ’΅ Set monthly reminders to pay bills on time.
πŸ’΅ Set an annual reminder to pull free copies of your credit reports.
πŸ’΅ Set an every-payday reminder to transfer money from checking to savings.
πŸ’΅ Set reminders at the end of every month to see how your spending tracks against your budget.

Address

1001 W 29th Street
South Sioux City, NE
68776

Opening Hours

Monday 7:15am - 5pm
Tuesday 7:15am - 5pm
Wednesday 7:15am - 5pm
Thursday 7:15am - 5pm
Friday 7:15am - 5pm
Saturday 8:15am - 12pm

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