Jessie Yeung, Mortgage Broker Associate

Jessie Yeung, Mortgage Broker Associate Jessie Yeung, Mortgage Broker Associate
Mortgage Connection
NMLS #2167085 | DRE #02151046

06/04/2026

How much do you need to make to qualify for a $1,298,000 home in San Bruno, CA?

Purchase price: $1,298,000
Down payment: $259,600 (20% down)
Interest rate: 6.000% (APR 6.185%)
Mortgage payment: $6,226

+ Property tax + insurance
Estimated total payment : $7,800

Remember, this is an estimated monthly payment, and your payment could look a little different!

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

Listing presented by OWN Real Estate

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05/28/2026

Most people assume mortgage payments work the same way rent does.

They don’t ❌

With rent, you pay for the upcoming month.

With a mortgage, you’re paying for the month that already passed.

That’s why timing around your first mortgage payment can feel confusing if you’ve never owned a home before.

It’s one of those things that makes more sense once you actually see how the process works.

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

Β  Β  Β  Β 

05/22/2026

How much do you need to make to qualify for a $1,950,000 home in San Francisco?

Purchase price: $1,950,000
Down payment: $390,000 (20% down)
Interest rate: 6.000% (APR 6.139%)
Mortgage payment: $9,353

+ Property tax + insurance
Estimated total payment : $11,700

Remember, this is an estimated monthly payment, and your payment could look a little different!

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

Listing presented by OWN Real Estate

Β  Β  Β  Β 

05/13/2026

Getting your offer accepted doesn’t mean the loan is fully done.

A lot of buyers don’t realize your finances are still being reviewed all the way through closing.

That’s why what you do during escrow matters.

Opening new credit can change your qualifications.
Large deposits may need to be documented.
Changing jobs can affect your loan approval.

Even small changes can create delays or issues before closing.

Your loan isn’t final until it closes.

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

04/08/2026

Investors are qualifying for a mortgage without traditional income β€” here’s how.

With DSCR loans, you qualify using the property’s rental income, not your personal income.

No W2s.
No paystubs.
No tax returns.

This is how investors qualify without showing income or employment.

These are available in multiple states β€” so whether you’re buying local or out of state, send me a message and let’s get you started.

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

03/23/2026

How much do you need to make to qualify for a $1 Million home in the Bay Area?

Purchase price: $1,000,000
Down payment: $200,000 (20% down)
Interest rate: 6.000% (APR 6.108%)
Mortgage payment: $4,797

+ Property tax + insurance
Estimated total payment: $6,100

Remember, this is an estimated monthly payment, and your payment could look a little different!

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

03/20/2026

How much do you need to make to qualify for a $1,095,000 home in San Francisco?

Purchase price: $1,095,000
Down payment: $219,000 (20% down)
Interest rate: 6.000% (APR 6.105%)
Mortgage payment: $5,252

+ Property tax + insurance
Estimated total payment : $6,600

Remember, this is an estimated monthly payment, and your payment could look a little different!

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

Listing presented by OWN Real Estate

02/23/2026

If buying a home is on your radar, there are a few things you can do BEFORE you apply for a mortgage.

Most buyers wait until the last minute β€” but preparation is what actually makes the biggest difference.

βœ… Keep your job and income steady.
βœ… Start saving for closing costs and reserves
βœ… Check your credit early

These small moves done early can change your options later.

If you’re thinking about buying and want to know where you stand, send me a message and let’s look at your numbers.

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS 2167085 | DRE 02151045

Mortgage Connection NMLS 321656 | DRE 01272612

bayarearealestate

02/04/2026

Online mortgage rates don’t tell the whole story β€” and this is why your actual rate might look higher than what you see advertised.

Those rates are usually based on best-case scenarios: top-tier credit, large down payments, and low-risk property types. Once your real details are factored in, the rate can change.

Property type matters.
Down payment matters.
Credit score matters.

And those aren’t the only factors lenders look at.

This is why two buyers looking at the same home can get very different rates.

If you want to know what rates look like for your situation, send me a message and let’s run the numbers.

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS # 2167085 | DRE # 02151045

Mortgage Connection NMLS # 321656 | DRE # 01272612

Β  Β  Β  Β  Β  Β 

01/29/2026

How much do you need to make to qualify for a $1,598,000 home in San Bruno, California?

Purchase price: $1,598,000
Down payment: $319,600 (20% down)
Interest rate: 6.000% (APR 6.073%)
Mortgage payment: $7,665

+ Property tax + insurance
Estimated total payment : $9,600

Remember, this is an estimated monthly payment, and your payment could look a little different!

π‘Ήπ’†π’‚π’…π’š 𝒕𝒐 π’Žπ’‚π’Œπ’† π’šπ’π’–π’“ 𝒏𝒆𝒙𝒕 π’Žπ’π’—π’†?

JESSIE YEUNG
Mortgage Broker Associate
πŸ“² (650) 242-5058
βœ‰οΈ [email protected]
🌐 NMLS # 2167085 | DRE # 02151045

Mortgage Connection NMLS # 321656 | DRE # 01272612

Listing presented by OWN Real Estate

Address

1435 Huntington Avenue #102
South San Francisco, CA
94080

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