03/13/2026
What if you owe more than it is worth?
That is an underwater situation. It is stressful, and you still have options.
One possible path is a short sale.
That is when the lender agrees to accept less than what is owed.
It can take time and it depends on your lender’s approval and your paperwork.
Timing matters.
The earlier you talk through numbers, the more options you keep.
Waiting can add fees and reduce flexibility.
If you want clarity on your next step, reach out.
📞 (612) 249-9300
📧 [email protected]
🌐 sotahomebuyers.com