Acadia Lending Group

Acadia Lending Group Mortgage company offering advice & assistance to current and future homeowners. NMLS 370636

One of the biggest surprises for many homebuyers is that USDA loan eligibility starts with the property's location.While...
08/04/2026

One of the biggest surprises for many homebuyers is that USDA loan eligibility starts with the property's location.

While USDA loans are intended for homes in eligible rural and suburban areas, those areas often include communities that buyers don't expect. A home doesn't have to be on a farm or surrounded by acres of land to qualify.

If you're exploring your financing options, don't count yourself out based on assumptions. You may have more choices than you think.

Have questions about USDA loans or wondering if a specific property may qualify? We're always happy to help.

🏡 Learn more about USDA loans:
https://mainemortgage.com/usda-loans/

Acadia Lending Group | NMLS 370636

MYTH MONDAY:"You have to own land before you can apply for a construction loan."Not necessarily.Depending on the loan pr...
07/27/2026

MYTH MONDAY:

"You have to own land before you can apply for a construction loan."

Not necessarily.

Depending on the loan program, eligible borrowers may be able to finance both the land purchase and the construction of their new home together.

Every situation is different, which is why it's important to understand your options before purchasing land or signing a building contract.

If building a home is in your future, our Complete Guide to Construction Loans in Maine answers this question and many more.

📖 https://mainemortgage.com/construction-loans-guide/

NMLS 370636

Building a home? Here's a term you'll probably hear:One-Time Close Construction LoanInstead of closing on a construction...
07/27/2026

Building a home? Here's a term you'll probably hear:

One-Time Close Construction Loan

Instead of closing on a construction loan first and then refinancing into a permanent mortgage later, a One-Time Close Construction Loan combines both into a single closing.

For many borrowers, that can mean a simpler financing process with fewer steps along the way.

Curious how it works? Our Complete Guide to Construction Loans explains One-Time Close Construction Loans, financing land, the construction process, and answers many of the questions we hear from homebuyers in Maine and New Hampshire.

📖 https://mainemortgage.com/construction-loans-guide/

NMLS 370636

MYTH MONDAYMyth: "If you get a reverse mortgage, the bank owns your home."False.One of the biggest misconceptions about ...
07/13/2026

MYTH MONDAY

Myth: "If you get a reverse mortgage, the bank owns your home."

False.

One of the biggest misconceptions about reverse mortgages is that you give up ownership of your home. In reality, you remain the homeowner and continue to hold the title.

Like any mortgage, there are ongoing responsibilities. Homeowners must continue to:
✔ Live in the home as their primary residence
✔ Pay property taxes
✔ Maintain homeowners insurance
✔ Keep the home in good condition

A reverse mortgage simply allows eligible homeowners to convert a portion of their home's equity into usable funds while continuing to live there.

If you've ever wondered how reverse mortgages really work, we've answered many of the most common questions in our guide:

https://mainemortgage.com/reverse-mortgage-questions/

NMLS 370636

🌾 MYTH MONDAYMyth: USDA loans are only for farms.Not true.Despite the name, USDA loans aren't limited to farms or agricu...
07/06/2026

🌾 MYTH MONDAY

Myth: USDA loans are only for farms.

Not true.

Despite the name, USDA loans aren't limited to farms or agricultural properties. Many eligible homes in Maine are located in small towns and rural communities.

If you meet the program's eligibility requirements, a USDA loan may offer benefits like no down payment for qualified buyers.

Not sure if a property is located within a USDA-eligible area? That's where we can help.

Learn more about USDA loans:
https://mainemortgage.com/usda-loans/

NMLS 370636

Building a home is an exciting journey, but figuring out the financing can feel overwhelming.Questions like...❓ Do I nee...
06/29/2026

Building a home is an exciting journey, but figuring out the financing can feel overwhelming.

Questions like...

❓ Do I need to own land before I apply?
❓ Can I finance the land and the construction together?
❓ What is a One-Time Close Construction Loan?
❓ Can I build on family-owned property?
❓ How much money do I need for a down payment?
..are some of the most common questions we hear.

That's why we created our most comprehensive guide to construction loans yet.

Whether you're planning your first home, your forever home, or a seasonal getaway in Maine or New Hampshire, this guide walks you through the construction financing process from start to finish, including common misconceptions, helpful tips, and answers to frequently asked questions.

📖 Read the Complete Guide to Construction Loans:
https://mainemortgage.com/construction-loans-guide/

Have questions about building a home? Our team is always happy to help.

NMLS 370636

We're approaching a milestone that means a lot to us: 600 5-Star Google reviews.Every review represents a client who tru...
06/23/2026

We're approaching a milestone that means a lot to us: 600 5-Star Google reviews.

Every review represents a client who trusted us with one of the biggest financial decisions they'll make.

We don't take that trust for granted.

Thank you to everyone who has shared their experience, referred a friend, or chosen Acadia Lending Group over the years.

We're grateful for every one of you.

NMLS 370636

Some of our favorite childhood memories happen at home.Whether it's building blanket forts, playing in the backyard, or ...
06/21/2026

Some of our favorite childhood memories happen at home.

Whether it's building blanket forts, playing in the backyard, or simply spending time together, home is where so many special moments begin.

This Father's Day, we're celebrating the dads, grandfathers, stepdads, and father figures who help make those memories possible.

Happy Father's Day from all of us at Acadia Lending Group.

NMLS 370636

DID YOU KNOW? June is National Home Ownership Month!Every homeowner has a story.A first home.A growing family.A fresh st...
06/17/2026

DID YOU KNOW? June is National Home Ownership Month!

Every homeowner has a story.

A first home.
A growing family.
A fresh start.
A dream finally realized.

This month, we're celebrating the benefits of homeownership and the people who make those stories possible.

Learn more:

https://mainemortgage.com/national-homeownership-month/

NMLS 370636

Teamwork, trust and transparency.That's how we do business. Our BBB Accreditation means we're committed to doing what's ...
05/26/2026

Teamwork, trust and transparency.

That's how we do business. Our BBB Accreditation means we're committed to doing what's right, not just what's "easy".

Acadia Lending Group. The Way Lending Should Be.

NMLS 370636

Address

10 Donald B Dean Drive, Suite 2
South Portland, ME
04106

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 8:30am - 5pm

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