James E Stoeckel Health and Life Insurance

03/19/2026

Still time to change your Medicare Advantage to a $0 plan if you are paying a premium or unhappy with your current benefits.

10/22/2025

Licensed NJ UnitedHealthCare agent James Stoeckel will be at the library on Wednesdays from 11:00 AM to 1:00 PM, October 8 through December 3, to provide information and advice on choosing a Medicare plan. You may call him at 908-246-3633 or email [email protected] to set up an appointment, but drop-ins are also welcome! https://southplainfield.librarycalendar.com/events/upcoming?keywords=medicare

10/06/2025

Medicare Information Sessions at the South Plainfield Library
Join me for my third year of presenting important updates on Medicare changes for 2026 at the South Plainfield Library.
Whether you are new to Medicare or wish to review the upcoming changes, I invite you to stop by for a one-on-one discussion.
This year, several Medicare Advantage PPO plans are seeing premium increases, and many prescription drug plans will also have cost adjustments.
Be sure to review your Annual Notice of Change (ANOC) and visit me to better understand your coverage and options for 2026.
Looking forward seeing you,
James Stoeckel

05/25/2025

ON THE WAY TO TURNING 65!

The Medicare Initial Enrollment Period (IEP) is a seven-month period when someone is first eligible to sign up for Medicare:
Age eligibility
The IEP begins three months before the person's 65th birthday, includes the month of their 65th birthday, and ends three months after.
Turning 65 Mistakes:
• Not fully comparing original Medicare with Medicare Advantage plans
• Not signing up for Medicare at the right time
• Being confused about your options if you work past age 65
• Delaying enrollment if your job’s insurance is second in line
• Not knowing when to sign up for Part D
• Choosing a Medicare Advantage plan that doesn’t include your health care providers
• Not understanding your out-of-pocket costs
• Waiting too long to buy Medigap coverage
• Not checking the prescription list in a Part D policy
• Assuming you can’t afford Medicare
LET ME ADVISE YOU ON ENROLLING IN THE RIGHT MEDICARE PLAN!

Send a message to learn more

04/25/2025

Turning 65? Reach out today to explore your options!

Send a message to learn more

04/25/2025

As a certified and licensed insurance advisor with over 10 years of experience, I’ve helped clients of all ages—from young adults to seniors—navigate their Life and Health Insurance needs. I specialize in Medicare, Medicaid, and ACA Medical Insurance, and you can feel confident in the guidance I provide.

My goal is to provide you with the professional service, information, and understanding you need to feel confident in choosing the right insurance plan. I look forward to meeting with you.

10/17/2024

It's Medicare 2025 AEP season! If you need help understanding the new changes to Medicare I will be at the South Plainfield Library every Wednesday now to December 4th from 11 am to 1 pm.
Stop in for information on Medicare plans You may call to set up an appointment by calling 908-246-3633 or email [email protected].

Please note that Medicare Part D prescription plans now have a $2000 cap. If you are being prescribed costly brand-name drugs that are tier 3 or higher. For most plans, you will have to pay a set plan deductible up to $590 before the plan cost benefit starts. Your best interest is to review and compare your current plan to ensure you are not overpaying for your prescriptions.

07/13/2024

ON THE WAY TO TURNING 65!

The Medicare Initial Enrollment Period (IEP) is a seven-month period when someone is first eligible to sign up for Medicare:
Age eligibility
The IEP begins three months before the person's 65th birthday, includes the month of their 65th birthday, and ends three months after.

Turning 65 Mistakes:

• Not fully comparing original Medicare with Medicare Advantage plans
• Not signing up for Medicare at the right time
• Being confused about your options if you work past age 65
• Delaying enrollment if your job’s insurance is second in line
• Not knowing when to sign up for Part D
• Choosing a Medicare Advantage plan that doesn’t include your health care providers
• Not understanding your out-of-pocket costs
• Waiting too long to buy Medigap coverage
• Not checking the prescription list in a Part D policy
• Assuming you can’t afford Medicare

LET ME HELP BEFOR YOU MAKE A MISTAKE!

05/16/2024

Turning 65 and deciding on Medicare? You need to start planning on your future Medical coverage now. You have 3 months before and after the month you turn 65 to make a decision. If you delay you may risk getting a penalty for not having credible insurance. Contact me for information on your Medicare Rights!

03/01/2024

Last Month to change your Medicare Advantage plan. If you are turning 65 don't miss your chance to enroll in a guaranteed Medicare Supplemental Plan!

02/24/2024

Be Healthy - Stay Healthy