Danene Strand - Welcome Home

09/03/2026

I’ve spent my whole life in Davis County, so when it comes to finding a place to call home here, I know the area pretty well.

From Layton and Farmington to Kaysville, Syracuse and the communities surrounding Hill Air Force Base, there are plenty of places to look and plenty of financing options to consider.

Finding Waldo might be the hard part. Figuring out your financing doesn’t have to be.

09/02/2026

September in Northern Utah means peaches, traditions, and making memories. 🍑🤍

In this month’s Just Outside Your Door, I’m sharing why Brigham City, Peach Days, and a simple bag of peaches will always hold such a special place in my heart.

It’s a little bit about where we live, a little bit about family, and a whole lot about the traditions we pass down.

Read the full story here! 👇
https://welcomehomewithdanene.substack.com/p/just-outside-your-door?

Helping you discover not just a house — but all the reasons you'll love calling Northern Utah home.

08/31/2026

🌟Danene Strand🌟
Loan Officer | NMLS # 442493
801-645-5363
[email protected]

08/25/2026

There’s more than one way home.

Maybe it’s new construction. Maybe it’s an established neighborhood with mature trees and a little more character. Maybe you’re buying your first home, moving up, using your VA benefits, or looking at financing options you didn’t even know were available.

There isn’t one right path to homeownership, and there isn’t one loan that works for everyone.

That’s where I come in. I’ll help you look at the different homes, loan programs, down payment options, and financing strategies available so we can find the route that makes the most sense for you.

Sometimes the best way home just takes knowing all the ways you can get there.

08/19/2026

If you’re PCS’ing to or from Hill Air Force Base, using your VA benefits, or trying to figure out what buying a home looks like with your next move, you’ve been looking for a lender like me.

My connection to Hill AFB goes back more than 36 years. It’s where my husband was stationed when we met, and military families have been part of my Davis County community ever since. It helps to have someone who understands both VA financing and the local market here in Davis County.

Whether you’re making Layton home or heading somewhere new, I’d love to help make the home financing part of your move a little easier.

08/13/2026

My gift to my clients is a Buyer Profile that helps you start your home search with better information.

You can explore homes in your price range, see estimated monthly payments, keep an eye on the market, and start getting a feel for what your buying power could look like.

Even if you’re not ready to buy today, it’s a great way to start planning.

Create your free Buyer Profile and start exploring.

08/10/2026

Great news for Utah Veterans!

Applications for the Utah Veteran First-Time Homebuyer Grant reopened August 3!

Eligible applicants closing on or after August 14, 2026 may receive a grant certificate.

Interested in buying a home? Let’s see what options may be available to you!

08/05/2026

Danene Strand (801) 645-5363
[email protected]
Loan Officer | NMLS # 442493

08/02/2026

Building a home is exciting. Making two house payments during construction? Not so much.

With Intercap's Build Now, Pay Later program, you don't make your mortgage payment until construction is complete. During the build, interest is charged only on the funds drawn—not on the full loan amount.

If building a home in Utah is in your plans, let's talk before you meet with a builder. Understanding your financing options early can make the process much smoother.

07/31/2026

The question has changed. Instead of "Should I wait for rates to come down?" more buyers are asking, "What would my monthly payment look like?"

That's the right place to start. No one can predict the market, but we can review today's numbers, explore your loan options, and determine what makes sense for your budget.

If you're thinking about buying in Utah, I'm happy to help you explore your options!