Katie Barton - Mortgage Loan Officer NMLS# 314056

Katie Barton - Mortgage Loan Officer NMLS# 314056 Katie Barton is an Intercap Lending loan officer providing home mortgage loans and refinance for Utah home owners. She lives and works in South Ogden, Utah.

My philosophy is simple: client-focused. You are top priority throughout the loan process. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life. I know that financing your home or property is one of the most important decisions you will ever make. You can count on my expertise and professionalism to guide you through the loan process every step of the way. I continually strive to educate myself to stay on top of mortgage trends, market fluctuations and changes in loan programs to offer you the best advice and a customized loan program that will serve you well for many years to come. I look forward to working with you!

The Intercap Lending South Ogden team is proud to participate in the 2026 Walk to End Alzheimer’s!This cause is close to...
09/10/2026

The Intercap Lending South Ogden team is proud to participate in the 2026 Walk to End Alzheimer’s!

This cause is close to our hearts, and we’re honored to walk alongside our community in support of those living with Alzheimer’s, their caregivers, and the families who love them.

Join our team or help us reach our fundraising goal! Every step and every donation makes a difference.

⭐ Katie Barton ⭐Loan Officer | NMLS # 314056(801) 725-3814katie@intercaplending.com
08/25/2026

⭐ Katie Barton ⭐
Loan Officer | NMLS # 314056
(801) 725-3814
[email protected]

🐾 Calling all veterinarians! Your career may open the door to special home loan benefits designed with medical professio...
08/20/2026

🐾 Calling all veterinarians! Your career may open the door to special home loan benefits designed with medical professionals in mind.

Let’s see if a MedPro Home Loan is right for you! 🏡

Great news for Utah Veterans!Applications for the Utah Veteran First-Time Homebuyer Grant reopened August 3! Eligible ap...
08/11/2026

Great news for Utah Veterans!

Applications for the Utah Veteran First-Time Homebuyer Grant reopened August 3! Eligible applicants closing on or after August 14, 2026 may receive a grant certificate.

Interested in buying a home? Let’s see what options may be available to you!

🏡 Home Buying Myths❌ I need 20% down.❌ I should wait for rates to drop.❌ Getting pre-approved will hurt my credit.❌ My c...
07/31/2026

🏡 Home Buying Myths

❌ I need 20% down.
❌ I should wait for rates to drop.
❌ Getting pre-approved will hurt my credit.
❌ My credit isn't good enough.
❌ I'll know when I'm ready.

The truth? Every buyer's situation is different, and the best way to know your options is to have a conversation.

If you've been wondering whether it's the right time to buy, let's connect. I'm happy to answer your questions with no pressure.

Many buyers don't say "maybe later" because they don't want to buy a home. They say it because they don't have enough in...
07/28/2026

Many buyers don't say "maybe later" because they don't want to buy a home. They say it because they don't have enough information.

A quick conversation about monthly payments, down payment options, and financing can replace uncertainty with a plan.

Whether that leads to a pre-approval today or a goal for the next six months, it's a step forward.

If you have buyers who are on the fence, let's connect. A 15-minute conversation can make all the difference.

Most people don't decide to buy a home overnight. It usually starts with scrolling through listings and wondering, "Coul...
07/26/2026

Most people don't decide to buy a home overnight. It usually starts with scrolling through listings and wondering, "Could we actually do this?"

The good news? You don't have to find the perfect home before talking to a lender.

A quick conversation can help you understand your budget, monthly payment, and loan options so you know exactly where you stand.

If you've been browsing homes in Utah, I'd be happy to help you explore your options.

Do you know how much equity you've built in your home?Many homeowners don't—and they're surprised by what their home is ...
07/22/2026

Do you know how much equity you've built in your home?

Many homeowners don't—and they're surprised by what their home is worth today.

With a monthly Home Value & Equity Report, you'll receive an updated home value estimate, an equity snapshot, and local market insights right on your phone.

It's a simple, free way to stay informed, whether you're planning to sell, remodel, buy, or are just curious.

Send me a message if you'd like to get started!

Building a home is exciting. Making two house payments during construction? Not so much.With Intercap's Build Now, Pay L...
07/19/2026

Building a home is exciting. Making two house payments during construction? Not so much.

With Intercap's Build Now, Pay Later program, you don't make your mortgage payment until construction is complete. During the build, interest is charged only on the funds drawn—not on the full loan amount.

If building a home in Utah is in your plans, let's talk before you meet with a builder. Understanding your financing options early can make the process much smoother.

Condo financing is changing, and the timeline matters.📅 Aug. 3, 2026: Limited Reviews are retired, meaning many condos w...
07/16/2026

Condo financing is changing, and the timeline matters.

📅 Aug. 3, 2026: Limited Reviews are retired, meaning many condos will require a Full Project Review.

📅 Jan. 4, 2027: Reserve funding requirements increase from 10% to 15% for many HOAs without a qualifying reserve study.

The bottom line? A qualified buyer doesn't always mean a financeable condo.

If your client is considering a condo in Utah, let's review the project before an offer is written. Catching potential financing issues early can save everyone time and stress.

Address

5926 S Fashion Pointe Drive Suite 110
South Ogden, UT
84403

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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