McKay Sobotka Financial

McKay Sobotka Financial McKay Sobotka is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Equity Services, Inc. TC8580142(1125)3

Financial Advisor at Cambridge Financial Network | Helping Individuals & Families Build, Protect, and Grow Wealth | Focused on Comprehensive Financial Planning & Long-Term Success Securities and advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 10813 S. River Front Parkway, Suite 575, South Jordan, UT 84095, 801-666-6090. Cambridge Financial Network is independent o

f Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company (NLIC), Montpelier, Vermont. National Life Group is a trade name of NLIC and its affiliates. Cambridge Financial Network’s agents are independent contractors and are not employees of any National Life Group entity. McKay Sobotka offers securities in Utah and is insurance-licensed in Utah. An endorsement of this individual is not a referral of them or their services and may not reflect others’ views or experiences.

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested...
04/16/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

The Treasury Department in January said more than a million people have signed up for Trump accounts. Are you eligible?D...
02/19/2026

The Treasury Department in January said more than a million people have signed up for Trump accounts. Are you eligible?

Don't hesitate to reach out with any questions!

Happy Presidents’ Day! Originally a holiday celebrating the birth of George Washington, the first President of the Unite...
02/17/2026

Happy Presidents’ Day! Originally a holiday celebrating the birth of George Washington, the first President of the United States, it has since become a holiday to mark all those who have served in the nation’s highest office.

How will you spend the holiday weekend? A quick excursion with family or loved ones? A quiet break at home? However you are marking the holiday, here’s hoping you enjoy your Presidents’ Day!

Market volatility is part of the investing process. More than 7 times a year investors should expect pullbacks of 3 perc...
02/13/2026

Market volatility is part of the investing process. More than 7 times a year investors should expect pullbacks of 3 percent and, at least once a year (since 1928), investors should be prepared for a 10 percent correction. When viewed from a historical perspective, recent market activity isn't as abnormal as one might think.

05/07/2025

"Why would I pay a Wealth Manager 1% when I could just invest in the S&P 500?"

Good question — and a common one.

But investing isn’t just about picking a fund.
It’s about staying smart when things get tough.

That 1%?
It’s for:
• Keeping you calm when markets crash
• Building a plan that actually fits your goals
• Finding hidden tax savings
• Managing risks you don’t see on a chart

The market doesn’t kill returns.
Emotional decisions do.

A good advisor grows your wealth.
A great advisor helps you keep it.

Saving 1% sounds smart — until it costs you a lot more.

At Cambridge Financial Network, we help clients play offense and defense with their money:🥇 Offense 📈 Diversified invest...
04/29/2025

At Cambridge Financial Network, we help clients play offense and defense with their money:

🥇 Offense
📈 Diversified investment portfolio aligned with your goals and risk tolerance
📊 Retirement planning through IRAs, 401(k)s, and other tax-advantaged accounts
💡 Strategic use of dollar-cost averaging and rebalancing to optimize returns

🛡️ Defense
🏦 Life and disability insurance to protect income and loved ones
🏠 Liability protection and proper asset titling (like trusts or LLCs)
🚨 Emergency fund and risk management planning to handle the unexpected

Why does it matter?
Without offense, your wealth doesn’t grow.
Without defense, your wealth isn’t protected.

✅ You need both to build a future that’s strong, secure, and sustainable.

hashtag hashtag hashtag hashtag hashtag hashtag hashtag

🧠 3 Mistakes I See in DIY Investment Strategies(And how to fix them) 👇📉 1. Chasing Hot StocksToo many people follow hype...
04/25/2025

🧠 3 Mistakes I See in DIY Investment Strategies
(And how to fix them) 👇

📉 1. Chasing Hot Stocks
Too many people follow hype instead of having a plan.
✅ Fix it: Build a diversified portfolio based on your goals and risk tolerance — not headlines.

⏳ 2. Ignoring Time Horizon
Not all money is long-term money.
✅ Fix it: Match your investments with when you'll need the funds — short-term goals need different tools than retirement.

😰 3. Panicking When the Market Drops
Emotional decisions ruin returns.
✅ Fix it: Create a strategy you understand, so you can stay the course when markets get rough.

💬 The takeaway?
Investing without a plan is like sailing without a compass.
You don’t need to guess — you need a guide.

👋 If you want help building a strategy that actually fits you, let’s connect.

The Best Time to Start Investing?Yesterday. The Second-Best Time? Today.One of the biggest advantages in investing isn’t...
04/22/2025

The Best Time to Start Investing?
Yesterday.

The Second-Best Time?
Today.

One of the biggest advantages in investing isn’t stock-picking or market timing—it’s time itself.

When you start investing young, even with small amounts, you give compound interest the opportunity to work its magic. A dollar invested at 25 can be worth significantly more than a dollar invested at 40, simply because of the time it has to grow.

Here’s an example:
📈 Investing $200/month at 8% annual return:
Start at 25 → ~$600K by 65
Start at 35 → ~$275K by 65

That’s more than double the outcome just by starting 10 years earlier! 🚀

It’s not about having a lot of money to invest—it’s about getting started.

Even small contributions today can lead to financial freedom down the road.

If you’re waiting for the “perfect time” to invest, this is your sign to start now. Your future self will thank you.

Address

10813 S River Front Pkwy
South Jordan, UT
84095

Website

Alerts

Be the first to know and let us send you an email when McKay Sobotka Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category