Josh Thomas Mortgage, NMLS #314438

Josh Thomas Mortgage, NMLS #314438 STOP Paying extra on Utah Mortgages, Get a 2nd Opinion
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📞 801.916.7716 | NMLS # 314438
South Jordan, UT

NMLS #314428
LO State Lic #5540196
NMLS #1843

06/12/2026

Worried your credit score might keep you from buying a home?

One of the biggest misconceptions I see is that people need credit repair. More often than not, the better approach is credit rebuilding.

Have questions about your credit or homebuying goals? Let’s talk.

06/08/2026

We’re hiring four entry level Mortgage Loan Officers!

This opportunity provides training and mentorship from Josh Thomas, a loan officer with over 20 years of experience!

This opportunity is ideal for someone who is just starting their professional career and wants mentorship, growth opportunities, and unlimited earning potential.

After you’ve obtained your MLO license, we provide ongoing coaching, support, and education to help you build a successful career in the mortgage industry.

This career offers:
✅ Ongoing training, coaching, and mentorship
✅ Flexible scheduling and strong work-life balance
✅ Remote work opportunities
✅ Unlimited earning potential
✅ The opportunity to meet people from all walks of life

We’re looking for someone who:
✅ Has high energy and a positive attitude
✅ Enjoys working with people
✅ Can stay organized and handle details
✅ Is motivated to learn and grow

Know someone who might be a great fit? Have them reach out to Josh Thomas Mortgage!

When emailing Josh Thomas please have “Loan Officer Opportunity” as the subject of the email and answer the following questions

What makes you a good fit for this opportunity?

Please feel free to attach any supporting documents such as a resume.

06/04/2026

Curious about where mortgage rates are this week? 🏡

Here’s what mortgage rates are looking like for the first week of June.

If you’ve been thinking about buying a home or purchasing a rental property, it may be a good time to explore your options.

If this sounds like the next step in your journey, contact Josh Thomas Mortgage and we’ll help make the lending process smooth and straightforward.

06/01/2026

Nobody wants to be called “house poor.” 😅

But a lot of homeowners who built substantial equity started there.💰

Sometimes buying a home means making sacrifices today to build wealth tomorrow.
Want to know if this could work for you?
📞 Josh Thomas Mortgage

05/27/2026

Don’t want to wait 45 days to close on a home? Josh Thomas mortgage can clear to close in as little as a day!

05/21/2026

How do you know when it's time to get pre qualified vs. pre approved?

Here at Josh Thomas Mortgage, we will explain what makes the most sense for your situation, and keep the home buying process as smooth as possible. 🏡

Whether you're just starting to explore your options or getting ready to make an offer, we're here to help every step of the way!

05/16/2026

Could you buy a home with little to no money out of pocket? 🏡

In this scenario, I helped guide my client through a strategy using FHA down payment assistance plus seller concessions to help reduce upfront closing costs.

This process structured the loan in a way that made the purchase more affordable upfront while still helping them keep their equity.

05/12/2026

Thinking about switching lenders during the home buying process? 🏡

A lot of buyers don’t realize that in many cases, your appraisal may transfer with you depending on the loan type.

✅ Conventional & USDA loans may allow appraisal transfers
✅ FHA appraisals stay with the property for a set period of time
❌ In some situations, you can’t simply order a second appraisal right away

Understanding how appraisals work can save you time, money, and stress during your transaction.

Questions about buying a home or your loan options in Utah? Reach out to Josh Thomas Mortgage today. 📩

05/06/2026

Utah Housing offers down payment assistance programs based on income and county limits🏡

If you’ve been feeling priced out of the market, this may be an option worth looking into.✅

🔗 Check Utah Housing income & purchase price limits here:
https://utahhousingcorp.org/homebuyer/limits/

Questions about buying in Utah or seeing what you may qualify for? Let Josh Thomas Mortgage answer all your home buying questions!

05/06/2026

Utah Housing offers down payment assistance programs based on income and county limits🏡

If you’ve been feeling priced out of the market, this may be an option worth looking into.✅

🔗 Check Utah Housing income & purchase price limits here:
https://utahhousingcorp.org/homebuyer/limits/

Questions about buying in Utah or seeing what you may qualify for? Let Josh Thomas Mortgage answer all your home buying questions!

Address

First Class Home Mortgage NMLS #1843, 10808 S River Front Parkway Suite 3035
South Jordan, UT
84095

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+18019167716

Website

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