Benefits Solutions

Benefits Solutions Individual Benefit services with a common sense approach. Financial services with a common sense approach.

Open enrollment time is nearly here and I wanted to take a minute to touch base and give you a bit of information for yo...
09/28/2022

Open enrollment time is nearly here and I wanted to take a minute to touch base and give you a bit of information for your health care choices for next year.

1. President Biden has expanded tax credits to include even those over 400% of the poverty level, so if you have not yet checked to see if you qualify, we really should! New laws were enacted just this last week as part of the inflation relief efforts. Let's talk!

2. If you already have a plan you love, in most cases, you can simply allow it to roll over for next year and not have to do a thing. In some cases, you will be notified that your insurance carrier has changed their plans and you will be required to choose a new one. Don't worry. I can help with that. Just set up a quick phone call here, and we can go over your options.

3. We have new insurance carriers and lots of new plans available this year. I am actually pretty excited for some of them and feel like I can help more people better this year than ever before.

4. If you don't qualify for a tax credit, there are tons of amazing private plans that can save some serious money for health people. If you have a family member or two that are less healthy, we can put them on a marketplace plan, and the rest of your family on a private plan and save thousands per year. Let me help you navigate this. I am very good at it!

Like I always say, if it wasn't so hard and complicated I wouldn't have a job! I stay up to date on all of the complexities so you don't have to. Schedule a phone appointment with me here and we can make sure you are properly covered and all set.

I look forward to talking to you soon!

Here is my question: Do you only have life insurance through your job? It is a great thing to get life insurance through...
02/07/2022

Here is my question: Do you only have life insurance through your job?
It is a great thing to get life insurance through your job. In fact, it is one of the better perks employers can offer, because those group rates are incredible. But it is really important to also purchase life insurance outside your job.

If you lose your job, you also lose your coverage, and if you no longer qualify for the healthy rates because time has passed or your health has declined, you might be in for a very unpleasant surprise.

Look, I get it, no one wants to talk about life insurance, but just like health insurance, if you need it and don't have it, or don't have enough, it can be devastating to you or your family.

Enough life insurance means you have enough, (outside of your job which should be considered just a bonus amount and a near-freebie,) to cover about 15-20 times your annual income. I used to think that amount was like the recommendation to buy an engagement ring and designed to make them money, but in actuality it isn't that at all. That is the amount you need to cover your yearly income and account for inflation with a good investment and not run out. Part of my job is to make sure your family is taken care of. Forever. Not just today.

If you would like me to take a look, evaluate what you currently have, and give you a free no-obligation quote for either term or permanent life insurance from the best companies in the world, just let me know. I have the best options out there, and as a broker I can find and compare coverages until we find the right fit for you.

Three more days until the Open Enrollment extension ends for 2022. If you still need health insurance contact me right a...
01/12/2022

Three more days until the Open Enrollment extension ends for 2022. If you still need health insurance contact me right away! 801.577.9411

Hiya! It's me. Your friend with benefits. ! Let's talk life insurance! With Covid cases surging again it is an importa...
01/06/2022

Hiya! It's me. Your friend with benefits. ! Let's talk life insurance! With Covid cases surging again it is an important conversation to have.

If you have life insurance through your job, that is great and you should keep it. But you should absolutely have insurance outside of your job too. When you leave your job, for whatever reason your insurance is gone too, and you never know what the future holds for your health. Term Life insurance is VERY affordable and I have permanent options that are amazing. Most of them include a form of disability coverage too at no extra cost. It only takes about 10 minutes over the phone to get a quote. Call or text 801.577.9411 or PM me here.

President Biden has extended the open enrollment period until January 15th! Let's talk and get you enrolled. I have been...
01/05/2022

President Biden has extended the open enrollment period until January 15th! Let's talk and get you enrolled. I have been able to help more people get more tax credit than ever before! Even if you think you make too much, I am here to tell you, it is worth looking at!

Another nice review! Thank you!
12/10/2021

Another nice review! Thank you!

A nice review from a long time client.
12/10/2021

A nice review from a long time client.

9 more days of open enrollment. Did you know that if you are healthy you can enroll in a private insurance outside of th...
12/06/2021

9 more days of open enrollment. Did you know that if you are healthy you can enroll in a private insurance outside of the Affordable Care Act or your employer's insurance. It normally costs less than half of what you are paying out of pocket and covers WAAAAAYYYY better for your out of pocket expenses.

For some people it is a really great option. For more information call or text 801.577.9411

Today I saved a young family $716 a month on their health insurance! Oh...and also got them much better coverage. Seriou...
11/29/2021

Today I saved a young family $716 a month on their health insurance! Oh...and also got them much better coverage.

Seriously let's talk! 801.577.9411

Hiya! It's me. Your friend with benefits. ! A lot of people have questions about their health insurance. Here is a list...
11/29/2021

Hiya! It's me. Your friend with benefits. ! A lot of people have questions about their health insurance. Here is a list of some that hopefully will help! If you have others just call or text 801.577.9411

Q: How do I choose the right plan?
A: There are several factors to consider when choosing a plan. How often do you see a doctor? Do you have specific medications or health consideration that needs to be covered? What type of financial help can you qualify for? What is your budget? Keeping those types of things in mind while you choose a plan is important.

Q: What if my doctor is not in network?
A: Most doctors are in several networks, but we can check and make sure they accept a plan before we choose one.

Q: What is the difference between a Deductible and Out Of Pocket Maxximum?
A: the deductible is the amount you pay before your insurance covers most things. The exception would be anything that has a co-pay. You can pay a copay without meeting your deductible and it will be covered. Out of pocket maximum means the total amount of money that you would have to potentially pay during the callendar year. It includes every copay, prescription, hospital charges and anything else. You can't pay more than that amount in a year. For 2022 that is usually $8750 for one person or double that for a family. But some higher premium plans have a lower amount.

Q: What if I don't want financial help?
A: You are not required to accept any financial help, but would have to pay full price for your coverage. Or we can look for some private options for you.

Please let me know if you have any other questions. I am happy to help! 801.577.9411

Address

1802 W Jordan Parkway
South Jordan, UT
84095

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 2pm - 6pm

Telephone

+18015779411

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