05/10/2024
Imagine purchasing 1,000 tiny homes on March 27th, 1997 for $77 each. At the time, it was your entire life savings of $77,000.00, but, someone you trusted came to you and encouraged you to invest in your future by purchasing a fixed asset which was all but guaranteed to grow in value year-over-year.
Because that individual sat you down and explained to you the growth potential, you took that leap of faith and made that investment of $77,000.00 on March 27th, 1997 when the price per tiny home was $77.00 exactly, and then you NEVER invested another penny into the venture because the promise was, those tiny homes would APPRECIATE EXPONENTIALLY without you doing a SINGLE THING!!!
NO COLLECTING RENT.
NO PAYING INSURANCE.
NO PAYING TAXES.
NO KEEPING UP WITH RENT ROLLS.
NO NOTHING.
Well, as the years flew by, you forgot you even had that portfolio of tiny homes, and continued to live life like nothing had changed. But because of the impending retirement you're on the verge of, you decided to look at your portfolio on March 27th, 2024 (27 years later) of tiny homes to see how they may contribute to that retirement plan you're preparing for.
You log into your tiny home value account and almost fall out of your chair!
The value of your 1,000 tiny homes is now $857,878.16!
You read it again, EIGHT HUNDRED, FIFTY SEVEN THOUSAND, EIGHT HUNDRED AND SEVENTY EIGHT DOLLARS AND SIXTEEN CENTS!!!!
It's been LESS THAN THIRTY YEARS and you didn't do a SINGLE THING EXCEPT TRUST YOUR FRIEND TO INVEST YOUR THEN ENTIRE LIFE SAVINGS OF $77K!
All of your other friends and family asked you how could you trust it, as they consistently said, "they're tiny homes and the market could crash!" Well, as it turns out, the market DID CRASH in 2008, and stalled again in 2020 during the pandemic, and all the while you simply believed in your friend who encouraged you to invest in your future by purchasing fixed assets!!!
You're now on the verge of being a MILLIONAIRE and you didn't do a single second of work over the last 27 years related to those 1,000 TINY HOMES.
You hadn't seen that friend in a while so you instantly call her/him and commence thanking that person over and over and over again. You ask how s/he knew about those tiny homes and the growth potential way back in 1997! It was at that time that the friend responds in a confused and bewildered manner and says, "TINY HOMES? I'M NOT QUITE SURE WHAT YOU'RE REFERRING TO! YOU DIDN'T PURCHASE ANY TINY HOMES, WE TOOK THAT MONEY AND INVESTED IT IN THE S&P 500!"
As it turns out, the friend forgot that s/he explained the investment as tiny homes in an effort to help you better understand what was happening. The friend knew that if you were told the money was being invested in the stock market you would immediately shut the idea down and miss out on the growth potential. So the friend concocted a story about this innovative new idea of "tiny homes" which was sweeping the nation and would make you more than TEN (10) TIMES your money in less than 30 years!!!
You almost dropped the phone when your friend finally came clean about the scenario, and then you began crying because out of all of your other friends, family members, colleagues and "mentors", not a single one of them cared about you enough to sit you down and explain to you the power of the market and the importance of investing early, but this one friend not only cared enough to try and get you to invest, s/he devised a plan to convince you by comparing the actual purchase to something you could wrap your head around that put you at ease and created close to $900k worth of wealth in less than 30 years for doing nothing!!!!
As you finally hang up the phone after thanking that friend over 100 times during that 3 hour phone call, you promise the friend that you're going to do everything in your power to ensure everyone you come in contact with knows about the power of the market and the importance of investing early and often!!! Your friend begins to cry at this point, as s/he then acknowledges how it's been a struggle for her/him due to not being able to make ends meet these past few years.
It turns out, the friend became fearful of everything that those other friends and family members kept talking about and pulled out all of her/his investment in 2008 during that market crash. The funds were then spent between 2008 and 2018, and now that friend is living exclusively off of social security and what little is left from the sale of a couple properties purchased after the market crash--as everyone told that friend to purchase real homes instead of stock!!!
You were shocked to learn of this terrible news and couldn't believe that the advice of your friend helped you become a millionaire, while that same friend is now facing elderly poverty all because of the failure to take the very advice that made you wealthy in your old age!!!
It was at that moment that you made a promise to share 50% of the future gains annually with your friend to help her/him navigate the remaining years of life! The friend couldn't believe it and began to cry again out of joy this time!!! You explained that you wouldn't have it had that friend not have helped convince you to take a leap of faith that changed your life, so you wanted to repay the favor--LITERALLY AND FINANCIALLY!!!
As both friends finally hung up the phone, the realization that life is full of choices, decisions and commitments hit both of them. Both realized that they needed one another at various points in life, and both realized that they were incredibly vulnerable at those different points in life and had to rely on the position of security of the other during those two life-changing moments!
For those who continue to struggle to understand how the Stock Market works, please listen to that friend who back in 1997 explained it as a Tiny Home which will continuously grow and appreciate in value.
If you can only afford 1 tiny home, GET YOURSELF 1 TODAY!
If you have any substantial savings, try out 100 or 250. Once you've acquired them, FORGET ABOUT THEM and DON'T DO ANYTHING! Then, after a DECADE or TWO, revisit your Tiny Home account and see if it hasn't doubled or even tripled in value!!!
WE HAVE TO STOP FEARING WHAT WE DON'T UNDERSTAND AND START SEEKING KNOWLEDGE ABOUT WHAT WE FEAR!!!
All thanks to that which is more than us, and PEACE BE UNTO YOU!!!
Law Offices of Mario A. Reed, P.C.
The Education Esquire
