Watkins Insurance Agency, Inc

06/05/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to support you throughout the season. Give our team a call today, and we can find time to connect.

05/28/2026

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insufficient coverage. Many people establish life insurance policies, then ignore them for years — even though their income has increased, and they’ve assumed greater financial responsibilities (such as getting married, having children, or taking on a mortgage).

Life insurance is designed to replace your income. If your paycheck supports your household, regardless of what that looks like, your coverage should reflect that responsibility. Swipe for key details on how to estimate your current life insurance needs and when it makes sense to review your policies.

If it’s been a while since you last reviewed your coverage, or if your income has changed significantly since we last spoke, our team would be happy to help you take a closer look and ensure everything still aligns with your current situation.

05/26/2026

05/25/2026

If you’re going through a life change or are new to life insurance, it might be time to think about your options. Term life insurance is one of the most affordable and straightforward ways to protect the people who matter most to you.

Here’s a quick breakdown of this type of life insurance:

✅ Fixed coverage for a set number of years (usually 10, 20, or 30)
✅ Tax-free payout for your loved ones if something happens
✅ Can help cover things like mortgage payments, tuition, and daily expenses

There are even flexible options like return-of-premium riders or convertible term policies, which can adapt to your needs over time.

And the best part? It may be more affordable than you think. A study found 72% of Americans overestimate the cost of term life insurance.

Keep in mind that term life insurance isn’t just for people without coverage currently. It can be layered on top of an existing policy if your life (and coverage) needs have changed, whether from a new job, a new home, or new responsibilities. Want help figuring out what makes sense for your situation? Feel free to reach out.

05/22/2026

Our offices will be closing at 12:30pm on Friday, May 22, and will be closed on Monday, May 25th.

Have a safe and Happy Memorial Day!

05/19/2026

Opening an additional location or expanding what your business offers are significant milestones. These changes can also affect your insurance coverage in ways that are not always obvious until a gap appears, which can leave you exposed in case of an emergency.

A new office, storefront, or warehouse introduces property and liability exposures that may not be covered under your existing policy. And when a business begins offering new services, its risk profile can shift in ways that require updated classifications to ensure coverage accurately reflects the work being done.

If your business has expanded its footprint or its offerings this year, it is worth confirming that your policy has kept up. Give us a call, and we can walk through your current coverage together to ensure you’re fully protected.

05/15/2026

Your income is one of your greatest assets — so how do you protect it? Life insurance and disability insurance work together to safeguard your financial future, ensuring your loved ones are covered no matter what life brings. Swipe through for more information.

Let’s build a strategy tailored to your needs. Contact our team today!

05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

05/06/2026

When graduation season rolls around, it can be hard to decide what to get the special graduate in your life. One practical, yet under-utilized, graduation gift is a life insurance policy.

When set up early, a life insurance policy can serve as a vital long-term financial tool that grows with your graduate, locking in premiums at the age when they are often cheapest and sometimes offering a cash value component that can be accessed during your new grad’s lifetime.

If you have questions about options, costs, or how policies are structured, feel free to reach out. We are always happy to help.

04/30/2026

Hazel, Kelsey, and Isabel attended the Chase City Chamber of Commerce Lunch & Learn last week. They learned about the full range of services that ServPro offers.