USA Benefits Group -The Curry Agency

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USA Benefits Group -The Curry Agency Independent insurance agency specializing in Health Insurance & Medicare. We also offer Life & Supplemental Insurance.

Multiple carriers, personalized guidance & nationwide service. Helping individuals, families & businesses find the right coverage. To book a free quote go to https://calendly.com/d/dr2-z5j-jy6

If you are reviewing your 2027 Medicare plan, Saturday appointments are available.Our office is open every Saturday from...
10/10/2026

If you are reviewing your 2027 Medicare plan, Saturday appointments are available.

Our office is open every Saturday from 10 a.m. to 2 p.m. during Medicare Annual Enrollment, October 15 through December 7.

Your plan may automatically renew, but that does not mean it is still the right fit. Provider networks, prescription coverage, deductibles, and copays can change each year.

Bring your Annual Notice of Change to your appointment. I will help you understand what is changing and review your available options.

Call 386-401-5644 or schedule your appointment here:
https://crm.healthbrokerfl.com/widget/bookings/nathan-curry-calendar

It is worth taking a quick look before the enrollment rush.

10/09/2026

“Take Social Security at 62. Everybody should.”

Not so fast.

If your full retirement benefit is $2,000 per month, claiming at 62 could permanently reduce that check to around $1,400.

That’s $600 every month — for the rest of your life.

There ARE situations where taking Social Security early makes sense. The key is making the decision based on your individual circumstances, not a blanket rule.

📅 Want to look at how Social Security and Medicare fit together? Book a free consultation:
🔗 https://linktr.ee/nathancurryusa

If a thick letter from your Medicare plan showed up, don't set it aside for later.That is your Annual Notice of Change. ...
10/09/2026

If a thick letter from your Medicare plan showed up, don't set it aside for later.

That is your Annual Notice of Change. It tells you what your plan will look like in 2027 if you keep it. Open Enrollment is still almost a week away (October 15 to December 7), so this weekend and next are a good time to read it before the rush.

Four things I tell people to check first:
1. Premium. What you will pay each month in 2027.
2. Drugs. Which prescriptions stay covered, and at what cost.
3. Doctors. Whether your doctors and hospitals stay in network.
4. Extras. Dental, vision, hearing, and other benefits that changed.

After that, compare 2027 plans on Medicare.gov. Plan comparison has been live since October 1. And check Star Ratings there too, so you are not guessing.

If you'd rather go through it with someone local, I'm in Daytona Beach and happy to help.

Seen the video saying your Part B premium is about to double, from $202.90 to around $406, because a Medicare "subsidy" ...
10/09/2026

Seen the video saying your Part B premium is about to double, from $202.90 to around $406, because a Medicare "subsidy" is ending? Short answer: no. Here's what's actually going on.

1. What's ending is a temporary discount on standalone Part D drug plans. It's called the Part D Premium Stabilization Demonstration, and it ends December 31, 2026. It never applied to Medicare Advantage plans with drug coverage.

2. Part D itself is not ending. Extra Help is not ending.

3. Part B is a separate bill. $202.90 is the standard 2026 Part B premium. The $405.80 number is what people pay in the second income surcharge tier (called IRMAA): income of roughly $137K to $171K on a single return, or $274K to $342K on a joint return. CMS says about 8% of people pay a surcharge at all. The drug plan discount ending doesn't change any of that.

What about 2027? On September 28, CMS projected the average standalone drug plan premium will go from $35.09 to $36 a month. That's an average, so your plan could change more or less than that. The 2027 Part B premium hasn't been announced yet. It usually comes out later in the fall.

Here's what I'd do. Open your Annual Notice of Change and look at your plan's 2027 premium and drug costs. Then compare drug plans during Annual Enrollment, October 15 to December 7, instead of letting it auto-renew.

If you'd like a second set of eyes, I'm right here in Daytona Beach and happy to go through it with you.

Self-employed? Compare your health insurance before you renew.Your current plan may no longer be the best fit for your b...
10/08/2026

Self-employed? Compare your health insurance before you renew.

Your current plan may no longer be the best fit for your budget, doctors, prescriptions, deductible, or out-of-pocket costs. ACA Marketplace options can depend on your household size, income, location, and eligibility for financial assistance, so there isn’t one answer that works for everyone.

I help self-employed individuals and families review the details in plain English before they make a decision.

If you’re unsure where to start, call or text me at 386-401-5644 or visit healthbrokerfl.com.

10/08/2026

If your full retirement benefit is $2,000 per month, would you rather:

Take less money sooner?

Or more money later?

That's the Social Security question millions of Americans face every year.

Understanding the break-even point can make all the difference.

📞 (386) 401-5644
🔗 https://linktr.ee/nathancurryusa

One week from today, Medicare Open Enrollment starts. It runs October 15 to December 7, and whatever you choose takes ef...
10/08/2026

One week from today, Medicare Open Enrollment starts. It runs October 15 to December 7, and whatever you choose takes effect January 1, 2027.

Here's a Florida number worth knowing. CMS says there are 560 Medicare Advantage plans in our state for 2027, down from 611 this year. That statewide count doesn't tell you whether your own plan changed. Your mail does.

This week, do at least one of these:
1. Open your Annual Notice of Change and read what's different for 2027.
2. Compare 2027 plans on Medicare.gov. Plan comparison opened October 1, and CMS says the new 2027 Star Ratings show up there on or around today.
3. Or sit down with me. I'm in Daytona Beach, and we'll go through it together.

If you’re looking at health insurance tonight, it helps to know who’s giving you advice.A representative who works for o...
10/07/2026

If you’re looking at health insurance tonight, it helps to know who’s giving you advice.

A representative who works for one insurance company can explain that company’s plans. That can be useful: but you’re only hearing about one set of options.

As an independent broker, I can compare available carrier options in your area and help you look at the details that actually matter:

• Your doctors and hospitals
• Prescriptions
• Deductibles
• Provider networks
• Out-of-pocket costs
• Monthly premiums

That doesn’t mean every carrier or every plan is available in every area. It means I’m able to review the options that are available to you instead of starting with just one company.

My approach at HealthBrokerFL is education first. I’m licensed in 35 states, and I’ll help you understand your choices so you can make a decision that fits your situation.

If you’d like to compare your options, book a time here:
https://crm.healthbrokerfl.com/widget/bookings/nathan-curry-calendar

You can also call or text me at 386-401-5644.
healthbrokerfl.com

10/07/2026

The cheapest Medicare plan isn't always the least expensive.

Many people focus only on the monthly premium and forget to ask an even more important question:

"What will this plan cost me if I actually need to use it?"

The right Medicare plan should fit your doctors, prescriptions, budget, and healthcare needs—not just your wallet today.

📞 **386-401-5644**

🔗 https://linktr.ee/ncurry

Eight days until Medicare Open Enrollment opens on October 15.If you already know you'd like someone to look over your c...
10/07/2026

Eight days until Medicare Open Enrollment opens on October 15.

If you already know you'd like someone to look over your coverage with you, this is a good week to get on my calendar, so you're not scrambling in December. I'm right here in Daytona Beach, and we can meet in person or talk by phone.

Bring your Annual Notice of Change if you have it, and we'll take it from there.

Address

913 Big Tree Road
South Daytona, FL
32119

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Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 2pm

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