Tony Lucas, Agent at Caldwell Insurance

Tony Lucas, Agent at Caldwell Insurance Let me help you protect your personal and business assets and save you some money!

01/06/2026

“Insurance”

It’s what I do!

Give me a call at (304) 539-6450 and let me have a chance at helping you save money in 2026!

Do you own a business? (I write business insurance!)

Do you own a home, automobiles, boats, rental properties, farms, side-by-sides, or equipment? Most likely you have these things insured. (I write insurance for all these items!)

Do you live in a flood zone? Are you paying too much for your flood insurance? There are options available and I would be happy to help you save money on this coverage. It can be very expensive; however, (I write flood insurance for some very competitively priced companies!)

Do you have a family? Don’t forget about LIFE INSURANCE. You need it! Everyone needs life insurance, and I can assist you with this as well. (I write Life Insurance!)

Give me a chance to quote on your business! If you are getting the best price already, I will let you know. I’ve been pretty successful though in helping folks SAVE MONEY! Not just one year, but long term! I have customers who have been my clients for years! They stay with me for a reason! Call me and find out why!

Tony Lucas, Agent
(304) 539-6450
Remember the name and the number - give me a call, you will be glad you did!

12/02/2025
“What Do You Need Insured Today?”I’m working today, give me a call @ (304) 539-6450 and give me a shot at providing you ...
11/26/2025

“What Do You Need Insured Today?”

I’m working today, give me a call @ (304) 539-6450 and give me a shot at providing you with a quote!

Tony Lucas, Agent at Caldwell Insurance Agency

“Need Help Getting Bonded?”Give me a call @ (304) 539-6450.  I would love to assist you get a bond line established for ...
11/14/2025

“Need Help Getting Bonded?”

Give me a call @ (304) 539-6450. I would love to assist you get a bond line established for your business! If you are interested on bidding on bonded work but have never been bonded, we need to talk.

Call or text me today! Tony Lucas, Agent at Caldwell Insurance Agency. I look forward to hearing from you soon!

“I Sort Of Think My Momma Had A Little Black In Her”My mother made it pretty clear to me who was in charge around our ho...
11/08/2025

“I Sort Of Think My Momma Had A Little Black In Her”

My mother made it pretty clear to me who was in charge around our home! That’s why at sixty-two years old I still don’t have any tattoos! Never gave having an earring a second thought, and having five different colors in my hair never, ever crossed my mind! All those things are things I would have, “DIED FOR”!

Steve Harvey is a fellow West Virginian with the same kind of upbringing I had. It must be a West Virginia thing! You can’t help but love this guy!

“Happy Birthday Jason”Every day I miss him, but I especially miss him on his birthday!  I’ve been in a funk for the past...
11/04/2025

“Happy Birthday Jason”

Every day I miss him, but I especially miss him on his birthday! I’ve been in a funk for the past week as he has crossed my mind so many times. I always enjoyed calling him and planning on going to get some Chinese food with him for his birthday lunch. I went to our favorite Chinese restaurant yesterday so I could spend some time just reminiscing about all the great lunches we had there together over the years. Today, he’s no longer with us physically. He will always be in our hearts, and I’m looking forward to seeing him again. I believe Gods Word to be the true Living Word of God and I can’t help but to believe that he is with Jesus right now. While I will miss having that birthday lunch today, I’m looking forward to seeing him again one day soon! Thinking of you today Jason! I will always love you and will see you again soon!

“What Do You Need Insured Today?”Your home, autos, ATV’s, Boats, RV’s?  What about yourself?  Do you have the right kind...
11/03/2025

“What Do You Need Insured Today?”

Your home, autos, ATV’s, Boats, RV’s? What about yourself? Do you have the right kind of life insurance in place? Do you have any life insurance in place at all?

Give me a call at (304) 539-6450 or text me your number with a good day and time to call you. Let’s make a connection! I would love to earn your business and assist you with all your insurance needs!

Tony Lucas, Agent at Caldwell Insurance Agency
(37 years of insurance experience!) - I’m ready to serve you!

“Do You Have Insurance To Cover A Situation Like This?”What happens when you come home and find that your house has been...
10/30/2025

“Do You Have Insurance To Cover A Situation Like This?”

What happens when you come home and find that your house has been flooded because of a leaking water line? Will your insurance policy cover your damages?

Call or text me today for a homeowner’s insurance quote. I will make sure you are prepared for this if it happens to you!

(304) 539-6450 - Tony Lucas, Agent at Caldwell Insurance Agency.

“Do You Know What The Best Thing You Can Do For Your Newborn Baby Is?Buy a life insurance policy for them!You would be d...
10/29/2025

“Do You Know What The Best Thing You Can Do For Your Newborn Baby Is?

Buy a life insurance policy for them!

You would be doing your child the biggest favor by purchasing life insurance while they are young! Not only are you securing coverage that will go with them for a lifetime; but you are locking that coverage in at the lowest possible rate that it will ever be available to them. In addition, you are securing the coverage before any health issues develop, making their insurability being guaranteed!

Why wait another day? Buy a life insurance policy for your children! When they leave the safety of your little secure nest, that life insurance policy can go with them. As long as that very low, inexpensive premium is paid, they will always have protection. You have to think, not only are you doing this for your children, but you are helping to protect the grandchildren you’ve not met yet!

Do something great for your family today! Call or text me at (304) 539-6450 and let’s have a conversation about Life Insurance!

Tony Lucas, Agent
Caldwell Insurance Agency

“What Do You Need Insured Today?Call or text me at (304) 539-6450!  I would Love to assist you.Tony Lucas, AgentCaldwell...
10/29/2025

“What Do You Need Insured Today?

Call or text me at (304) 539-6450! I would
Love to assist you.

Tony Lucas, Agent
Caldwell Insurance Agency

“I Want To Break The Ice And Talk To You About A Cold Subject - It’s (DEATH), And How You Can Protect Your Family Even W...
10/27/2025

“I Want To Break The Ice And Talk To You About A Cold Subject - It’s (DEATH), And How You Can Protect Your Family Even When It Comes For You”

Most people don’t want to talk about life insurance because it deals with a subject we all like to avoid at all costs! However, the reality is, DEATH is coming for us all.

* So when is the right time to talk about Life Insurance?

Is it after death has come? (Not the right answer)!

There are way too many people who die without life insurance in place. And you can avoid this problem by simply having a conversation about life insurance with me and setting aside a little money each month out of your budget to cover the cost of a life insurance policy. I promise you, it will be money well spent, and most of us can afford to give up one cup of coffee from Star Bucks or one Diet Coke or Ice Tea from the McDonalds Drive Thru!

** What life changing event have you had to happen that made you think about the importance of life insurance?

Have you lost anyone close to you recently? Maybe you’ve lost a close friend who was the same age of you, and you began to think about it. Maybe you experienced an unexpected accident that caused you to see just how quickly life can change.

Friends, Life Insurance really can make a huge difference for you and your family at a time when you least expect it!

I would love to help you secure some extra PEACE OF MIND! Together, we can come up with a solution that will assist you in more ways than you can ever imagine! Text me or call me at (304) 539-6450 and let’s break the ICE on this subject!

You NEED it, and I can assist you with that need! I really would love to see you get some Life Insurance in place today!

Tony Lucas, Agent
Caldwell Insurance Agency

“The Best In The Valley and The Entire Tri-State”I want to send out a BIG congratulations to my boss, Jeremy Caldwell th...
10/25/2025

“The Best In The Valley and The Entire Tri-State”

I want to send out a BIG congratulations to my boss, Jeremy Caldwell this morning. He works very hard at seeing to it that our Agency provides the best services to each and everyone of our customers! I am very proud to be a small part of his vision and to get to be on this journey together with him and all of the members of our staff that make up Caldwell Insurance Agency at every location.

If you haven’t given us a chance to quote on your insurance needs, I would like to invite you to do so! I would personally be happy to assist anyone who is interested in saving money on your homeowners, autos, or any personal insurance need you may have. For the business owners out there, I would love to help you as well.

Feel free to reach out to me personally at (304) 539-6450, or email me at [email protected] at your convenience.

Call, Text, or Email me and I will gladly go to work for you!

Tony Lucas, Agent
Caldwell Insurance Agency

Address

20 MacCorkle Avenue SW
South Charleston, WV
25303

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