I Finance FL

I Finance FL IFinance Florida is your premier financing guru in the luxurious and ever expanding Florida marketplace. We specialize in a variety of loans.

While we focus on residential loans for both domestic and foreign national buyers, we are also able to offer commercial and construction loans. We are able to accommodate a variety of different needs, both personal and professional. Every client’s case is different, and we ask the correct questions and fully analyze all documents provided to be able to provide our clients with the best rate and terms available. If you are looking to purchase or invest in a home in the Sunshine State, contact us.

Don’t let down payment myths hold you back from buying a home this year. In reality, there are options out there that re...
08/16/2022

Don’t let down payment myths hold you back from buying a home this year. In reality, there are options out there that require as little as 3.5% down. To learn about the down payment assistance programs available in our area, DM me today.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

Thinking of selling your house? If so, the supply of homes for sale is growing, and that means you’ll have more options ...
08/16/2022

Thinking of selling your house? If so, the supply of homes for sale is growing, and that means you’ll have more options to choose from for your move. At the same time, it’s still a sellers’ market because overall inventory is still low. If you want to get the best of both worlds and sell while your house will still stand out, DM me today.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

P&I stands for Principal and Interest. This term is used whenever you are obatining any loan.Should you have any questio...
08/16/2022

P&I stands for Principal and Interest. This term is used whenever you are obatining any loan.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

08/12/2022

3 Tips for Selling Your House Right Now.

Pricing your house based on current market conditions means it's more likely to sell quickly. Let's connect so you can have the best advice when you sell today.

Are you wondering what a recession could do to home values? Historical data proves an economic slowdown doesn’t mean pri...
08/12/2022

Are you wondering what a recession could do to home values? Historical data proves an economic slowdown doesn’t mean prices will fall. In 4 of the last 6 recessions, home prices actually appreciated. This goes to show 2008 wasn’t the norm. DM me, and let’s discuss why history shows an economic slowdown doesn’t equal a housing crisis.

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PMI is also known as Private Mortgage Insurance. This type of insurance is needed when the borrower or borrowers downpay...
08/12/2022

PMI is also known as Private Mortgage Insurance. This type of insurance is needed when the borrower or borrowers downpayment is less than 20% of the purchase price of the home. It's arranged by a conventional lender and provided by a private insurance company. PMI protects the lender not the borrower in the event that the monthly mortgage payments are not made.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

If you’re a homebuyer, you’re likely watching mortgage rates closely. Mortgage rates have fluctuated over the past few w...
08/11/2022

If you’re a homebuyer, you’re likely watching mortgage rates closely. Mortgage rates have fluctuated over the past few weeks due to a number of economic factors. Moving forward, rates will likely continue to respond to inflation. If you want an expert on your side to help you navigate this volatility to achieve your homebuying goals, DM me.

MI stands for Mortgage Insurance. This type of insurance is needed when the borrower or borrowers downpayment is less th...
08/11/2022

MI stands for Mortgage Insurance. This type of insurance is needed when the borrower or borrowers downpayment is less than 20% of the purchase price of the home. This type of insurance lowers the risk for a lender making a loan so that a borrower can qualify for a loan that they may not otherwise get. MI is typically required for FHA or USDA loans.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?
08/10/2022

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer.

HOA is short for Home Owners Association. The HOA establishes rules and regulations for the community. These rules and r...
08/10/2022

HOA is short for Home Owners Association. The HOA establishes rules and regulations for the community. These rules and regulations are called bylaws. The HOA also collects monthly fees that help maintain the common areas of the neighborhood. Those fees cover; trash pickup, landscaping, community gym, pool, security, maintenance and repairs.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

08/10/2022

If you're following the news, you might be wondering what could happen to the housing market if there's a recession. Let's connect to discuss why history shows a recession doesn't equal a housing crisis.

CTC means "Clear To Close". A CTC is issued once all condtions have been cleared by an underwriter. These three words (l...
08/09/2022

CTC means "Clear To Close". A CTC is issued once all condtions have been cleared by an underwriter. These three words (letters) are quite possibly the sweetest words in real estate.

Should you have any questions or simply want to learn more please e-mail [email protected] or call 786-610-9200 and we will get back to you at our earliest convenience.

Address

1000 Lincoln Road, Suite 208
South Beach, FL
33139

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5am
Thursday 9am - 5pm
Friday 9am - 5am
Saturday 10am - 1pm

Telephone

+17866109200

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