Monterey Bay Mortgage, NMLS No. 1838

Monterey Bay Mortgage, NMLS No. 1838 Monterey Bay Mortgage : A Division of Watermark Capital,LLC NMLS #1838 Monterey Bay Mortgage has been in business since 1999.

We provide you with in-depth knowledge of Santa Cruz County mortgage lending, personalized service and support throughout the entire mortgage process. We know that you are busy and we are committed to making the loan process easy for you so that you can get on with your life. Monterey Bay Mortgage loan officers take the time to listen and understand your unique circumstances to match you with affo

rdable loan options. The combination of knowledgeable loan consultants, a fast, efficient loan process, and friendly support staff make the process convenient and stress-free for you. We have products and rates to meet your individual situation: first-time buyers, rental property purchases, low down payment loans, refinances, borrowers with bad credit and those with previous short-sale history. Monterey Bay Mortgage offers Conventional, VA, FHA and Jumbo financing. Monterey Bay Mortgage is a division of Watermark Capital LLC (NMLS #1838), an Equal Housing Lender. Licensed by the Department of Business Oversight under the California Finance Lender Law. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1838

Nerdy data alert, but trust me, it’s interesting!Over the past 40 years (1984-2024), cumulative inflation has ranged bet...
05/28/2024

Nerdy data alert, but trust me, it’s interesting!

Over the past 40 years (1984-2024), cumulative inflation has ranged between 230% and 250%. 📈

This chart highlights how home values have soared during this period, demonstrating that real estate is often a great hedge against inflation. 🏡💰

The takeaway? Waiting to buy a home might not be the best idea. 📉

Source Resiclub analysis of the Freddie Mac House Price Index.
The views expressed are just my opinion and not investment advice.

01/01/2024

9131 days -300 months
25 years!

Today, Monterey Bay Mortgage celebrates its 25th Anniversary, a milestone that is humbling.

Over the last quarter of a century, Monterey Bay Mortgage has had the honor and privilege of guiding countless families through the meaningful journey of homeownership. Each family we have assisted has not only been a client but a valuable part of our extended community. Your trust and faith in our services have been the greatest affirmation of our work and purpose.

Our role in helping a diverse array of clients – from those embarking on the journey of first-time homeownership, seasoned real estate investors, individuals securing a cherished vacation home to seniors seeking retirement-focused financial solutions – has been a responsibility we’ve carried with both pride and humility. Your stories, challenges, and triumphs have been at the core of what drives us every day, helping to turn your dreams into realities.

Without you, our clients, we could not have achieved this.

We also acknowledge we couldn’t have done this without our talented teammates past and present, Real Estate partners, Appraisers, Escrow Officers, hundreds of mortgage banking staff, including our favorite Underwriters, Document Drawers, Funders, and even compliance personnel.

We plan to continue reaching new milestones, helping clients finance their dreams to achieve the goal of homeownership, expand to become real estate investors, and live comfortably in their retirement years.

Thank you!
Wishing you and your family a very Happy New Year in 2024!

Forrest Cambell, Founder
NMLS 245437

01/01/2024

Happy New Year!!
Stay tuned for a special announcement from Monterey Bay Mortgage, NMLS No. 1838 tomorrow New Year’s Day.

Good news- the Federal Housing Finance Agency just released new loan limits for 2022. Nationwide $647,200 and in select ...
11/30/2021

Good news- the Federal Housing Finance Agency just released new loan limits for 2022. Nationwide $647,200 and in select areas deemed higher cost areas, loan limits are raised to $970,800. This is great news for home buyers and homeowners wanting to refinance. Look at the map for your County

This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.

Great video from National Forest Foundation's goal to plant 50 million trees. We've partnered with NFF for several years...
02/05/2019

Great video from National Forest Foundation's goal to plant 50 million trees. We've partnered with NFF for several years and plant trees after each client's loan has funded.

Donate now to plant trees: https://www.nationalforests.org/donate/plant-trees ++++++++++++++++++ About the National Forest Foundation The National Forest Fou...

Today marks our 20th Anniversary helping clients buy a home and manage their mortgage. We are very grateful to all of ou...
01/02/2019

Today marks our 20th Anniversary helping clients buy a home and manage their mortgage. We are very grateful to all of our clients we’ve helped over the years and wish you a very Happy New Year!

Today is the one month anniversary of our new Loan Production Manager, Crissy Ghanim. We're thrilled to be working with ...
08/12/2018

Today is the one month anniversary of our new Loan Production Manager, Crissy Ghanim. We're thrilled to be working with Crissy and we know you will too!

04/13/2018

Our stable of tastemakers has given us the ultimate scoop on the hottest interior design and decor trends for 2018. And trust us: It'll be a gorgeous year.

Some cool ways to use your garage for living space.
04/13/2018

Some cool ways to use your garage for living space.

Need extra square footage in your home? Steal some from your garage! Get inspired by these garages converted into apartments, studios, game rooms and more.

12/28/2017

Wishing you Happy New Year as we approach the end of 2017

Address

2601 41st Avenue Suite C
Soquel, CA
95073

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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