Shawna Merritt - Mortgage Loan Officer - NMLS ID# 2298781

Shawna Merritt - Mortgage Loan Officer - NMLS ID# 2298781 Contact me today and let’s get started making your home-ownership dream come true!

The financial aspects of home buying can be stressful and overwhelming-but they don’t have to be, not with a trained and caring professional like me in your corner.

Happy Labor Day!Today is a chance to step back, enjoy some well-earned rest, and spend time with the people who make it ...
09/07/2026

Happy Labor Day!

Today is a chance to step back, enjoy some well-earned rest, and spend time with the people who make it all worthwhile.
https://myoc.io/MortgageswithShawna

Back-to-school season has a way of making you rethink how your home is set up.A dedicated spot to focus, spread out, and...
08/27/2026

Back-to-school season has a way of making you rethink how your home is set up.

A dedicated spot to focus, spread out, and get things done can make the whole school year feel a little more manageable for everyone in the house.
https://myoc.io/MortgageswithShawna

Hold off on big purchases until after closing.It can be tempting to start buying furniture or making big financial moves...
08/25/2026

Hold off on big purchases until after closing.

It can be tempting to start buying furniture or making big financial moves once a home is under contract. But large purchases before closing can affect your debt-to-income ratio and potentially impact your loan.

Holding off until after the keys are in hand is the safer move.
https://myoc.io/MortgageswithShawna

A payment that stays the same makes planning ahead a little easier.One of the quieter benefits of a fixed-rate mortgage ...
08/20/2026

A payment that stays the same makes planning ahead a little easier.

One of the quieter benefits of a fixed-rate mortgage is knowing exactly what to expect each month.

No surprises, no adjustments. Just a consistent payment that makes it easier to plan for what's ahead.
https://myoc.io/MortgageswithShawna

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a num...
08/13/2026

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a number of factors, including your financial situation, local market conditions, and timing goals.

There are options worth exploring before assuming one path is the only one available.
https://myoc.io/MortgageswithShawna

That feeling when you relax in a space that's all yours.No roommates, no landlord, no rules about what goes where. Just ...
08/11/2026

That feeling when you relax in a space that's all yours.

No roommates, no landlord, no rules about what goes where. Just your space, exactly the way you want it.
https://myoc.io/MortgageswithShawna

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.The key isn't just how much ...
08/06/2026

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.

The key isn't just how much you earn. Lenders also look for consistency and documentation during the approval process.

Read the full breakdown at pmrloans.com.
https://myoc.io/MortgageswithShawna

Down payment assistance programs exist in many areas and are often underutilized simply because buyers don't know to ask...
08/04/2026

Down payment assistance programs exist in many areas and are often underutilized simply because buyers don't know to ask.

Eligibility varies depending on location, income, and loan type. It's worth bringing up early in the conversation to understand what options may be available.

That pull toward a place that feels like yours is something most people understand, even if they can't always put it int...
07/31/2026

That pull toward a place that feels like yours is something most people understand, even if they can't always put it into words.

For many people, it's the feeling that makes the journey to homeownership worthwhile.
https://myoc.io/MortgageswithShawna

Address

Soperton, GA

Telephone

+16039180047

Website

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