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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

Somerville's Credit Union

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Somerville, MA
Somerville's Credit Union

'Somerville's Credit Union', welcomes all! Please consider joining our financial cooperative today. We are an Equal Housing Lender with the NCUA

Established on May 28, 1941, Somerville Municipal Federal Credit Union was started by people who were committed to helping their fellow City of Somerville employees save for retirement in an age when pensions were non-existent. In the 1960’s, membership was extended to employees of the Somerville Housing Authority, the Somerville Redevelopment Authority, Somerville Cambridge Elder Services, and Ma

ssachusetts Welfare employees working in Somerville. The field was expanded to include family members of the above employee groups during the 1970’s and 1980's. Members of the Disabled American Veterans (DAV) Chapter No. 27 and Somerville Garden Club were included to join our growing credit union membership in 2014. The common bond of our employer groups is service to citizens of the Somerville community. With family members included, we are now close to 3,000 members strong, and continue to seek new members.

09/07/2026

Today, we celebrate the hard work and dedication that keep our communities moving forward.

Happy Labor Day from Somerville’s Credit Union! ❤️💙

08/28/2026

Before September begins, take 10 minutes for a quick money reset:

🔴 Review your summer spending
🔴 Check your savings progress
🔴 Plan for upcoming fall expenses
🔴 Choose one financial goal for September

Your goal does not have to be huge. It could be saving an extra $25, paying more toward a balance, or cutting back in one spending category.

One small, intentional step can help you enter the new season feeling more prepared.

Need help planning your next financial move?
https://www.sommfcu.com/contact-us/

08/24/2026

A new car can be exciting but the monthly payment is only one part of the cost.

Before heading to the dealership, take a moment to think about what comfortably fits your budget after insurance, fuel, registration, and maintenance are included. It also helps to explore financing ahead of time, so you can shop with a clearer idea of your options.

A little preparation can make the car-buying process feel much less overwhelming.

Have questions about financing your next vehicle? We’re here to help:
https://www.sommfcu.com/contact-us/

08/20/2026

Did you know? . . . . . Building good financial habits isn't about making huge changes overnight.

Sometimes it's the little things that make the biggest difference:

• Paying your credit card on time.
• Saving a little from every paycheck.
• Reviewing your monthly spending.
• Setting one realistic financial goal.

Small habits practiced consistently can lead to big results over time.

08/17/2026

Life doesn't stop when the branch closes and your banking shouldn't either.

With SMFCU's online and mobile banking services, you can securely manage your finances whenever it's convenient for you.

From checking balances to transferring money and depositing checks remotely, your accounts are always within reach.

Ready to learn more? Contact us today:
https://www.sommfcu.com/contact-us/

08/13/2026

Today is International Left-Handers Day! 🎉 Whether you're left-handed or right-handed, it's a fun reminder that everyone has their own way of doing things, including managing their finances.

No matter your approach, it's always a good time for a quick financial checkup. Ask yourself:

✔️ Am I saving consistently?
✔️ Have my financial goals changed?
✔️ Could I pay down debt faster?
✔️ Am I making the most of my credit union membership?

Sometimes the smallest adjustments can make the biggest difference by the end of the year.

Let's talk about your financial goals:
https://www.sommfcu.com/contact-us/

08/10/2026

Back-to-school shopping doesn't have to break the budget!

This is the perfect time to get done any back to school shopping. Before heading to the store, try these money-saving tips:

📚 Take inventory of supplies you already have.
🛍️ Shop sales and compare prices.
👕 Buy only what's needed now.
💳 Set a spending limit before you shop.

A little planning today can help reduce financial stress tomorrow.

For questions about budgeting or savings goals, we're here to help:
https://www.sommfcu.com/contact-us/

08/06/2026

Most people think of an emergency fund as something you only use when life goes wrong.

But having savings also gives you ✨peace of mind✨

Whether it's a surprise car repair, an unexpected medical bill, or simply avoiding the need to use a credit card, a healthy savings cushion can make all the difference.

No matter where you're starting, every dollar saved is a step toward greater financial confidence.

Need help choosing the right savings account? We'd love to help:
https://www.sommfcu.com/contact-us/

08/03/2026

Student loan repayment continues to change, and many borrowers are wondering what their options are.

If you've heard about changes to the SAVE Plan or are curious about private student loan refinancing, you're not alone. Understanding your options can help you make informed decisions about your financial future.

Our newest article explains what's happening and how refinancing may fit into your overall repayment strategy.

📌 Learn more here:
https://sommfcu.com/2026/07/17/whats-happening-with-save-and-student-loan-refinancing/

Have questions? We're always happy to help you explore your options.

07/29/2026

Can you believe we're already more than halfway through the year?

Now is a great time to ask yourself:

✅ Have I reached my savings goal so far?
✅ Am I staying on budget?
✅ Is there any debt I could pay down before the holidays?
✅ What financial goal do I want to accomplish before the end of the year?

A mid-year check-in can help you finish the year even stronger.

If you'd like to talk through your financial goals, we're here to help:
https://www.sommfcu.com/contact-us/

Address

236 Holland Street
Somerville, MA
02144

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+16176250898

Website

http://www.sommfcu.com/

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