Citizens National Bank

Citizens National Bank A locally owned, community bank headquarted in downtown Somerset since 1920. Member FDIC. Equal Housing Lender.
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Since 1920, Citizens National Bank has been more than just a place to keep your money—we’re your neighbors. Headquartered in Somerset, we’ve grown to 11 locations across Pulaski County, Monticello, Russell Springs, Nicholasville, and Richmond. While our reach has expanded, our mission remains the same: delivering the high-quality, personalized service that only a locally owned bank can provide.

SCAM ALERT: Caller ID Spoofing 🚨We’ve received reports of fraudulent calls appearing to come from Citizens National Bank...
06/02/2026

SCAM ALERT: Caller ID Spoofing 🚨

We’ve received reports of fraudulent calls appearing to come from Citizens National Bank. These scammers may ask you to verify a large purchase, then request personal information we already have on file.

👉 If this happens, hang up immediately — it’s a scam.

Protect yourself:
✅ Always verify by hanging up and calling us directly at 606-679-6341.
✅ Be cautious of urgent or high-pressure requests — they’re often a red flag.
✅ Never share sensitive info unless you're 100% sure who you're talking to.

If you believe you've shared personal information with a scammer, contact us right away.

Stay alert. Stay safe.

We had a great time hosting Pulaski County Schools' Project Navigate yesterday! Incoming and outgoing high school senior...
06/02/2026

We had a great time hosting Pulaski County Schools' Project Navigate yesterday! Incoming and outgoing high school seniors toured our downtown Somerset Main Office. We’re excited for their futures—and hoping to see some of them join Team CNB one day!

Hey parents!Has your student just brought home a stellar report card? At CNB, we think hard work should literally pay of...
05/28/2026

Hey parents!
Has your student just brought home a stellar report card? At CNB, we think hard work should literally pay off. Bring that report card into a CNB branch and let Moolah Moose reward your super student.
- The Deal: We’ll pay $1 for every "A" (up to $10 per grading period).
- The Goal: Start a savings habit early while celebrating those big wins!
Stop by and see us today!
Member FDIC

Join us in celebrating Elliott Cross, a Commercial Lender at our Main Office in downtown Somerset, who hit his 3 year mi...
05/24/2026

Join us in celebrating Elliott Cross, a Commercial Lender at our Main Office in downtown Somerset, who hit his 3 year milestone with Citizens National Bank yesterday!

Elliott loves tackling new challenges every day at work, but he recently took on his most exciting role yet—becoming a first-time dad a few weeks ago! When he isn't helping his local business ciustomers, Elliott enjoys family time and exploring the great outdoors.

Thank you, Elliott, for your hard work and dedication to the CNB team and our community. Congratulations!

We are incredibly proud to congratulate Wes Hampton on reaching his 15-year milestone at CNB today! As a vital member of...
05/23/2026

We are incredibly proud to congratulate Wes Hampton on reaching his 15-year milestone at CNB today! As a vital member of our Commercial Lending Department, Wes is truly driven by his passion for seeing his customers succeed.

Why has Wes called CNB home for 15 years? For him, it’s all about the culture. He believes the sense of camaraderie and trust we share is truly one-of-a-kind, making it easy to stay committed and keep growing.

When he isn’t at the bank, Wes stays busy cheering on his two sons at their games, sneaking in a round of golf, or grilling a meal for his family. Whether he’s rooting for the UK Wildcats or catching some live music, Wes brings that same energy and passion to everything he does.

Thank you, Wes, for 15 years of dedication and for being a vital part of our team. We are lucky to have you!

CNB will be closed on Monday, May 25th, in observance of Memorial Day.The Waitsboro and Highway 27 branches will be open...
05/22/2026

CNB will be closed on Monday, May 25th, in observance of Memorial Day.

The Waitsboro and Highway 27 branches will be open for Saturday banking from 8:30 - Noon tomorrow.

Thank you to the brave men and women who have made the ultimate sacrifice.

Huge thanks to the 26 TEAM CNB members who rolled up their sleeves for our April blood drive! 🩸 We’re so proud of our te...
05/20/2026

Huge thanks to the 26 TEAM CNB members who rolled up their sleeves for our April blood drive! 🩸 We’re so proud of our team for partnering with the Kentucky Blood Center to save lives. 💪

Attention Burnside Customers: The Burnside Branch lobby is closed today (Tuesday, May 19) while we have new windows inst...
05/19/2026

Attention Burnside Customers: The Burnside Branch lobby is closed today (Tuesday, May 19) while we have new windows installed. The Drive-Thru is still OPEN to take care of all your banking needs. We apologize for the inconvenience and appreciate your patience while we upgrade our space!

Rachel Whitehead, Waitsboro Branch Manager at Citizens National Bank, is the proud mother of Dre. Here is what she says ...
05/19/2026

Rachel Whitehead, Waitsboro Branch Manager at Citizens National Bank, is the proud mother of Dre. Here is what she says about her 2026 high school graduate:

“Dre is an old soul with a true heart of gold and his head in the clouds! I could not be more proud of the young man that he has become and will continue to be. He always takes time to put others first and makes sure to treat others with respect and manners while also making them smile! We can't wait to see what the future holds for Dre!”

Congratulations, Dre!

JonBlake and Wade spent a rewarding day volunteering at Northern Middle School’s "Reality Town"! It’s incredible to watc...
05/18/2026

JonBlake and Wade spent a rewarding day volunteering at Northern Middle School’s "Reality Town"! It’s incredible to watch students tackle real-life financial choices, from housing to utilities. Huge thanks to NMS for letting us help guide the next generation toward a bright financial future!

Address

44 Public Square
Somerset, KY
42501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8:30am - 12pm

Telephone

+16066796341

Website

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