What are the opening hours?

Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 11am - 6pm

Telishia Altis

Home
United States
Snohomish, WA
Telishia Altis

Loan Officer with Dwell Mortgage
NMLS 2538043

A committed Mortgage broker who is on a mission to help clients navigate the complexities of the mortgage process. Telishia Altis specializes in First Time Home Buyers, Down Payment Assistance , USDA, FHA, Construction & Vacant Land loans. She is incredibly passionate about community service and studied Fine Arts & Photography at the Academy of Art University in San Francisco. Telishia moved to Wa

shington in 2016 and is a community-oriented person who relishes supporting the locals & contributing to the growth and development of the community. This passion for community service and an inspiring personal home buying experience encouraged her to pursue a career as a Mortgage Broker.

06/16/2026

The average 30-year fixed mortgage rate is 6.55% this week. 📊

When people think about the housing market, they often pay attention when rates make big moves.

But some of the best opportunities happen during ordinary weeks.

For buyers, a stable rate environment can provide time to explore options, compare scenarios, and make thoughtful decisions.

For sellers, motivated buyers are still actively looking for the right home, especially when pricing and presentation align with market expectations.

For agents, this is a reminder that trust is built during the quieter moments, not just during major market shifts.

Here's the behavioral insight:

People tend to wait for a headline before taking action. But progress often happens when there isn't a headline at all.

If you're wondering how today's 6.55% rate could impact your goals, send me INSIGHT. 💬

🔗 Source:
https://shorturl.at/Jkniu

06/12/2026

If your lender is already slow to respond during pre-approval… 𝗶𝘁 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗺𝗮𝗴𝗶𝗰𝗮𝗹𝗹𝘆 𝗴𝗲𝘁 𝗯𝗲𝘁𝘁𝗲𝗿 𝗼𝗻𝗰𝗲 𝘆𝗼𝘂’𝗿𝗲 𝘂𝗻𝗱𝗲𝗿 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁. 😬

Think about what’s at stake 𝘢𝘧𝘵𝘦𝘳 you go mutual:
Close date locked. Earnest money on the line. Underwriter asking for “one more thing.”
You need answers fast — and a lender who will 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗽𝗶𝗰𝗸 𝘂𝗽 𝘁𝗵𝗲 𝗽𝗵𝗼𝗻𝗲.

Because “Sorry, I didn’t see that” is not a closing strategy. 🙃

Communication is 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝟱 𝗿𝗲𝗱 𝗳𝗹𝗮𝗴𝘀 I cover in my free guide for homebuyers.

Comment 𝗥𝗘𝗗𝗙𝗟𝗔𝗚 and I’ll send it to you.

06/10/2026

Here’s the thing about waiting for rates to drop…

𝗡𝗼𝗯𝗼𝗱𝘆 𝗿𝗶𝗻𝗴𝘀 𝗮 𝗯𝗲𝗹𝗹 𝗮𝘁 𝘁𝗵𝗲 𝗯𝗼𝘁𝘁𝗼𝗺. 🔔
And you never know the “best day to lock” until it’s already gone.

That’s why a 𝗿𝗮𝘁𝗲 𝗹𝗼𝗰𝗸 exists:
It protects you if rates go 𝘶𝘱 between offer acceptance and closing (usually 𝟯𝟬–6𝟬 𝗱𝗮𝘆𝘀).

And if rates drop after you lock?
Some lenders offer a 𝗳𝗹𝗼𝗮𝘁-𝗱𝗼𝘄𝗻 option so you can take the lower rate.

Key words: 𝘀𝗼𝗺𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀. Not all. And the rules vary.
So yes… it’s absolutely worth asking about 𝘣𝘦𝘧𝘰𝘳𝘦 you’re under contract and stressed out. 😅

The strategy isn’t timing the market perfectly.
The strategy is 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝘄𝗵𝗶𝗹𝗲 𝘆𝗼𝘂’𝗿𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗺𝗶𝗱𝗱𝗹𝗲 𝗼𝗳 𝘁𝗵𝗲 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻.

Questions about rate locks or float-downs? Drop them below — I’ll answer as many as I can.

06/09/2026

If you work for yourself, you’ve probably heard this line before:
“𝗜𝘁’𝘀 𝗵𝗮𝗿𝗱𝗲𝗿 𝘁𝗼 𝗴𝗲𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂’𝗿𝗲 𝘀𝗲𝗹𝗳-𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗱.”

And honestly? With the 𝘸𝘳𝘰𝘯𝘨 lender… yep. 😒

They run you through a standard W-2 checklist, your tax returns show less income than you actually live on (hello, write-offs), and suddenly you “don’t qualify” for a home you know you can afford.

But here’s the part most people don’t know:
There are programs built for how self-employed income 𝘢𝘤𝘵𝘶𝘢𝘭𝘭𝘺 works.

✅ Bank statement loans
✅ P&L-only options
✅ No tax return programs (in certain cases)
✅ Loans that look at 𝗿𝗲𝗮𝗹 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄, not just what’s left after deductions

The income is real. The options exist.
Most people just don’t know what to ask for.

DM me “𝗦𝗘𝗟𝗙 𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗗” and we’ll look at what you actually qualify for.

06/08/2026

The average 30-year fixed mortgage rate is 𝟲.𝟱𝟴% this week. 📊

Last week, rates were lower.

This week is a good reminder that markets don't move in straight lines.

For buyers, a small rate change may not dramatically affect affordability, but it does reinforce the importance of understanding your financing before the perfect home appears.

For sellers, prepared buyers are still making moves. The homes generating the most activity are the ones that combine strong presentation with realistic pricing.

For agents, this market continues to reward strategy over speculation.

The biggest behavioral shift I see right now?

Many people spend more time trying to predict what rates will do next than preparing for what they'll do if opportunity shows up tomorrow.

Preparation creates confidence.

If you'd like to see what your purchase power looks like at today's rate environment, send me 𝗥𝗘𝗔𝗗𝗬. 💬

🔗 Source: https://shorturl.at/9XOOp

06/05/2026

Conventional. FHA. VA. USDA. Jumbo. ARM.
The list goes on… because 𝗯𝘂𝘆𝗲𝗿𝘀 𝗮𝗿𝗲𝗻’𝘁 𝗼𝗻𝗲-𝘀𝗶𝘇𝗲-𝗳𝗶𝘁𝘀-𝗮𝗹𝗹.

Different income. Different savings. Different goals. Different “I just want a backyard and peace.” 😅

So if your lender is only showing you 𝗼𝗻𝗲 option… and not explaining why the others do or don’t fit?
👀 That’s something to notice.

A good lender shows you the 𝗳𝘂𝗹𝗹 𝗽𝗶𝗰𝘁𝘂𝗿𝗲 — not just the product that’s easiest to slide you into.

That’s 𝗼𝗻𝗲 𝗼𝗳 𝟱 𝗿𝗲𝗱 𝗳𝗹𝗮𝗴𝘀 I cover in a free guide for homebuyers.

Comment 𝗥𝗘𝗗𝗙𝗟𝗔𝗚 and I’ll send it to you.

06/04/2026

𝗧𝗵𝗶𝘀 𝗽𝗵𝗼𝘁𝗼 𝗶𝘀 𝗳𝗿𝗼𝗺 𝗮 𝘆𝗲𝗮𝗿 𝗮𝗴𝗼… 𝗮𝗻𝗱 𝘄𝗵𝗲𝘄.

I remember being in that season where things 𝘭𝘰𝘰𝘬𝘦𝘥 fine… but I was doing a lot of silent rebuilding.
Mindset. Habits. Boundaries. Goals. All of it.

And here’s the reminder I needed back then (so you get it today):
You don’t need a perfect plan.
You need momentum.
Tiny steps done consistently will absolutely change your life.

If you’re feeling behind, stuck, or like nothing is happening… zoom out.
A year from now you could be living a completely different story.

𝗧𝗲𝗹𝗹 𝗺𝗲: 𝘄𝗵𝗮𝘁’𝘀 𝗢𝗡𝗘 𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝗲 𝗮𝗯𝗹𝗲 𝘁𝗼 𝘀𝗮𝘆 𝘆𝗼𝘂 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗯𝘆 𝘁𝗵𝗶𝘀 𝘁𝗶𝗺𝗲 𝗻𝗲𝘅𝘁 𝘆𝗲𝗮𝗿?

06/03/2026

Peak listing season. Multiple offers. Sellers who want certainty.

This is where your lender either 𝗵𝗲𝗹𝗽𝘀 𝘆𝗼𝘂 𝘄𝗶𝗻… or quietly 𝗴𝗲𝘁𝘀 𝘆𝗼𝘂 𝘀𝗸𝗶𝗽𝗽𝗲𝗱. 😅

Because a strong pre-approval letter from a lender who’s actually reviewed the file?
✅ Makes your buyer’s offer stand out before the seller even finishes the paragraph.

A vague letter from an app that never asked for a document?
🚫 Does the opposite.

When you work with me, here’s what I bring to every offer:

• 𝗙𝘂𝗹𝗹𝘆 𝗿𝗲𝘃𝗶𝗲𝘄𝗲𝗱 𝗳𝗶𝗹𝗲 before we submit
• 𝗔 𝗽𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝗹𝗲𝘁𝘁𝗲𝗿 𝘁𝗵𝗮𝘁’𝘀 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝗲𝗱 + 𝗱𝗲𝗳𝗲𝗻𝘀𝗶𝗯𝗹𝗲
• 𝗗𝗶𝗿𝗲𝗰𝘁 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗹𝗶𝘀𝘁𝗶𝗻𝗴 𝗮𝗴𝗲𝗻𝘁 so they know what’s happening and when

And let’s be real… 𝘆𝗼𝘂𝗿 𝗻𝗮𝗺𝗲 𝗶𝘀 𝗼𝗻 𝗲𝘃𝗲𝗿𝘆 𝗱𝗲𝗮𝗹 𝘆𝗼𝘂 𝗿𝗲𝗳𝗲𝗿.
So your lender reflects on you.

If you want a lender who shows up for your offers the way you show up for your clients, let’s connect.

𝗗𝗠 me “𝗟𝗜𝗦𝗧𝗜𝗡𝗚 𝗦𝗘𝗔𝗦𝗢𝗡.”

06/02/2026

✨ Tech Tuesday Prompt — 𝗧𝗼𝘂𝗴𝗵 𝗖𝗹𝗶𝗲𝗻𝘁 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻

This is the part nobody teaches you in real estate school. 😬

Drop this into ChatGPT before your next hard convo 👇

"𝘈𝘤𝘵 𝘢𝘴 𝘢 𝘳𝘦𝘢𝘭 𝘦𝘴𝘵𝘢𝘵𝘦 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘤𝘢𝘵𝘪𝘰𝘯 𝘤𝘰𝘢𝘤𝘩. 𝘈𝘴𝘬 𝘮𝘦 𝘸𝘩𝘢𝘵 𝘵𝘩𝘦 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘢𝘣𝘰𝘶𝘵 — 𝘱𝘳𝘪𝘤𝘦 𝘳𝘦𝘥𝘶𝘤𝘵𝘪𝘰𝘯, 𝘭𝘰𝘸 𝘢𝘱𝘱𝘳𝘢𝘪𝘴𝘢𝘭, 𝘪𝘯𝘴𝘱𝘦𝘤𝘵𝘪𝘰𝘯 𝘪𝘴𝘴𝘶𝘦𝘴, 𝘰𝘳 𝘰𝘧𝘧𝘦𝘳 𝘳𝘦𝘫𝘦𝘤𝘵𝘪𝘰𝘯. 𝘛𝘩𝘦𝘯 𝘨𝘪𝘷𝘦 𝘮𝘦 𝘦𝘹𝘢𝘤𝘵 𝘵𝘢𝘭𝘬𝘪𝘯𝘨 𝘱𝘰𝘪𝘯𝘵𝘴 𝘢𝘯𝘥 𝘩𝘰𝘸 𝘵𝘰 𝘰𝘱𝘦𝘯 𝘵𝘩𝘦 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘭𝘰𝘴𝘪𝘯𝘨 𝘵𝘩𝘦 𝘳𝘦𝘭𝘢𝘵𝘪𝘰𝘯𝘴𝘩𝘪𝘱."

Because the agents who can navigate the hard conversations? They're the ones clients refer forever.

Which convo do YOU dread the most? Drop it below 👇

Address

Snohomish, WA
98201

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	11am - 6pm

Website

https://dwellmtg.com/telishia-altis/, https://telishia.dwelltools.com/freebies

Alerts

Be the first to know and let us send you an email when Telishia Altis posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Snohomish?