Chaz Kerns - Loan Depot

Nothing is written ✍️ in stone, not even your credit score. If you think your credit score needs a boost before applying...
05/03/2024

Nothing is written ✍️ in stone, not even your credit score. If you think your credit score needs a boost before applying for a mortgage these tips can help.

Set a budget. Use a mortgage calculator to determine how much house you can afford and stick to it. You should also keep...
05/01/2024

Set a budget. Use a mortgage calculator to determine how much house you can afford and stick to it. You should also keep in mind how much you will have to pay in property taxes, homeowner’s insurance, maintenance costs, furnishings, and utilities. You should take the top amount you are approved for and take 20% off of it to make sure you can afford the extra expenses that go along with home ownership.

When you’re budgeting to purchase a home, there is much more to consider than just the down payment you’ll make or your ...
04/29/2024

When you’re budgeting to purchase a home, there is much more to consider than just the down payment you’ll make or your monthly mortgage payments. Here, we review the hidden costs of buying and owning a home.





Achieving success involves consistently making small efforts, day in and day out.
04/26/2024

Achieving success involves consistently making small efforts, day in and day out.

Call me today! I'll be by your side every step of the way.
04/24/2024

Call me today! I'll be by your side every step of the way.

A reminder to be kind to our planet. Let's work together for a sustainable tomorrow.
04/22/2024

A reminder to be kind to our planet. Let's work together for a sustainable tomorrow.

Earnest money is a buyer's deposit to move forward on a home purchase. It is usually held by a third party and its terms...
04/19/2024

Earnest money is a buyer's deposit to move forward on a home purchase. It is usually held by a third party and its terms are agreed to in the purchase contract. Like many things in the home purchase, some parts can be negotiated.

Here's your reminder to pay your bills in full each month!
04/17/2024

Here's your reminder to pay your bills in full each month!

3 Mistakes to Avoid when Buying a Home 🏡
04/15/2024

3 Mistakes to Avoid when Buying a Home 🏡

Your down payment on a home purchase impacts your mortgage type, the amount of your loan, and the loan's terms and condi...
04/12/2024

Your down payment on a home purchase impacts your mortgage type, the amount of your loan, and the loan's terms and conditions. A larger down payment will give you a lower loan-to-value ratio, or LTV, may qualify for a lower interest rate, and not require PMI.

Nothing is written in stone, not even your credit score. If you think your credit score needs a boost before applying fo...
04/10/2024

Nothing is written in stone, not even your credit score. If you think your credit score needs a boost before applying for a mortgage these tips can help.

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106 Union Avenue
Snohomish, WA
98290

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