Anthony Rice Edge Home Finance

08/07/2026

🏡 A Full-Circle Moment ❤️🔑

Helping my goddaughter, Daisha, become a first-time homeowner was more than just another closing—it was personal. I've known her dad since the 5th grade, so being part of this milestone was truly an honor.

Congratulations, Daisha! Wishing you many years of happiness, unforgettable memories, and success in your beautiful new home. 🏡❤️

🏡 3 Tips for New Homeowners

🔑 Budget for routine maintenance and unexpected repairs.
🔑 Pay your mortgage on time and make extra principal payments when possible to build equity faster.
🔑 Take your time making your house a home—create memories before chasing perfection.

Thinking about buying, refinancing, or upgrading your home? I'd be honored to help guide you through the process.

📞 Anthony Rice
EDGE Home Finance Corporation
📱 770-634-7087
📧 [email protected]

08/07/2026

🏡✨ Happy Friday, Future Homeowners!✨🏡


Call 770-634-7087

Thinking about buying a home but not sure what type of mortgage you should use? There isn’t a one-size-fits-all answer. The best mortgage depends on your financial situation, credit, down payment, monthly budget, and long-term goals. 💰🔑

Here are 3 mortgage terms you should know:

1️⃣ Fixed-Rate Mortgage – Your interest rate stays the same throughout the loan term, which can make your monthly principal and interest payments more predictable.

2️⃣ Adjustable-Rate Mortgage (ARM) – An ARM typically starts with a fixed rate for a specific period, then the rate can adjust based on the loan terms and market conditions.

3️⃣ FHA Loan– A government-backed mortgage that may provide more flexible qualification and down-payment options for eligible homebuyers.

💡 Pro Tip: Before choosing a mortgage, compare interest rates, loan terms, closing costs, monthly payments, and the total cost of the loan—not just the initial payment.

🏠 Your dream home deserves a financing plan that fits your goals.

07/10/2026

🚨 Bad Credit? You Can STILL Buy a Home! 🏠✨

📲 Call or Text Anthony Rice: 770-634-7087

Think you need perfect credit and 20% down to buy a home? Not always.
Here are a few facts:

🏡 A 20% down payment is typically NOT required—many loan programs allow qualified buyers to put down much less.

📈 Improving your credit score, even by a small amount, may help you qualify for better loan options.

💳 Paying down credit card balances can improve your debt-to-income ratio.

💰 Avoid making large purchases or opening new credit accounts before applying for a mortgage.

📋 Speak with a mortgage professional early so you know exactly what steps to take based on your situation.

Ready to see what's possible? 📲 Call or Text Anthony Rice: 770-634-7087

📍 Licensed in Alabama | Florida | Georgia | North Carolina | South Carolina

06/02/2026

Are you still “Equity-Rich”? Why 43% of homeowners are sitting on a gold mine.

According to ATTOM’s latest Home Equity report, a big chunk of homeowners have serious equity (the kind that can open options).

A few smart ways to put it to work:
• Home improvements (without draining savings)
• Debt consolidation (simplify + potentially lower costs)
• Down payment on an investment property

Want a quick equity checkup and a game plan that fits your goals?

05/12/2026

Ever feel like you love your neighborhood but hate your house?

One of my clients spent 18 months touring open houses. She wanted a modern kitchen and a real home office, but every "move-in ready" home was either out of her price range or in the wrong spot.

Instead of jumping into another bidding war, she renovated her 1950s ranch.

We used a Renovation Home Loan to roll $125,000 in construction costs directly into her mortgage. The best part? The bank appraised the home based on its "After-Improved Value."

The results:
- A custom kitchen and a luxury primary suite.
- Zero moving stress.
- $50,000 in immediate equity.

She manufactured her dream home out of the one she already owned.

Thinking about a renovation? Let’s see if the numbers work for you.

09/29/2025

Knowing when to refinance is half the battle. The other half is having access to the right mortgage program for you.

08/28/2025

Ever see a Yellow Jacket take down a buffalo? You will tomorrow.

08/04/2025

1% Down Conventional Home Loans

05/05/2025

04/07/2025

Buying a home doesn't have to be a headache. With expert advice, the process can be smooth and stress-free. Reach out and let's talk options!