YCMI Home Ownership

YCMI Home Ownership YCMIHOC offers Home Buyer's Education Workshop, Credit Coaching , FInancial Empowerment Program and We are HUD Approved Housing Counseling Agency.

We Educate First Time Homebuyers. We offer classes for THDA, Rural Development, The Housing Fund , Welcome Home and other down payment assistance programs. We also specialize in providing Budgeting Coaching and Credit Coaching and Financial Empowerment.

Adjustable Rate Mortgages (ARMs) can offer lower initial rates, but understanding how and when those rates adjust is key...
06/23/2026

Adjustable Rate Mortgages (ARMs) can offer lower initial rates, but understanding how and when those rates adjust is key.

Know the terms, plan ahead, and make sure it fits your long-term budget before committing.

Follow for more homebuyer education and mortgage insights.

To the dads who teach, support, and lead with quiet strength—Happy Father’s Day.Your guidance builds more than homes. It...
06/21/2026

To the dads who teach, support, and lead with quiet strength—Happy Father’s Day.

Your guidance builds more than homes. It builds futures, stability, and confidence for the next generation.

Wishing you a day of appreciation and rest.

Small savings add up over time.Consistent habits today can create real opportunity tomorrow, especially when you’re plan...
06/17/2026

Small savings add up over time.

Consistent habits today can create real opportunity tomorrow, especially when you’re planning for homeownership. It’s not about how much you start with, it’s about staying steady and intentional with every step.

Your future home starts with what you do now.

First-time buyers are actively signing up for our weekly online classes to get real answers and build confidence.The que...
06/15/2026

First-time buyers are actively signing up for our weekly online classes to get real answers and build confidence.

The question is, when are you joining?

Learn the steps, understand your options, and get real answers before you start house hunting.

Register today and take your first step toward homeownership.

Waiting too long to check your credit can quietly delay your homeownership plans.The earlier you understand where you st...
06/13/2026

Waiting too long to check your credit can quietly delay your homeownership plans.

The earlier you understand where you stand, the more time you have to fix issues, build better habits, and prepare for approval with confidence.

Don’t wait until you’re ready to buy—get ready first.

Still thinking about buying your first home but don’t know where to start?Our weekly First-Time Homebuyer Classes are de...
06/11/2026

Still thinking about buying your first home but don’t know where to start?

Our weekly First-Time Homebuyer Classes are designed to give you clear, practical guidance on credit, budgeting, mortgages, and the full homebuying process so you can move forward with confidence.

Learn step by step, ask questions, and get real answers before you start house hunting.

Seats are limited each week. Register today and take your first step toward homeownership.

Buying your first home starts long before the closing day. Preparation, education, and the right guidance can make the p...
06/10/2026

Buying your first home starts long before the closing day. Preparation, education, and the right guidance can make the process feel less overwhelming and far more achievable.

Every step forward matters and understanding the process today can help you make more confident decisions tomorrow.

Save this checklist for later and share it with someone starting their homeownership journey.

Your credit score is just one part of the journey—not the final chapter.With the right guidance, habits, and planning, i...
06/08/2026

Your credit score is just one part of the journey—not the final chapter.

With the right guidance, habits, and planning, it can improve over time and open more doors than you think.

Homeownership is still possible. The key is knowing where to start and taking the next right step.

Readiness is not about having everything perfect, it is about understanding the process and taking the right steps forwa...
06/05/2026

Readiness is not about having everything perfect, it is about understanding the process and taking the right steps forward.

Credit, budgeting, and preparation can all be learned and improved over time, the sooner you start, the more options you create for yourself.

Do not wait for perfect, start with progress.

Ready to start your journey to homeownership?Our weekly Zoom classes walk you through the essentials—credit, budgeting, ...
06/03/2026

Ready to start your journey to homeownership?

Our weekly Zoom classes walk you through the essentials—credit, budgeting, mortgages, and the full buying process—so you know what to expect from day one.

Monday & Tuesday | 6–9 PM
Saturday | 9 AM–3 PM

Take the guesswork out of buying a home.

📩 Register today and move forward with confidence.

Address

660 Fitzhugh Boulevard, Ste 105
Smyrna, TN
37167

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm

Telephone

(615) 355-0005

Website

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