YCMI Home Ownership

YCMI Home Ownership YCMIHOC offers Home Buyer's Education Workshop, Credit Coaching , FInancial Empowerment Program and We are HUD Approved Housing Counseling Agency.

We Educate First Time Homebuyers. We offer classes for THDA, Rural Development, The Housing Fund , Welcome Home and other down payment assistance programs. We also specialize in providing Budgeting Coaching and Credit Coaching and Financial Empowerment.

September is a good time to reset your goals and take another step toward homeownership.Review your savings, check your ...
09/01/2026

September is a good time to reset your goals and take another step toward homeownership.

Review your savings, check your credit, learn something new, or start preparing for the buying process.

You don’t have to do it all at once. Start where you are and keep moving forward.

Here’s to a month of preparation, progress, and new possibilities.

What's your answer?Many first time homebuyers think the journey starts with touring homes, but the best first step is pr...
08/29/2026

What's your answer?

Many first time homebuyers think the journey starts with touring homes, but the best first step is preparing your finances and understanding the homebuying process.

The more prepared you are, the more confident you'll be when it's time to make one of the biggest financial decisions of your life..

Buying your first home starts with preparation.A simple checklist can help you stay organized and focused on the steps t...
08/27/2026

Buying your first home starts with preparation.

A simple checklist can help you stay organized and focused on the steps that matter most, from checking your credit and creating a budget to getting pre approved and understanding your mortgage options.

The more prepared you are, the more confident you will feel throughout the homebuying process.

Save this checklist for future reference and follow for more first time homebuyer tips.

Your path to homeownership starts here.Join our Weekly Homebuyer Education Classes from the comfort of your home through...
08/25/2026

Your path to homeownership starts here.

Join our Weekly Homebuyer Education Classes from the comfort of your home through Zoom. Learn what you need to know, ask your questions, and gain the confidence to take the next step toward owning a home.

✨ Weekly Zoom Classes
📚 Expert-led homebuyer education
📝 Register now and start building your future—one class at a time.

Your dream home begins with the right knowledge. We'll help you get there.


Buying a home involves more than saving for a down payment.Earnest money tells the seller, "I'm committed to this purcha...
08/23/2026

Buying a home involves more than saving for a down payment.

Earnest money tells the seller, "I'm committed to this purchase."

Knowing what happens before closing helps eliminate surprises later.

That's the value of homebuyer education.

Your dream of homeownership is closer than you think.Whether you're buying your very first home, rebuilding your finance...
08/21/2026

Your dream of homeownership is closer than you think.

Whether you're buying your very first home, rebuilding your finances, or simply don't know where to start, you don't have to figure it out alone.

Every homeowner started as someone with questions. The difference is they took the first step—and had the right guidance along the way.

At YCMI Home Ownership Center, we're here to educate, support, and empower you through every stage of your homeownership journey. From understanding the mortgage process to preparing for the keys in your hand, we're committed to helping you turn your dream into reality.

Your future home is waiting. Let's take the first step together.


Buying your first home can feel confusing when you are not sure where to start.Our weekly Zoom Homebuyer Workshops are d...
08/19/2026

Buying your first home can feel confusing when you are not sure where to start.

Our weekly Zoom Homebuyer Workshops are designed to help you understand credit, budgeting, mortgage options, and the homebuying process, all from the comfort of your home.

No matter where you are, you can gain the knowledge and confidence to take your next step.

Register today and start your homeownership journey with confidence.



Mortgage points are optional fees you can pay upfront to help lower your mortgage interest rate. Depending on how long y...
08/17/2026

Mortgage points are optional fees you can pay upfront to help lower your mortgage interest rate. Depending on how long you plan to own your home, paying points may reduce the total interest you pay over the life of your loan.

Understanding mortgage terms can help you make more informed homebuying decisions.

Follow for more mortgage terms, homebuyer tips, and financial education.

Waiting until you are ready to buy can leave you with less time to prepare.Start learning now by joining our weekly Firs...
08/15/2026

Waiting until you are ready to buy can leave you with less time to prepare.

Start learning now by joining our weekly First Time Homebuyer Zoom Workshops. You'll gain practical knowledge about credit, budgeting, mortgage options, and the homebuying process so you can move forward with confidence.

Weekly Zoom Classes
Monday & Tuesday, 6 PM to 9 PM CST
Saturday, 9 AM to 3 PM CST

Register today and take the first step toward homeownership.

One of the smartest things you can do before house hunting is get pre-approved.Pre-approval gives you a clearer picture ...
08/13/2026

One of the smartest things you can do before house hunting is get pre-approved.

Pre-approval gives you a clearer picture of your estimated budget, helps you focus on homes within your price range, and shows sellers you are prepared when it is time to make an offer.

A little preparation now can make your homebuying journey smoother and more confident.

Follow for more homebuyer tips and mortgage education.

Address

660 Fitzhugh Boulevard, Ste 105
Smyrna, TN
37167

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm

Telephone

(615) 355-0005

Website

Alerts

Be the first to know and let us send you an email when YCMI Home Ownership posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to YCMI Home Ownership:

Shortcuts

Share

Category