YCMI Home Ownership

YCMI Home Ownership YCMIHOC offers Home Buyer's Education Workshop, Credit Coaching , FInancial Empowerment Program and We are HUD Approved Housing Counseling Agency.

We Educate First Time Homebuyers. We offer classes for THDA, Rural Development, The Housing Fund , Welcome Home and other down payment assistance programs. We also specialize in providing Budgeting Coaching and Credit Coaching and Financial Empowerment.

Summer is here and it’s the perfect season to get serious about home preparation.Whether you’re working on your credit, ...
06/01/2026

Summer is here and it’s the perfect season to get serious about home preparation.

Whether you’re working on your credit, setting a budget, or learning the homebuying process, every step you take now brings you closer to confidence when it’s time to buy.

Use this season wisely. Prepare, plan, and move forward with clarity.

Got questions about buying a home, credit, or getting started?Drop them in the comments or send us a message—our counsel...
05/27/2026

Got questions about buying a home, credit, or getting started?

Drop them in the comments or send us a message—our counselors are ready to help and answer your questions every step of the way.

No question is too small. We are here to guide you with clarity and confidence.

Our weekly Zoom classes are designed to make the homebuying process easier to understand and less overwhelming. You will...
05/25/2026

Our weekly Zoom classes are designed to make the homebuying process easier to understand and less overwhelming. You will learn about credit, budgeting, mortgages, and each step involved in buying a home so you can move forward with confidence.

With flexible weekly sessions, you can learn at your own pace, ask questions, and get guidance from experienced counselors—all from the comfort of your home.

Drop your answer below: Myth or FactThe truth is, there are loan options available for a range of credit scores. Underst...
05/23/2026

Drop your answer below: Myth or Fact

The truth is, there are loan options available for a range of credit scores. Understanding your options is the first step toward homeownership.

Want help getting started? We are here to guide you.

Credit counseling helps you understand your credit, organize your finances, and create a realistic plan to manage debt a...
05/20/2026

Credit counseling helps you understand your credit, organize your finances, and create a realistic plan to manage debt and improve your financial health. It can also guide you toward better loan options and stronger homebuying readiness.

With the right support, you do not have to figure it out alone, we are here to help you move forward with confidence.

Everyone’s timeline looks different, and that’s okay. What matters is taking the right steps when you’re ready.Drop your...
05/18/2026

Everyone’s timeline looks different, and that’s okay. What matters is taking the right steps when you’re ready.

Drop your answer below 👇

Building your savings today is one of the smartest steps you can take toward your future home. Even small, consistent am...
05/17/2026

Building your savings today is one of the smartest steps you can take toward your future home. Even small, consistent amounts add up over time and can make a big difference when you are ready to buy.

Start where you are, stay consistent, and your future self will thank you.

Owning a home may come with tax benefits, like deductions on mortgage interest and property taxes.It pays to plan ahead....
05/16/2026

Owning a home may come with tax benefits, like deductions on mortgage interest and property taxes.

It pays to plan ahead.

Starting your homebuying journey can feel like a lot, but you do not have to figure it out on your own.Our Homebuyer Edu...
05/13/2026

Starting your homebuying journey can feel like a lot, but you do not have to figure it out on your own.

Our Homebuyer Education Workshop walks you through each step so you can move forward with clarity and confidence.

📩 Ready to get started? Reach out to us anytime - we are here to help.

Happy Mother’s DayWishing all the amazing moms a day filled with love, appreciation, and special moments. Thank you for ...
05/10/2026

Happy Mother’s Day
Wishing all the amazing moms a day filled with love, appreciation, and special moments. Thank you for everything you do today and every day.

Address

660 Fitzhugh Boulevard, Ste 105
Smyrna, TN
37167

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm

Telephone

(615) 355-0005

Website

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