05/11/2020
We leverage the Fair Credit Reporting Act, which was passed by congress to prevent credit bureaus from
intruding into people’s personal lives. Based on that Act, you have the right to dispute any inaccurate,
obsolete, or unverifiable items on a credit report. Whether these negative items are bankruptcies, tax liens,
repossessions, foreclosures, student loans, medical bills, any items that fall into those three categories can be
disputed. We obtain your credit report, perform a detailed analysis, and then prepare dispute letters for
customer approval before sending them out to credit bureaus.
We send you the letters in the mail. You attach your legal documents (SSN Card & DL), sign and mail them to
the credit bureaus. The credit bureaus have up to 45 days to respond.
You also receive some additional services with our program: Will & Trust, Power of Attorney, personal identity
protection and more.
The program also includes services for any children between the ages of 8 and 18. The Youth Financial
Literacy Foundation will give them access to financial lessons online or through their school. High school
seniors or college freshman can also participate and apply for scholarships for furthering their education.
