DeKalb County Insurance, Inc.

DeKalb County Insurance, Inc. DeKalb County Insurance, Inc., located in Smithville, TN, provides insurance for all your needs! DeKalb County Insurance, Inc.

was established in July of 2012 in Smithville, Tennessee. The agency provides auto insurance, home insurance, business insurance, and life insurance. The agency’s principal agent Jeff James has more than 33 years of experience working in insurance. Jeff and his staff are experienced in all areas of insurance and have a strong work ethic. Each insurance agent on the staff is very knowledgeable and

is consistently keeps up on insurance education. Once in Smithville, Tennessee, Dekalb County Insurance can be found in the home of Center Hill Lake. The agency is located on Smithville’s public square, in the Hendrix Financial building.

*Coverage cannot be bound via social media. To make changes to your policy, you must talk to an agent. **

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/03/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office will be closed starting at 3pm CST on Friday, September 4th and remain closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

Labor Day weekend is almost here, and we’re ready for backyard BBQs, good food, and time with friends and family. 🍔🌭As y...
09/02/2026

Labor Day weekend is almost here, and we’re ready for backyard BBQs, good food, and time with friends and family. 🍔🌭

As you fire up the grill, a few quick safety reminders can help keep the celebration stress-free:
• Keep grills a safe distance from siding, deck rails, and anything flammable
• Keep an eye on kids and pets around hot surfaces
• Check propane connections for leaks before lighting up
• Make sure your outdoor space is clear of trip hazards

It’s also a great time to double-check that your homeowners coverage and personal liability protection are up to date—just in case the unexpected happens.

If you have questions or want a quick coverage review before the holiday weekend, our team at DeKalb County Insurance, Inc. is here to help. Reach out anytime!

Wishing everyone a safe and happy Labor Day weekend.

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insu...
08/27/2026

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insufficient coverage. Many people establish life insurance policies, then ignore them for years — even though their income has increased, and they’ve assumed greater financial responsibilities (such as getting married, having children, or taking on a mortgage).

Life insurance is designed to replace your income. If your paycheck supports your household, regardless of what that looks like, your coverage should reflect that responsibility. Swipe for key details on how to estimate your current life insurance needs and when it makes sense to review your policies.

If it’s been a while since you last reviewed your coverage, or if your income has changed significantly since we last spoke, our team would be happy to help you take a closer look and ensure everything still aligns with your current situation.

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it ...
08/25/2026

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it is not always that simple. Understanding your policy's effective date and how to align it with your business operations is one of the most practical steps you can take to protect your business. Swipe to learn more.

If you have questions about your commercial insurance coverage or your policy’s effective dates, reach out to us. We are here to help.

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disrupt...
08/18/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

Football season is almost here! 🏈 DeKalb County Insurance, Inc. is proud to support our local DCHS Tigers. Join us in ch...
08/10/2026

Football season is almost here! 🏈

DeKalb County Insurance, Inc. is proud to support our local DCHS Tigers.

Join us in cheering on our student-athletes all season long - Go Tigers!

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one ...
08/04/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting ther...
08/03/2026

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵 Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵 Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵 Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵 Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵 Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help!

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends...
07/28/2026

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.

Address

307 N Public Square
Smithville, TN
37166

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16155970660

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