Ashley Taylor Homes - Patriot Real Properties

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Ashley Taylor Homes - Patriot Real Properties

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A mother, businesswoman, and community advocate. Her mantra: integrity, honesty & hard work!

10/18/2026

Thinking about buying or selling a home on Long Island? The mortgage rate headlines are hard to ignore.

Rates are up again, and buyers are wondering whether they should wait.

Meanwhile, some homeowners want to move but don’t want to give up the low mortgage rate they already have.

So what do you do?

Check out my latest article where I discuss the questions Nassau and Suffolk homeowners are really asking.

Can I comfortably afford to buy?

Should I sell now or stay where I am?

What will I actually walk away with after selling?

And is waiting for rates to drop really the answer?

Ashley takes a practical look at the numbers and why there’s no one-size-fits-all answer.

Your next move should make sense for you, not just the headlines.

Mortgage rates reached 7.28% on October 1, 2026. What does that mean for Long Island buyers and sellers? Ashley Taylor of Patriot Real Properties explains how changing rates affect affordability, home prices, monthly payments, selling decisions and the cost of moving in Nassau and Suffolk counties.

09/26/2026

Rental coming on up…..

09/26/2026

If your home has flooded before, don’t wait for the rain to get heavier. Move the car, lift anything you’d hate to lose off the basement floor, and take a quick look at your drains and sump pump while it’s safe to do so.

The graphic has a few more things to check before the storm. Please take care out there.

For Suffolk County emergency updates, text SuffolkAlerts to 67283.

09/18/2026

Are sellers really about to “take a hit”?

I read the Fox Business article making (https://www.foxbusiness.com/real-estate/home-sellers-take-hit-rates-rise-real-estate-experts-say)
that argument this week, and I think there’s another side of the conversation….especially for those of us looking at real estate as both a business and an investment.

Higher rates absolutely matter. They change purchasing power and the cost of capital.

But I don’t think the takeaway is simply that the market is getting worse.

When the market changes, the opportunity can change with it.

What happens to seller expectations? Negotiating leverage? Properties that have been sitting? Deals investors previously passed on?

That’s what I explored in my latest article for Patriot Real Properties.

“When Rates Rise, the Opportunity Doesn’t Disappear. The Strategy Changes.”

https://www.patriotrealproperties.com/post/ashley-taylor-rising-mortgage-rates-real-estate-opportunity

They can change seller expectations, negotiations and investment opportunities. Ashley Taylor of Patriot Real Properties looks beyond the national headlines to explain what changing borrowing costs could mean for Long Island buyers, sellers and investors—and why disciplined underwriting matters ev...

08/26/2026

A lender can tell you what you qualify for. That doesn’t mean you should spend it.

I see buyers get excited about that maximum pre-approval number, and I completely understand why.

But buying a home is about more than getting approved.

Taxes matter. Insurance matters. Repairs matter. Your savings matter. And the life you want to live after you get the keys matters too.

I wrote my newest blog about why the most expensive house you can afford is not always the right house.

My goal is never to push someone to the top of their budget. It is to help them find a home they can actually feel good about owning.

Read it here:

The most expensive home you qualify for is not always the smartest home to buy. Ashley Taylor of Patriot Real Properties explains why buyers should consider monthly payments, property taxes, insurance, repairs, savings, future goals and lifestyle before stretching to the top of their budget. A pract...

08/18/2026

There’s a question I think more families need to ask while everyone is healthy, life is normal and nobody is being forced to make a decision:

What do we eventually want to happen with the house?

Not because something is wrong.

Because your home may be one of the largest financial assets your family ever owns and too often, families don’t talk about it until they have to.

I wrote about home equity, aging parents, adult children, generational wealth and why I believe some of the most important real estate conversations happen around the kitchen table.

If your family needs to understand what a property is worth or what options may exist, I’m always happy to have the conversation.

What will eventually happen to the family home? Ashley Taylor of Patriot Real Properties explains why parents and adult children should talk about home equity, downsizing, inheritance, future ownership and real estate before a crisis forces the conversation. A thoughtful look at how one home can aff...

08/11/2026

2 Custom Lane
5 bedrooms | 2 baths | 1,500 sq. ft.
Offered at $599,999

This home has great space, a generous yard and so much potential for its next owner. If you’ve been looking in the area, I’d love to show it to you.

Have questions or want to schedule a private showing? Reach out to me directly.

Ashley Taylor
Licensed NYS Real Estate Salesperson
631-339-3663
[email protected]

04/29/2026

SOLD! 🏡🥳 Shout out to everyone involved! When I talk about alignment!! 🙏🏾🙌🏾 Another one for the books! Congratulations to my buyers, you did that! 🔥🔥

04/26/2026

This Chapter✨

Stepping into a new year of life, growth, and everything I’ve been praying for. 🤍

Thank You God! 🙏🏾❤️

Address

34 East Main Street Ste 346
Smithtown, NY
11787

Telephone

+16313393663

Website

http://PatriotRealProperties.com/

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