First Mutual Insurance Company

First Mutual Insurance Company First Mutual Insurance Company (FMIC) was founded in 1961 and is headquartered in Smithfield, NC.

Currently, FMIC markets insurance products through a broad network of independent agents located in North Carolina, South Carolina, and Tennessee. Highly rated and backed by A-level reinsurers, FMIC maintains the financial strength policyholders and agents expect from their insurance company. FMIC maintains industry affiliations with NAMIC (National Association of Mutual Insurers), AAIS (American

Association of Insurance Services), and the rating agency, Demotech. Historically low loss ratios year-over-year help FMIC keep costs down for all policyholders and maintain a formidable market presence.

🌪️ Hurricane Season Starts June 1st! 🌪️North Carolina's hurricane season is officially underway, and now is the time to ...
06/02/2026

🌪️ Hurricane Season Starts June 1st! 🌪️

North Carolina's hurricane season is officially underway, and now is the time to prepare before a storm is on the radar.

🏠 Hurricane Preparedness Tips:
✅ Review your homeowners insurance policy and understand your coverage.
✅ Create an emergency kit with water, food, medications, flashlights, and batteries.
✅ Secure outdoor furniture and loose items around your property.
✅ Trim trees and remove dead branches that could become hazards in high winds.
✅ Back up important documents and keep copies in a safe location.
✅ Develop a family emergency plan and know your evacuation routes.

Preparation today can help protect your family, home, and peace of mind tomorrow.

At First Mutual Insurance Company, we're here to help you understand your coverage and be ready for whatever the season may bring.

Stay informed. Stay prepared. Stay safe.

✨ Inspirational Quote of the Day ✨“Success is not final, failure is not fatal: it is the courage to continue that counts...
05/29/2026

✨ Inspirational Quote of the Day ✨

“Success is not final, failure is not fatal: it is the courage to continue that counts.” — Winston Churchill

No matter what this week has brought your way, keep moving forward. Every small step matters, and every new day is another opportunity to grow stronger. 💙

☀️ Today is National Heat Awareness Day! ☀️As temperatures rise, it’s important to stay safe and protect your family, pe...
05/29/2026

☀️ Today is National Heat Awareness Day! ☀️

As temperatures rise, it’s important to stay safe and protect your family, pets, and home from extreme heat. Here are a few simple reminders to help you beat the heat this season:

💧 Stay hydrated
🏠 Keep your home cool and well-ventilated
🐾 Never leave children or pets in parked vehicles
🌳 Limit outdoor activities during peak afternoon heat
⚡ Be prepared for summer storms and power outages

Extreme heat can also put added stress on your home systems and increase the risk of weather-related damage. Taking preventive steps now can help avoid costly issues later.

Stay cool, stay safe, and enjoy the summer responsibly! 😎☀️

05/27/2026
✨ Every day is a new opportunity to grow, improve, and make a difference.No matter what challenges come your way, rememb...
05/27/2026

✨ Every day is a new opportunity to grow, improve, and make a difference.

No matter what challenges come your way, remember that small steps forward still lead to big accomplishments over time. Stay positive, work hard, and never underestimate the impact of kindness, determination, and perseverance.

Believe in yourself — great things are ahead. 💙

📄 Insurance policies can sometimes feel full of confusing terms — but understanding a few key words can help you feel mo...
05/26/2026

📄 Insurance policies can sometimes feel full of confusing terms — but understanding a few key words can help you feel more confident about your coverage!

Understanding your policy today can help prevent surprises tomorrow. If you ever have questions about your coverage, we’re here to help! 🏡🌾

🌧️ Flooding can happen fast — even after just a few hours of heavy rain. Whether you’re at home, on the road, or checkin...
05/26/2026

🌧️ Flooding can happen fast — even after just a few hours of heavy rain. Whether you’re at home, on the road, or checking on your property, taking precautions now can help prevent costly damage later.

💧 Flood Safety Tips:
✔️ Keep gutters and drains clear
✔️ Move valuables away from low-lying areas
✔️ Never drive through flooded roads — “Turn Around, Don’t Drown”
✔️ Review your insurance coverage before severe weather strikes
✔️ Document your belongings in case you ever need to file a claim

Water damage can be devastating, but preparation makes a difference. Stay weather aware, stay safe, and protect what matters most. 🏡

Today, we honor and remember the brave men and women who gave their lives in service to our country. Memorial Day is mor...
05/25/2026

Today, we honor and remember the brave men and women who gave their lives in service to our country. Memorial Day is more than the start of summer — it is a time to reflect on the sacrifices made for the freedoms we enjoy every day.

As we gather with family and friends, let us take a moment to remember those who served with courage, dedication, and selflessness.

From all of us at First Mutual Insurance Company, we thank and honor our fallen heroes. ❤️🤍💙

05/22/2026

Today is the final day of Week!

Friends don’t let friends get a sunburn. ! Here’s your safe summer checklist:

✔️ sunscreen
✔️ sunglasses
✔️ hat
✔️ protective clothing
✔️ shade

☀️🧊 It’s National Cooler Day — just in time for Memorial Day weekend! 🇺🇸Whether you’re heading to the beach, firing up t...
05/22/2026

☀️🧊 It’s National Cooler Day — just in time for Memorial Day weekend! 🇺🇸

Whether you’re heading to the beach, firing up the grill, spending time at the lake, or relaxing with family and friends, don’t forget the cooler essentials: cold drinks, sunscreen, and plenty of ice! 🍔🌭🍉

As you kick off the unofficial start to summer, take a moment to honor and remember the brave men and women who made the ultimate sacrifice for our country. ❤️🤍💙

From all of us at First Mutual Insurance Company, we hope you have a safe, fun, and meaningful Memorial Day weekend!

Address

614 E Market Street
Smithfield, NC
27577

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19199346111

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