First Mutual Insurance Company

First Mutual Insurance Company First Mutual Insurance Company (FMIC) was founded in 1961 and is headquartered in Smithfield, NC.

Currently, FMIC markets insurance products through a broad network of independent agents located in North Carolina, South Carolina, and Tennessee. Highly rated and backed by A-level reinsurers, FMIC maintains the financial strength policyholders and agents expect from their insurance company. FMIC maintains industry affiliations with NAMIC (National Association of Mutual Insurers), AAIS (American

Association of Insurance Services), and the rating agency, Demotech. Historically low loss ratios year-over-year help FMIC keep costs down for all policyholders and maintain a formidable market presence.

🇺🇸 Labor Day Weekend Safety Tips! 🇺🇸Labor Day weekend is the perfect time to relax, fire up the grill, hit the road, and...
08/31/2026

🇺🇸 Labor Day Weekend Safety Tips! 🇺🇸

Labor Day weekend is the perfect time to relax, fire up the grill, hit the road, and enjoy time with family and friends! Before you celebrate, keep these important safety tips in mind:

🔥 Grill Safely: Keep grills outdoors and away from homes, decks, and anything that can catch fire. Never leave a hot grill unattended.

🚗 Drive Carefully: Expect extra traffic on the roads and always buckle up. If you’re traveling, give yourself plenty of time to reach your destination.

🏊 Stay Safe Around Water: Keep an eye on children around pools, lakes, and rivers, and make sure everyone has the proper safety equipment.

⛈️ Watch the Weather: Check the forecast before heading outdoors and have a plan in case of severe weather.

🏠 Protect Your Home: Before leaving for a weekend trip, lock doors and windows, secure outdoor items, and make sure your home is safely closed up.

🎆 Celebrate Responsibly: A little extra caution can go a long way toward keeping your holiday weekend safe and enjoyable.

From all of us at First Mutual Insurance Company, have a happy, safe, and relaxing Labor Day weekend! ❤️🤍💙

🏈 COLLEGE FOOTBALL IS BACK! 🏈The wait is finally over! College football kicks off this Saturday, August 29! 🎉Whether you...
08/27/2026

🏈 COLLEGE FOOTBALL IS BACK! 🏈

The wait is finally over! College football kicks off this Saturday, August 29! 🎉

Whether you’re cheering from the stands, watching from the couch, or gathering with friends for the big games, it’s time for Saturdays filled with tailgates, touchdowns, rivalries, and plenty of team spirit! 🏟️🏈

Who are you cheering for this season? Drop your team in the comments! 👇

Go team! And remember—enjoy the game, stay safe, and protect what matters most. ❤️

🐾🐶 Happy National Dog Day! 🐶🐾Today we’re celebrating the loyal companions who bring so much love, laughter, and joy into...
08/27/2026

🐾🐶 Happy National Dog Day! 🐶🐾

Today we’re celebrating the loyal companions who bring so much love, laughter, and joy into our lives! ❤️

Whether they’re your hiking buddy, your couch companion, your farm dog, or the one who thinks they run the whole house—our four-legged friends deserve some extra belly rubs and treats today! 🦴🐕

📸 Share a picture of your favorite furry friend in the comments and let us celebrate them together!

Happy National Dog Day from all of us at First Mutual Insurance Company! 🐾❤️

📢 WHY REPORTING YOUR INSURANCE CLAIM PROMPTLY MATTERSAccidents and unexpected damage can happen when you least expect th...
08/24/2026

📢 WHY REPORTING YOUR INSURANCE CLAIM PROMPTLY MATTERS

Accidents and unexpected damage can happen when you least expect them. When they do, reporting your claim as soon as possible can make a big difference.

Here’s why prompt reporting matters:

✅ Helps get the claims process started sooner
✅ Allows damage to be inspected and documented promptly
✅ Helps prevent additional damage or loss
✅ Gives you the opportunity to understand your coverage and next steps
✅ Helps your insurance company work toward resolving your claim efficiently

Whether it’s a storm, accident, water damage, or another unexpected event, don’t wait to report it.

At First Mutual Insurance Company, we’re here to help when you need us most. ❤️

📞 If you have a claim, contact us as soon as possible.

First Mutual Insurance Company
Your First Choice for Protection.

🚌 SCHOOL BUS SAFETY: SHARE THE ROAD, SAVE A LIFE! 🚸As students head back to school, school buses are back on the roads—a...
08/24/2026

🚌 SCHOOL BUS SAFETY: SHARE THE ROAD, SAVE A LIFE! 🚸

As students head back to school, school buses are back on the roads—and that means we all need to slow down and pay extra attention.

Here are a few important reminders for drivers:

🛑 Stop for school buses when their red lights are flashing and stop arm is extended.
🐢 Slow down in school zones and residential areas.
👀 Watch for children crossing the road, especially around bus stops.
↔️ Keep a safe following distance behind school buses.
📵 Stay focused and put the phone away while driving.
🚦 Be patient. A few extra seconds could help protect a child.

Remember: The bus may stop suddenly, but a child may not look both ways.

Let's make this school year a safe one for everyone on the road! ❤️

Drive smart. Slow down. Watch for our kids. 🚌

📚✏️ First Day of School! ✏️📚It’s officially time to trade summer days for school days! 🚌🍎Wishing all the students, teach...
08/24/2026

📚✏️ First Day of School! ✏️📚

It’s officially time to trade summer days for school days! 🚌🍎

Wishing all the students, teachers, staff, and parents a safe, successful, and exciting first day of school! May this school year be filled with new friendships, new adventures, and plenty of opportunities to learn and grow. 🌟

And to all the parents sending their kids off today—take a deep breath…you’ve got this! ❤️

Happy First Day of School from all of us at First Mutual Insurance Company! 🏫🎒

08/18/2026

🌀 One storm is all it takes.
We're entering the peak of hurricane season and we can't let our guards down. Whether it’s a hurricane, tropical storm or a strong thunderstorm, being prepared can help you protect your home, your belongings and your family.
🌊 Ask about flood coverage. Standard homeowners insurance does not cover flood damage. Flood insurance typically has a 30-day waiting period.
📸 Make a home inventory. Take photos or video of your belongings and keep copies somewhere safe.
🎒 Build an emergency kit. Keep water, food, medications, flashlights, batteries and other essentials ready.
🚗 Know your evacuation plan. Know where you’ll go and how you’ll get there if you’re told to leave.
For more on what to do before, during, and after a storm, visit ncdoi.gov/disaster

08/18/2026
🏡🌾 Protection for What Matters Most! 🌾🏡At First Mutual Insurance Company, we’re here to help protect the things you’ve w...
08/11/2026

🏡🌾 Protection for What Matters Most! 🌾🏡

At First Mutual Insurance Company, we’re here to help protect the things you’ve worked hard to build.

Whether you’re protecting your home or farm we have coverage options to fit your needs:

🏠 Home Insurance
🌾 Farm Insurance
🚜 Inland Marine Insurance
☂️ Umbrella Insurance
🐖 Hog & Poultry Insurance

With a variety of coverage options and independent agents serving North Carolina, South Carolina, and Tennessee, you can count on First Mutual to help keep what matters most protected.

First Mutual Insurance Company — Your First Choice for Protection. ❤️

📞 Contact your local independent agent today to learn more!

Address

614 E Market Street
Smithfield, NC
27577

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19199346111

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