Joani Jacob - Mortgage Loan Originator NMLS# 89277

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United States
Slidell, LA
Joani Jacob - Mortgage Loan Originator NMLS# 89277

NMLS # 89277 Mortgage lending is my passion! A native New Mexican who moved to Louisiana in her early 20s, Joani Jacob has served the real estate industry in St.

Tammany Parish for over 30 years. Having worked for a variety of mortgage companies, Joani is highly experienced in Jumbo, Conventional, FHA, VA, USDA RD and new construction/renovation loans. With extensive knowledge and experience in credit counseling, Joani is also able to advise customers on how to improve their credit scores. Although Joani calls Louisiana “home”, she can easily provide finan

cing for home mortgages nationwide. Whether you are looking to purchase, build or refinance a primary residence or an investment property, Joani and her team are ready to assist!

12/18/2025

Looking to buy, build, or refinance? Our team works tirelessly to get you to the closing table. We are here to help guide you through the process. Gulf Coast Bank & Trust Home Loans is on your side.
https://myoc.io/f7EWL47rxaC

12/15/2025

Understanding the difference between market value and appraised value is key when evaluating real estate; while market value reflects current market dynamics, appraised value is a professional estimate based on property characteristics and market conditions.
https://myoc.io/f7EWL47rxaC

12/11/2025

If you feel ready to buy, purchasing a home now may save you a significant amount of money over time based on historical affordability trends. Reach out today to determine if now is the right time for you to make your move!
https://myoc.io/f7EWL47rxaC

12/08/2025

Unlock the potential of your home with a HELOC and make your holiday dreams come true! Discover the flexibility and financial freedom you need to celebrate in style!
https://myoc.io/f7EWL47rxaC

12/04/2025

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
https://myoc.io/f7EWL47rxaC

12/01/2025

In community property states (such as Louisiana), it might. Certain loan programs may require that your non-borrowing spouse’s debt be counted; be sure to speak to your Gulf Coast Bank loan officer for questions on your specific situation.
https://myoc.io/f7EWL47rxaC

11/27/2025

Buying a home in a buyer's market could be a smart decision because it allows you to take advantage of lower prices and potentially better negotiating power. Refinancing later could also be a good strategy to potentially lower your interest rate, monthly payment, or shorten the length of your loan.
https://myoc.io/f7EWL47rxaC

11/24/2025

Generally speaking, owning a home is considered a good investment compared to renting because you can build equity.
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11/20/2025

There are many options for loan programs that are geared to help you get into a home with less than 20% down. Call me to learn more today!
https://myoc.io/f7EWL47rxaC

11/17/2025

Improving your credit score takes time and consistency. It's important to establish responsible financial habits and demonstrate good credit behavior over an extended period. Gradually, you'll see your credit score improve as a result of these positive practices.
https://myoc.io/f7EWL47rxaC

Address

1900 Oak Harbor Boulevard
Slidell, LA
70461

Website

http://GULFBANK.COM/JOANIJACOB

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