Michele Richard VP of Mortgage Lending at Rate NMLS 224421

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Slidell, LA
Michele Richard VP of Mortgage Lending at Rate NMLS 224421

As your trusted Rate Loan Officer, my goal is to make your home-buying dreams come true.

01/18/2026

President Trump ordered Fannie Mae and Freddie Mac to purchase $200 billion in agency mortgage based securities aiming to compress mortgage spreads and lowering housing costs! This might result in a short term dip bringing interest rates below 6% . Currently the 30 yr fixed conforming rate is 6%-6.1%
15yr fixed 5.5%
FHA 5.9%
This is an excellent time to purchase or refinance!
Call me anytime to discuss the endless possibilities!!
Michele Richard
RATE Mortgage
NMLS 224421

01/06/2026

Rate is now offering 0 lender fees for all VA loans in honor of our veterans! Give me a call !

07/23/2025

Rate is celebrating 25 years of serving your clients. Thank you for your continued support and trust. We’re honored to be part of your team and look forward to many more years of happy clients.

https://www.globenewswire.com/news-release/2025/06/24/3104303/0/en/RATE25-Victor-Ciardelli-and-Rate-Companies-the-2-retail-lender-in-the-country-celebrate-25-years-of-empowering-homeownership-with-the-Launch-of-Rate25.html

07/17/2025

Rate is proud to support our military community. That's why on July 25th we're tipping our caps to the real MVPs - our active duty and Veteran service members and their families. Join us this Military Appreciation Night for an evening of gratitude and Sox vs. Cubs baseball. Visit vettix.org on July 10th for your chance to win complimentary tickets to the Crosstown Classic at Rate Field!

http://vettix.org

07/14/2025

Making a big move this summer? Check out our hot tips to keep your cool for a hassle-free experience. Find out how to keep the kids engaged, nail down all the nitty gritty details and what to check for in your movers’ insurance policy. Let us help you move smarter and settle in faster.

http://www.rate.com/resources/mastering-the-move?LOID=10736

07/09/2025

Why settle for just a mortgage when you can have so much more? From quick approvals to a range of insurance options, Rate offers solutions for a stress-free life. Ready for unparalleled peace of mind? Contact us today!

http://rate.com/MicheleRichard

07/01/2025

Thank you for trusting me to finance your mortgage.

06/30/2025

Not everyone has a W-2. Your clients need mortgage options that work for their financial reality. Rate Portfolio Non-QM loans is for self-employed individuals, investors, and borrowers who have assets in addition to other income streams. Get more ways to close with Rate Portfolio.

http://rate.com/lp/rate-portfolio?LOID=10736

06/24/2025

It's true that we offer VA loans for active, Veteran service members, but our support doesn't stop at paperwork. From education about VA benefits and our waived lender fee* to community outreach and fundraising initiatives, we support those who serve with more than words. Let's connect when you're ready. I'm here to help.

http://rate.com/MicheleRichard

06/18/2025

Thinking about renovating or making energy-efficient improvements? Understanding the return on investment (ROI) could help you choose smart projects. Learn about cost versus value and financing options that may help you tackle an upgrade with a high ROI.

https://www.rate.com/resources/calculate-roi?LOID=10736

06/12/2025

Whether you’re moving across town or across the country, discover which cities could help your homebuying budget stretch further. And if you’re looking to sell, find out which markets could potentially allow you to sell your home faster. When you’re ready to take the next step, Rate’s Same Day Mortgage could help make your homebuying journey speedy and stress-free. *

https://www.rate.com/resources/best-markets-for-buyers-and-sellers-2025?LOID=10736

06/06/2025

Do you dream of living in a million-dollar home? Factors to consider for a jumbo loan are a low debt-to-income ratio, excellent credit and a substantial salary. We can help you learn what it takes to afford your dream home and get a jump start on your pre-approval today.

https://www.rate.com/resources/how-can-i-afford-a-million-dollar-house?LOID=10736

Address

1300 Gause Boulevard Suite D2
Slidell, LA
70458

Website

http://rate.com/michelerichard

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