Michele Richard VP of Mortgage Lending at Rate NMLS 224421

Michele Richard VP of Mortgage Lending at Rate NMLS 224421 As your trusted Rate Loan Officer, my goal is to make your home-buying dreams come true.

01/18/2026

President Trump ordered Fannie Mae and Freddie Mac to purchase $200 billion in agency mortgage based securities aiming to compress mortgage spreads and lowering housing costs! This might result in a short term dip bringing interest rates below 6% . Currently the 30 yr fixed conforming rate is 6%-6.1%
15yr fixed 5.5%
FHA 5.9%
This is an excellent time to purchase or refinance!
Call me anytime to discuss the endless possibilities!!
Michele Richard
RATE Mortgage
NMLS 224421

01/06/2026

Rate is now offering 0 lender fees for all VA loans in honor of our veterans! Give me a call !

Address

1300 Gause Boulevard Suite D2
Slidell, LA
70458

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