Josh Osborne - CrossCountry Mortgage

Josh Osborne - CrossCountry Mortgage Personal NMLS473258
Branch NMLS473258
Company NMLS3029

09/09/2026

Just kidding. We might be tired, but we’re never anything less than all in for our clients!!



09/04/2026

This is our official end-of-week report…

Non-QM is changing the game 🔥More closings. More clients getting into homes. More realtors winning deals they would’ve l...
09/03/2026

Non-QM is changing the game 🔥

More closings. More clients getting into homes. More realtors winning deals they would’ve lost with a traditional lender.


Self-employed buyers, investors, anyone who’s ever been told “no” because they don’t fit the box — there’s a way to get them to yes, and we can show you how.



Want the marketing strategies or the full training recording? Comment “NON QM” below and I’ll send it straight to you. Let’s get you closing more deals.

5.0 star review received on Experience.com for Josh Osborne by Lonna Q - Josh was attentive and helpful from the very be...
09/02/2026

5.0 star review received on Experience.com for Josh Osborne by Lonna Q - Josh was attentive and helpful from the very beginning. His answers to my questions were timely, thorough, and he made the financing process easy for me to understand. He went above and beyond with his assistance and was always professional. I would highly recommend him for your next home buying experience.

Read more: https://experience.com/reviews/josh-osborne-335443/8ffeeea3-cd7f-4323-9526-7f237d6d680b?V=1788326549&utm_source=facebook&utm_medium=autopost&utm_content=13481143

Rates just dropped and we’re not mad about it. 🏡✨Starting today, September 1st, South Dakota Housing rolled out new rate...
09/01/2026

Rates just dropped and we’re not mad about it. 🏡✨

Starting today, September 1st, South Dakota Housing rolled out new rates on their Homebuyer Loan Programs, and this is a big deal if you’ve been sitting on the fence about buying.

Why it matters: these programs are designed to make homeownership more accessible, especially for first-time buyers. Lower rates mean lower monthly payments, which can be the difference between renting another year or finally owning your own place.

🔑 First-time buyers: Government rates starting at 5.500%, Conventional starting at 6.000%
🔑 Repeat buyers: Government rates starting at 6.500%, Conventional starting at 7.000%

Rates like these don’t stick around forever, so if homeownership has been on your mind, now’s a great time to reach out and see what you qualify for.

Comment “RATES” or send us a DM and let’s chat! 📲

08/28/2026

We took a little team outing to check out Looks Market yesterday!!

What should we order next time we go back? Drop your recommendations below!

08/27/2026

This week, we had the opportunity to bring together our realtor partners for an exclusive Non-QM training featuring Pete Fickeisen Katie Daum , CCM’s Non-QM Sales Director, to dive deeper into the financing solutions that are helping today’s buyers and investors overcome traditional lending challenges.

Our partners learned how to identify Non-QM opportunities in their pipeline, recognize borrowers who may benefit from alternative qualification strategies, and use programs like Bank Statement, DSCR, Asset Qualifier, and ITIN to create more opportunities for their clients.

The conversation also highlighted why Non-QM matters in today’s market — because not every strong borrower fits neatly into a conventional lending box. Having the right products, expertise, and lending strategy can be the difference between losing a transaction and finding a path forward.

What makes CCM’s Non-QM stand out?

We’re proud to offer a robust in-house Non-QM platform backed by experienced professionals who understand how to structure complex scenarios and help our partners think beyond traditional financing.

More solutions. More flexibility. More ways to say “let’s see what we can do.”

A special thank you to our event sponsors, Marshall McLaren with Sioux Falls Home Inspector and Karley with First Dakota Title, for helping make this event possible and supporting our incredible realtor partners!

And, of course, thank you to everyone who joined us in person and virtually. We loved having you there!

📲 Want the recording and resources from the training?
Comment “NONQM” below and we’ll get them to you!

Huge news, and I couldn’t be more excited to share it! 🎉 We’ve officially closed the transaction and are welcoming Two H...
08/26/2026

Huge news, and I couldn’t be more excited to share it! 🎉 We’ve officially closed the transaction and are welcoming Two Harbors and RoundPoint to the CrossCountry Mortgage family!

Here’s what this means for you: by bringing servicing in-house, we’re able to be with you for the entire life of your loan — not just at closing, but for years down the road. This has always been our goal: build something no other mortgage company in the industry is doing, and become your lender for life.

I’m so proud to be part of a company that keeps raising the bar for the people we serve. And I’m just as excited to welcome the Two Harbors and RoundPoint teams — our success has always come down to our people, and now we get to grow that family even more.

Big things ahead. Let’s do this!

Address

5605 S Southeastern Avenue
Sioux Falls, SD
57108

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16059068209

Website

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