Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184

Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184 Helping people find home financing that fits their goals at Plains Commerce Bank.

Thank you, Jensen! 🙌We know the mortgage process can feel overwhelming at times, especially for first-time buyers, so ma...
06/18/2026

Thank you, Jensen! 🙌

We know the mortgage process can feel overwhelming at times, especially for first-time buyers, so making things simple and easy to understand is always the goal! 🏡

If you’re thinking about buying your first home and want a team that keeps communication straightforward and stress low, let’s connect.

📞 515-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Spent some time at UMortgage Playbook today! It's easy to get caught up in the daily grind, so it's always valuable to s...
06/17/2026

Spent some time at UMortgage Playbook today!

It's easy to get caught up in the daily grind, so it's always valuable to step away, hear different perspectives, and connect with people who are pushing the industry forward.

Appreciate everyone who shared ideas and insights.

515-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Buying a home in today’s market takes the right team and the right guidance. One of the advantages I can offer my client...
06/15/2026

Buying a home in today’s market takes the right team and the right guidance. One of the advantages I can offer my clients is reach.

I’m licensed in all 50 states, which means whether you are buying here, relocating for work, helping a family member purchase in another state, or investing somewhere new, I can help guide the financing process.

Real estate opportunities are not limited by state lines anymore. Your mortgage professional should not be either.

If you are thinking about buying, relocating, or exploring options in another state, let’s talk about what your next move could look like.

Call or text me at 515-782-6207
Apply online: bankingwithnic.com
Track rates with Rate Watch: plainscommerce.com/rate-watch-nic

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Summer moves happen fast.The homes hit the market, showings fill up, and the buyers who already have a pre-qualification...
06/12/2026

Summer moves happen fast.

The homes hit the market, showings fill up, and the buyers who already have a pre-qualification letter are the ones ready to write an offer. Everyone else is trying to catch up.

Getting pre-qualified now gives you a clear picture of your buying power before the summer rush starts. You will know your price range, understand your options, and be ready when the right home pops up.

If a move might be in your plans this summer, now is the time to get prepared.

Call or text me: 515-782-6207
Apply online: bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

🔗 www.bankingwithnic.com📞 (515)-782-6207Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #...
06/11/2026

🔗 www.bankingwithnic.com

📞 (515)-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2782184

06/10/2026

This one tugged at my heart strings…

🔗 www.bankingwithnic.com

📞 (515)-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2782184

If buying a home is on your radar this year, the first step is simple. Apply.An application is not a commitment to buy t...
06/05/2026

If buying a home is on your radar this year, the first step is simple. Apply.

An application is not a commitment to buy tomorrow. It is just the starting point that shows you where you stand. Income, credit, options, and a realistic price range. Once you know those things, the whole process becomes a lot clearer.

Too many people wait because they assume they are not ready. The truth is, the best way to find out is to start the conversation and see what is possible.

If homeownership is a goal, let’s take the first step and see what your path could look like.

Call or text me: 515-782-6207
Apply online: bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

06/03/2026

Saying goodbye at the end of our 8-hour paid play date 😭 🤝

See you tomorrow!!

Thanks Gavin! 🙌Buying a home on a short timeline can feel overwhelming, so I’m glad I could help make the process feel s...
06/02/2026

Thanks Gavin! 🙌

Buying a home on a short timeline can feel overwhelming, so I’m glad I could help make the process feel smooth and stress-free from start to finish!

If you’re thinking about buying, refinancing, or just want to talk through your options, I’d be happy to help.

📱 515-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

A second home is something a lot of people dream about. A lake place, a cabin in the hills, or a getaway spot for long w...
05/29/2026

A second home is something a lot of people dream about. A lake place, a cabin in the hills, or a getaway spot for long weekends.

The good news is that financing a second home is often more doable than people expect. With the right loan structure and a solid plan, many buyers are able to make it happen sooner than they thought.

If owning a second home is on your list, I am always happy to walk through the numbers and help you understand what your options could look like.

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Address

3905 West 49th Street
Sioux Falls, SD
57106

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

(515)7826207

Website

Alerts

Be the first to know and let us send you an email when Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184:

Shortcuts

Share

Category