Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184

Nic McCay, Plains Commerce Bank, Mortgage Banker, NMLS 2782184 Helping people find home financing that fits their goals at Plains Commerce Bank.

Medical professionals spend years building their careers. Buying a home shouldn’t have to wait.Doctor Loans are designed...
09/18/2026

Medical professionals spend years building their careers. Buying a home shouldn’t have to wait.

Doctor Loans are designed with eligible medical professionals in mind and may offer flexible financing options that better fit your financial picture.

Want to see if you qualify? Give me a call!

📲 515-782-6207
🏡 Apply with me: plainscommerce.com/nic-mccay

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Reviews like this mean a lot. Thanks, Ty!I always want my clients to know what’s happening with their loan and what’s ha...
09/10/2026

Reviews like this mean a lot. Thanks, Ty!

I always want my clients to know what’s happening with their loan and what’s happening in the market. Good communication makes the whole process easier, and I’m glad that came through during your experience.

Thanks for trusting me to help with your mortgage!

📲 515-782-6207
🌐 bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Ready for the next house, but still need to sell your current one? You may not have to wait!A Simple Bridge Loan can hel...
09/08/2026

Ready for the next house, but still need to sell your current one? You may not have to wait!

A Simple Bridge Loan can help you tap into the equity in your current home and make your next move with more flexibility. Let’s see if it could work for you!

📲 515-782-6207
Apply with me: www.bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Rural Development loans can be a great option for buyers looking to make homeownership happen with more flexibility and ...
09/03/2026

Rural Development loans can be a great option for buyers looking to make homeownership happen with more flexibility and potentially little to no down payment!

If you’re buying in an eligible rural area, it’s worth seeing if this loan program could work for you. I’m happy to walk you through the details and help you figure out your options.

Let’s get you home!

Call me: 515-782-6207

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

09/01/2026

Don’t let a “magic” rate number keep you from the right house.

If the home fits and the numbers work, it might be worth making your move now. Let’s talk options.

📲 515-782-6207
Apply with me: www.bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Reviews like this mean a lot. Thank you for trusting me to help make the lending process as smooth and straightforward a...
08/27/2026

Reviews like this mean a lot. Thank you for trusting me to help make the lending process as smooth and straightforward as possible.

Whether you’re buying, refinancing, or just have questions about your options, I’m always happy to help.

📱 515-782-6207
🌐 bankingwithnic.com
NMLS #2782184

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Buying a home is exciting. The paperwork? Maybe a little less exciting. 😅Getting pre-qualified is a great first step to ...
08/25/2026

Buying a home is exciting. The paperwork? Maybe a little less exciting. 😅

Getting pre-qualified is a great first step to understanding what your homebuying budget could look like before you start seriously shopping.

I’m here to help make the mortgage side simple, answer your questions, and get you ready for the house hunt. Let’s get you pre-qualified! 🏡

📲 515-782-6207
🌐 bankingwithnic.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

Still in the same home but wondering if your mortgage could be working better for you?A refinance might help you lower y...
08/21/2026

Still in the same home but wondering if your mortgage could be working better for you?

A refinance might help you lower your monthly payment, shorten your loan term, or tap into your home’s equity for other goals. The first step is simply seeing what your options look like.

If you’ve been thinking about it, let’s run the numbers and see if it makes sense.

515-782-6207
bankingwithnic.com
plainscommerce.com/rate-watch-nic

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2782184

08/19/2026

What we have to tell each other after a LONG day! 😓🤣

08/14/2026

Andrew claims he can't be pranked again... So we obviously pranked him. The thing was, he was so excited to jump, that he didnt even realize we didn't jump with him 🤣

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2782184

Address

3905 West 49th Street
Sioux Falls, SD
57106

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

(515)7826207

Website

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