Damon Baruth- Primerica

10/12/2026

Ever open your account and think, “Where the money?” You’re not alone. A simple weekly tracker can help spot it. Click the link and I’ll send you the worksheet I use!

https://bit.ly/3Uko31S

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10/06/2026

For more than 48 years, Primerica has been a company dedicated to helping families. From the very beginning, we have shown that there is a way to do business, be successful and still remain true to core beliefs. Get in touch with me to learn more.

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09/29/2026

This is a hypothetical example and is not representative of any specific investment or combination of investments. Illustration assumes Early Investor contributes $10,000 annually to a tax deferred retirement account for ten years, and then leaves the money invested for an additional thirty years, but does not make any additional contributions, while Late Investor contributes $10,000 annually for thirty years. Both accounts earn a hypothetical 6 percent annual rate of return. The early investor put in $100,000. The late investor put in $300,000.They ended up with nearly the same amount. Let that sink in. The sooner you start to save, the less you will have to put away. If you’ve been waiting for the “right time” to start investing, this chart is your sign.

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09/23/2026

Small-cap stocks are drawing increased attention as investors watch upcoming economic data and interest rate expectations. Recent options activity showed more cautious positioning in small-cap stocks, with put trading accounting for a large share of the segment’s options premium. Small-cap companies can be more sensitive to interest rate changes because they often have greater exposure to borrowing costs and may have less financial flexibility than larger companies. Upcoming economic reports, including inflation data, jobless claims, durable goods orders, and GDP updates, may offer more insight into the direction of rates and broader economic conditions. These trends highlight how market expectations, interest rates, and economic data can influence different areas of the stock market in different ways.



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https://prisocial.info/PriInvestmentsDisclosures

PFS Investments Inc. (PFSI) offers brokerage and advisory services. PFSI, 1 Primerica Parkway, Duluth, Georgia 30099-0001, member FINRA [www.finra.org]. PFSI conducts its advisory business under the name Primerica Advisors. Primerica, Inc. and PFSI are affiliated companies. Investing entails risk, including loss of principal. Representatives must be licensed to discuss investments. For more information, refer to https://prisocial.info/PriInvestmentsDisclosures

This communication is for informational purposes only. Please consult a financial professional for individualized advice.

09/21/2026

Treasury yields have risen as bond prices have fallen, reflecting renewed attention to inflation, interest rates, and investor sentiment. Treasuries are U.S. government bonds, and their yields often move based on expectations for inflation, economic growth, and Federal Reserve policy. When inflation remains elevated, investors may expect interest rates to stay higher for longer. That can make existing bonds less attractive, pushing prices down and yields up. Higher Treasury yields can also affect other parts of the economy. The 10-yearTreasury, for example, is closely tied to mortgage rates, which can influence homebuyers’ borrowing costs. Rising yields may also affect corporate borrowing, stock valuations, and the broader cost of capital. While higher yields can signal concern, they can also reflect a market adjusting to new economic data. For consumers and businesses, the key takeaway is that bond market movement can ripple into borrowing costs and financial decisions over time.



https://prisocial.info/PriInvestmentsDisclosures

PFS Investments Inc. (PFSI) offers brokerage and advisory services. PFSI, 1 Primerica Parkway, Duluth, Georgia 30099-0001, member FINRA [www.finra.org]. PFSI conducts its advisory business under the name Primerica Advisors. Primerica, Inc. and PFSI are affiliated companies. Investing entails risk, including loss of principal. Representatives must be licensed to discuss investments. For more information, refer to https://prisocial.info/PriInvestmentsDisclosures

This communication is for informational purposes only. Please consult a financial professional for individualized advice.

Primerica Important Disclosures.

09/15/2026

There’s a crossover moment every long-term investor experiences, and it can change how you think about money forever. It’s the point at which your total investment earnings exceed your total contributions, meaning your portfolio is now doing more work than you ever did. As this chart shows, it doesn’t happen overnight. In year 5, earnings are barely visible. But by year 25, earnings have pulled ahead. Staying committed to your strategy is one of the most powerful financial decisions you can make. Where are you on this chart?



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09/10/2026

With term life insurance, you could be investing in your family’s security. But that’s different from you investing in the market, and
a policy shouldn’t be sold as both. When one product tries to do a market investment’s job too, something usually gives.

If a life insurance policy is difficult to explain, it’s worth asking more
questions. Contact me to learn questions to ask.



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09/07/2026

Happy Labor Day! Here’s to a day of rest, relaxation, and appreciation for all your hard work.

09/02/2026

Did you know that many Americans don’t have enough savings to cover three months of expenses? Click the link to learn how “paying yourself first” can boost your savings account and protect your financial future.

https://bit.ly/4qPqgyf

09/01/2026

Myth: you need to “timeˮ the market to win.

Truth: nobody can do it consistently — not even Wall Street pros with all their research.

What actually works? Time in the market. The real winners stay consistent, contribute regularly, and let wealth grow long term. Contact me to discuss how you can stay focused on your long-term goals.

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