The Brudigan Team at Rate

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The Brudigan Team at Rate Mike and Miles Brudigan (NMLS 13320, NMLS 2781385) at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

Helping buyers navigate the mortgage process with clear education and trusted guidance. A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

Confused by Home Price Headlines? Here’s Why.National headlines can’t tell you what your home is worth or how much room ...
10/21/2026

Confused by Home Price Headlines? Here’s Why.

National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you’re thinking about buying or selling, let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

10/21/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/djLbTNFVmZE/0JpJR



NMLS # 2781385

10/21/2026

An accepted offer is just the beginning. Inspections, appraisals, financing and title work still need to fall into place before you officially close. Let’s connect to discuss what comes after that initial “yes.”
https://myoc.io/djLbTNFVmZE/2vIDH



NMLS # 2781385

Buyers, this is big.The housing market is giving you a level of negotiating power we haven't seen since the years follow...
10/20/2026

Buyers, this is big.

The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash.

According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate.

And sellers have more reason to listen.

Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates.

DM me, and let's make sure you know how to take advantage of it.

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/djLbTNFVmZE/vr43n



NMLS # 2781385

10/20/2026

Getting paid by 1099? A lot of entrepreneurs assume they need a W-2 to buy a home.​ That’s not always the case.​ If your income comes through a 1099, you may have more home financing options than you realize.​
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Send me a message, and let’s talk through them.​
https://myoc.io/djLbTNFVmZE

NMLS # 2781385

Homes Are Still Selling – Even in a Slower MarketDon't let a headline about slowing home sales convince you no one is bu...
10/17/2026

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

Why There are More Homes for Sale Right Now (and What It Means for You)In many places right now, inventory is growing an...
10/15/2026

Why There are More Homes for Sale Right Now (and What It Means for You)

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.

Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.

10/15/2026

The best investors are always thinking one property ahead.​ A DSCR (Debt Service Coverage Ratio) loan may be your next best move. Not only can it require less traditional documentation than many conventional loans, it may also let your investment property do more of the talking.​
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Give me a call and let’s talk about your goals and how to keep your portfolio growing.
https://myoc.io/djLbTNFVmZE

NMLS # 2781385

10/15/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/djLbTNFVmZE/NZLbG



NMLS # 2781385

Address

6901 S Lyncrest Place, Suite 103
Omaha, NE
57108

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