Mike Brudigan - Home Loans

08/06/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/bXS3wLFMKsK/KmvfG



NMLS # 13320

08/05/2026

Home sales increased in Q2 as median home prices rose in 80% of U.S. metro markets. Today’s market could look different depending on where you live, your budget and whether you’re buying, selling or building equity. With the right loan options, you have more ways to plan around rising mortgage rates and changing conditions.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/bXS3wLFMKsK/vCUpD



NMLS # 13320

08/03/2026

Less down, more savings. Rate is helping homebuyers and save up to $361/month with down payments as low as 3%.

Connect to learn more today.
https://myoc.io/bXS3wLFMKsK/EPTtp



NMLS # 13320

07/31/2026

With the best months of the year just getting started, there’s plenty of time to give your backyard an upgrade. Even better, you could use the equity you’ve already built in your house to pay for it. I’m here to help unlock those funds so your summer will be one to remember.

Picking something not on the list? Let me know in the comments!
https://myoc.io/bXS3wLFMKsK/YRRzY



NMLS # 13320

07/30/2026

A steadier rate environment gives you more control as you think about buying or refinancing. Instead of reacting to constant changes, you can focus on timing, budget and what makes sense for your next move. As the economy grows, jobs stay steady and inflation remains elevated, the Fed has decided to keep rates where they are.

I’ll help break it down and map out what’s next for you.
https://myoc.io/bXS3wLFMKsK/PABXt



NMLS # 13320

07/28/2026

Mortgage questions do not stop after closing. As your life changes, it’s normal to wonder whether your current loan still supports your financial goals.

I can help you review the numbers, understand the bigger picture and decide what questions are worth asking next.
https://myoc.io/bXS3wLFMKsK/5oL9K



NMLS # 13320

07/27/2026

Your LTV ratio could unlock better terms, lower costs and more buying power. Knowing how it works puts you ahead of the game.

I'm here to help.
https://myoc.io/bXS3wLFMKsK/W8Z1P



NMLS # 13320

07/23/2026

07/22/2026

Rent increases can make it harder to plan ahead, especially when your monthly payment keeps shifting. Ownership is not the right move for everyone at every moment, but understanding how the numbers compare can help you make a more confident decision.

I can help you look at your options.
https://myoc.io/bXS3wLFMKsK/OfqTu



NMLS # 13320

07/21/2026

If you're self-employed, you've probably heard it before: your income is too complicated. Complicated for who? You minimized your taxes, kept more of what you earned and built real cash flow. The problem isn't your finances. It's the formula traditional mortgage lenders use to evaluate them. Rate’s bank statement loan works differently. Let your cashflow do the talking.

If you've been told "no" before, or you're not sure what options may be available, let's connect. I'd be happy to help you understand the full picture and explore what's possible
https://myoc.io/bXS3wLFMKsK/nsgqF



NMLS # 13320