Midwest Division Insurance Agency

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Midwest Division Insurance Agency A family owned insurance agency based in Sioux Falls, SD. We specialize in the senior market, such as Medicare, Life, and Nursing Home plans. 40+ companies

Sioux Falls friends: if Medicare or senior insurance feels confusing, you’re not alone.We’re Midwest Division Insurance ...
10/09/2026

Sioux Falls friends: if Medicare or senior insurance feels confusing, you’re not alone.

We’re Midwest Division Insurance Agency, a family-owned, independent agency. That means we can compare options from multiple carriers and explain it in plain English, so you can feel confident about what you choose.

No pressure. No obligation. Just clear answers.

If you’d like a quick, no-cost consultation, you can reach us here: https://midwestdivision.com

Medicare Open Enrollment starts October 15 — just 16 days away.For Medicare beneficiaries, this is the most important tw...
10/08/2026

Medicare Open Enrollment starts October 15 — just 16 days away.

For Medicare beneficiaries, this is the most important two-month window of the year. Between October 15 and December 7, you have the opportunity to review and adjust your coverage:

• Switch between Original Medicare and Medicare Advantage
• Change your Medicare Advantage plan
• Add, drop, or switch your Part D Prescription Drug Plan

After 20+ years as an independent broker, the pattern I see most often is people staying on the same plan out of habit — only to discover their premiums went up, a medication was dropped from the formulary, or their doctor is no longer in-network.

Insurance companies aren't obligated to tell you about better options. That's our job.

As an independent agency working with 40+ carriers, we review your situation with fresh eyes every year and make sure the plan you're on is still the right one — or help you find one that is.

If you or someone you know is on Medicare, now is the time to schedule a free review before enrollment opens.

📞 605-274-7420 | 🌐 midwestdivision.com

— Troy Bader, Midwest Division Insurance Agency

One thing we hear all the time: “I just want someone I can trust.”That’s exactly why we’re independent.We work with 40+ ...
10/07/2026

One thing we hear all the time: “I just want someone I can trust.”

That’s exactly why we’re independent.
We work with 40+ carriers, so we can compare options and help you choose what fits your needs (not what fits one company’s sales goals).

If you’re in South Dakota, Iowa, North Dakota, or Nebraska and want clear answers, we’re here.

Learn more or request a callback: https://midwestdivision.com

Troy & the MDIA Team

Peace of mind is one of the greatest gifts you can give your family. 💛Final expense insurance is something a lot of seni...
10/06/2026

Peace of mind is one of the greatest gifts you can give your family. 💛

Final expense insurance is something a lot of seniors think about — but put off. And honestly, that's completely understandable. Nobody loves talking about end-of-life planning.

But here's what we hear from families after they've set it up: "I'm so glad we didn't wait."

Here's why so many Midwest families choose to plan ahead with a final expense policy:

✅ No medical exam required for most plans
✅ Premiums that are locked in and never increase
✅ Coverage from $5,000–$25,000 — enough to handle funeral costs, unpaid bills, and more
✅ Available up to age 85, regardless of health history
✅ Tax-free benefit paid directly to your family

The average funeral today costs $7,000–$15,000. That can be a real burden for a grieving family who's already been through so much.

You've spent a lifetime looking out for the people you love. Final expense coverage is one more way to do that — even when you're no longer here.

If you've been thinking about this, we're here to walk you through your options — no pressure, no obligation, and no cost to you. That's always been our promise.

📞 Call us at (605) 274-7420 or visit midwestdivision.com to schedule your free consultation.

10/05/2026

AEP is close. October 15th-December 7th. It's important you...



Schedule your yearly insurance review today! 605-274-7420

Think it's too late to get life insurance after 65? A lot of seniors believe that — and it keeps many families unprotect...
10/05/2026

Think it's too late to get life insurance after 65? A lot of seniors believe that — and it keeps many families unprotected when they least expect it. 🙏

Here are three things we hear all the time, and the truth behind them:

❌ "It's too expensive on a fixed income."
Many life insurance options for seniors are more affordable than people expect — especially policies designed for this stage of life.

❌ "I won't qualify because of my health."
Some policies have no medical exam required. Many seniors with common health conditions still have coverage options available to them.

❌ "My kids are grown — I don't need it anymore."
Life insurance isn't just for young families. It can cover final expenses so your loved ones aren't left with unexpected bills — or leave something meaningful behind for the people you love.

The truth? You may have more options than you think. The best way to know is a quick, no-pressure conversation.

📞 Call us at 605-274-7420 or visit midwestdivision.com — we'll walk you through what makes sense for your life, your family, and your budget.

— Troy & the MDIA Team

Quick reminder (because scammers get more active every year):If someone calls saying theyre from Medicare and they ne...
10/04/2026

Quick reminder (because scammers get more active every year):

If someone calls saying theyre from Medicare and they need your Medicare number right now, pause.

A safe next step is to hang up and call a trusted local, licensed agent to double-check whats real.

If youre in SD, IA, ND, or NE, were happy to help you sort it out.

midwestdivision.com

Annual Enrollment is almost here. ⏰October 15th - December 7thNow is the time to check your dates, review your plan, and...
10/02/2026

Annual Enrollment is almost here. ⏰

October 15th - December 7th

Now is the time to check your dates, review your plan, and make sure nothing important slips by.

If Medicare feels confusing, we can help you sort through it, compare options, and feel confident before the window closes. Reply or call us to schedule your no-cost review.

Address

3701 W 49th Street Suite 203
Sioux Falls, SD
57106

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 2pm

Telephone

+16052747420

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