IRA Financial

IRA Financial IRA Financial specializes in self-directed retirement accounts and offers education on alternative investments. Start your journey with us today!

Our mission is to empower you with control and diversification for a secure financial future. IRA Financial Group is the market’s leading Self Directed IRA LLC and Solo 401(k) Facilitator. We have helped thousands of clients take back control over their retirement funds while gaining the ability to invest in almost any type of investment, including domestic or foreign real estate, tax liens, preci

ous metals, peer-to-peer lending, new businesses, stocks, mutual funds, foreign currencies, options and much more. We have close working relationships with all the leading custodians making the set-up process seamless.

If you're pursuing FIRE, your retirement accounts aren't just savings vehicles. They're the most powerful tax tools in y...
06/02/2026

If you're pursuing FIRE, your retirement accounts aren't just savings vehicles. They're the most powerful tax tools in your strategy.

The right structure can mean the difference between retiring at 45 and retiring at 60. The wrong one leaves serious growth and tax savings on the table.

We broke down the top retirement account options for FIRE investors and what to look for in each.
https://zurl.co/rryGB

College costs keep rising, but most families are still planning for it with only one account.There's a strategy most peo...
06/01/2026

College costs keep rising, but most families are still planning for it with only one account.

There's a strategy most people don't know about that stacks three tax-advantaged tools together: the 529 Plan, the Coverdell ESA, and the new Trump Account.
Stability, growth, and a government-backed head start.

Used together, a family contributing consistently could build a $275,000 nest egg by the time their child turns 18.
Learn how the strategy works: https://zurl.co/tKjb5

Most people think of an HSA as a healthcare account. A HSA can be one of the most powerful retirement vehicles in the en...
05/29/2026

Most people think of an HSA as a healthcare account.
A HSA can be one of the most powerful retirement vehicles in the entire tax code.

Triple tax advantage.
No required minimum distributions.

And when paired with a self-directed structure, the ability to invest in stocks, real estate, private equity, crypto and more, all inside the same tax-free wrapper.

Most investors are leaving significant long-term value on the table by keeping their HSA in a basic index fund or cash.

We break down this full strategy here: https://zurl.co/SAzRR

For decades, self-directed investors had to choose. A brokerage for stocks. A separate custodian for alternatives. Two a...
05/28/2026

For decades, self-directed investors had to choose.
A brokerage for stocks.
A separate custodian for alternatives.

Two accounts, two fee structures, two sets of tax forms.

IRA Financial's Unified Platform changes that.
Stocks, ETFs, real estate, private equity, crypto and more, all inside a single account for one flat annual fee.

The full investment universe the tax code has always permitted. Finally in one place.
Learn more: https://zurl.co/kwy8V

Self-employed professionals have access to some of the most powerful retirement plans available, but picking the wrong o...
05/26/2026

Self-employed professionals have access to some of the most powerful retirement plans available, but picking the wrong one can mean leaving tens of thousands in tax savings on the table every year.

We broke down the top options so you can find the one that works best for your situation.
Check out the full blog: https://zurl.co/KDa0P

Today we pause to honor the men and women who gave everything in service to this country.Their sacrifice is the foundati...
05/25/2026

Today we pause to honor the men and women who gave everything in service to this country.

Their sacrifice is the foundation of every freedom we enjoy. We don't take that lightly.
Thank you to all who served, and to the families who carry their memory.

Our offices are closed today. We will resume normal business hours tomorrow.

One of the biggest estate planning mistakes Americans make has nothing to do with trusts, probate, or taxes. It is somet...
05/22/2026

One of the biggest estate planning mistakes Americans make has nothing to do with trusts, probate, or taxes. It is something far simpler and far more often forgotten.

Failing to update a Self-Directed IRA or 401(k) beneficiary form.

A recent Wall Street Journal article (https://zurl.co/w3970 ) highlighted exactly how devastating these issues can become. IRA Financial's founder Adam Bergman breaks down why this mistake is so common, and what you can do to make sure your retirement assets end up where you actually want them.

Read the full blog here: https://zurl.co/6bSxC

Most investors are managing two retirement accounts when they don't have to.A Brokerage IRA for stocks. A Self-Directed ...
05/20/2026

Most investors are managing two retirement accounts when they don't have to.

A Brokerage IRA for stocks. A Self-Directed IRA for alternatives. Two fee structures, two logins, two statements, and a strategy that's nearly impossible to manage coherently when the two halves live at different institutions.

That separation was never a legal requirement. It was a product of how financial institutions make money.
When both live in one account, everything changes.

Rental income reinvests directly into your next position without a taxable event. Rebalancing doesn't require coordinating between two institutions. And the full compounding power of every dollar stays inside the tax wrapper for decades.

Stocks and alternatives don't have to compete for space in your retirement. They never did.
Learn more: https://zurl.co/iJQt4

A custodian is a financial institution that holds and safeguards assets on behalf of an individual or institution. In tr...
05/19/2026

A custodian is a financial institution that holds and safeguards assets on behalf of an individual or institution. In traditional banking, large institutions act as custodians for pension funds and asset managers.

In the retirement space, custodians are required for all tax-advantaged accounts like IRAs.

Choosing the right custodian can make or break your retirement planning.

Learn more about what a custodian is, what they do, and what considerations you should keep in mind when selecting one.

Full blog: https://zurl.co/N495w

05/18/2026

Same investment, completely different tax outcomes.

In this video, we compare three identical lending scenarios to show how taxes can dramatically impact your returns. Learn how ordinary income tax can eat into your gains, and how tax-deferred or tax-free compounding inside an IRA or Roth IRA can significantly boost long-term wealth.

Address

5109 S Broadband Lane
Sioux Falls, SD
57108

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Website

Alerts

Be the first to know and let us send you an email when IRA Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to IRA Financial:

Shortcuts

Share

Category