IRA Financial

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IRA Financial One account. One flat fee. Start investing today. IRA Financial Group is the market’s leading Self Directed IRA LLC and Solo 401(k) Facilitator.

IRA Financial is a leading self-directed retirement company giving 27,000+ clients the freedom to invest in both alternative and traditional assets, including real estate, crypto, stocks, ETFs, and more. We have helped thousands of clients take back control over their retirement funds while gaining the ability to invest in almost any type of investment, including domestic or foreign real estate, tax liens, precious metals, peer-to-peer lending, new businesses, stocks, mutual funds, foreign currencies, options and much more. We have close working relationships with all the leading custodians making the set-up process seamless.

Our offices will be closed for Columbus/Indigenous People’s Day. Normal business hours will resume tomorrow.
10/12/2026

Our offices will be closed for Columbus/Indigenous People’s Day.

Normal business hours will resume tomorrow.

Real estate is one of the most requested ways to diversify a retirement account. Doing it right inside a Self-Directed I...
09/29/2026

Real estate is one of the most requested ways to diversify a retirement account. Doing it right inside a Self-Directed IRA starts with knowing the rules before you buy.

On Tuesday, October 6 at 1:00 PM ET, IRA Financial Founder Adam Bergman and Director of Partnership Tony Unkel are hosting a live webinar: Self-Directed IRAs for Real Estate: From the Basics to Advanced Strategy.

They'll cover:

Buying rental properties and raw land with a Self-Directed IRA
How fix-and-flips work inside a tax-advantaged account
Financing with a non-recourse loan, and when it makes sense
The prohibited transactions and common mistakes that can put an account at risk with the IRS

Adam and Tony will answer questions live. Registration is free, and everyone who registers gets the recording plus an exclusive offer from IRA Financial.
https://zurl.co/jVelf

A standard brokerage account gets you stocks, bonds, and mutual funds. A Self-Directed IRA with IRA Financial gets you a...
09/17/2026

A standard brokerage account gets you stocks, bonds, and mutual funds.
A Self-Directed IRA with IRA Financial gets you all of that, plus real estate, private equity, precious metals, cryptocurrencies, and more.

If your retirement account only allows equities, you're missing access to institutional-style diversification.
A Self-Directed IRA opens the door to all of it, under one tax umbrella.

Want to fund a business using your retirement account without touching a bank loan? That's what a ROBS 401(k) structure ...
09/16/2026

Want to fund a business using your retirement account without touching a bank loan?
That's what a ROBS 401(k) structure makes possible.

Here's how it works: form a C-corp, establish a 401(k) plan, and roll over your retirement funds into it. The plan then purchases stock in your new business, giving it capital with no interest payments and no lender covenants.

There's one condition that makes or breaks this structure: you have to be a bona fide employee, actively working in the business. Skip that step and the structure doesn't hold up.

Done right, your business starts completely debt-free, funded by equity instead of a loan.

Swipe through to see the full framework.
Want to learn more? Schedule a FREE consultation!
https://zurl.co/KfgAq

"Self-directed means no oversight at all." False.Self-directed investors make their own investment decisions, but the ov...
09/15/2026

"Self-directed means no oversight at all." False.

Self-directed investors make their own investment decisions, but the oversight doesn't disappear. Your custodian still handles IRS reporting, asset valuation, and account compliance in the background.

Self-directed doesn't mean unsupervised.
It just means more freedom in how you can invest.

Twenty-five years ago today, the world changed. IRA Financial remembers those who lost their lives on September 11, 2001...
09/11/2026

Twenty-five years ago today, the world changed.

IRA Financial remembers those who lost their lives on September 11, 2001, and honors the first responders, service members, and ordinary people whose courage that day continues to inspire us.

We will never forget.

Wishing everyone a great Labor Day! Our office is closed today so our team can enjoy the holiday. We'll be back to norma...
09/07/2026

Wishing everyone a great Labor Day!

Our office is closed today so our team can enjoy the holiday.
We'll be back to normal hours tomorrow.

09/01/2026

Billionaires don't invest like everyone else, and it shows in how they build and protect wealth.

IRA Financial's founder Adam Bergman has spent decades advising high net worth clients. In our new video, he breaks down six wealth strategies his richest clients follow, and how anyone can apply them.

Watch the full video on YouTube, link in bio.

08/25/2026

The clients who retire with real wealth all do the same 3 things.
Nearly all of them share one thing in common most people overlook.

Gold just crossed over $4,600 an ounce this week, a three-month high, after the U.S. Treasury surprised markets by doubl...
08/24/2026

Gold just crossed over $4,600 an ounce this week, a three-month high, after the U.S. Treasury surprised markets by doubling its long-dated bond buyback program. A $25,000 gold position before this week's rally is already worth roughly $2,000 more, and inside a Roth Self-Directed IRA, gains like that can grow completely tax-free. Physical gold, held in an IRS-approved depository, growing tax-advantaged alongside real estate and traditional holdings.

Adam Bergman breaks down why gold belongs in a retirement account, and why he personally invests in it: https://youtu.be/fbHr9AV90lk

Address

5109 S Broadband Lane
Sioux Falls, SD
57108

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

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