IRA Financial

IRA Financial One account. One flat fee. Start investing today. IRA Financial Group is the market’s leading Self Directed IRA LLC and Solo 401(k) Facilitator.

IRA Financial is a leading self-directed retirement company giving 27,000+ clients the freedom to invest in both alternative and traditional assets, including real estate, crypto, stocks, ETFs, and more. We have helped thousands of clients take back control over their retirement funds while gaining the ability to invest in almost any type of investment, including domestic or foreign real estate, t

ax liens, precious metals, peer-to-peer lending, new businesses, stocks, mutual funds, foreign currencies, options and much more. We have close working relationships with all the leading custodians making the set-up process seamless.

09/01/2026

Billionaires don't invest like everyone else, and it shows in how they build and protect wealth.

IRA Financial's founder Adam Bergman has spent decades advising high net worth clients. In our new video, he breaks down six wealth strategies his richest clients follow, and how anyone can apply them.

Watch the full video on YouTube, link in bio.

08/25/2026

The clients who retire with real wealth all do the same 3 things.
Nearly all of them share one thing in common most people overlook.

Gold just crossed over $4,600 an ounce this week, a three-month high, after the U.S. Treasury surprised markets by doubl...
08/24/2026

Gold just crossed over $4,600 an ounce this week, a three-month high, after the U.S. Treasury surprised markets by doubling its long-dated bond buyback program. A $25,000 gold position before this week's rally is already worth roughly $2,000 more, and inside a Roth Self-Directed IRA, gains like that can grow completely tax-free. Physical gold, held in an IRS-approved depository, growing tax-advantaged alongside real estate and traditional holdings.

Adam Bergman breaks down why gold belongs in a retirement account, and why he personally invests in it: https://youtu.be/fbHr9AV90lk

08/12/2026

Could your retirement account be sitting on an untapped real estate strategy?

Rental income and appreciation can grow completely tax-sheltered when it's structured correctly.
Here's what to know before you buy.

Not all SEP IRAs work the same, even when the profit numbers match.Your entity type decides what actually counts as comp...
08/05/2026

Not all SEP IRAs work the same, even when the profit numbers match.

Your entity type decides what actually counts as compensation, and that changes your contribution limit more than most business owners realize.

Sole proprietors calculate from net self-employment income. S-Corp owners are limited to W-2 wages only, so distributions don't count. Partners in multi-member LLCs base contributions on guaranteed payments, not profit distributions.

Same income. Same percentage. Different outcome.

Swipe through to see how it breaks down by entity type, then read the full guide on getting your SEP IRA contribution calculation right.

https://www.irafinancial.com/blog/sep-ira-for-s-corps-vs-llcs-vs-sole-props/

Open a new Self-Directed IRA, Solo 401(k), or ROBS account and use code SUMMER200 at signup to save $200 on your first-y...
07/24/2026

Open a new Self-Directed IRA, Solo 401(k), or ROBS account and use code SUMMER200 at signup to save $200 on your first-year fee.

Offer ends August 31st.

IRA Financial has been named a finalist for Best Alternative Investments Solution at the 2026 Finovate Awards.This recog...
07/22/2026

IRA Financial has been named a finalist for Best Alternative Investments Solution at the 2026 Finovate Awards.

This recognition reflects the team's continued work helping clients take control of their retirement savings through Self-Directed IRA and alternative asset investing solutions.

Thank you to everyone who has supported IRA Financial along the way.
The full list of finalists is available here: https://zurl.co/JUGaR

Most self-employed investors know they can open a SEP IRA or a Solo 401(k). Far fewer know they can hold both at the sam...
06/30/2026

Most self-employed investors know they can open a SEP IRA or a Solo 401(k).
Far fewer know they can hold both at the same time.

In the right situation, running both accounts simultaneously can produce significantly larger tax deductions than either account could deliver alone. On the same income, the difference can be tens of thousands of dollars in additional tax-deductible contributions every year.

Here's when it makes sense and how the math works.
https://zurl.co/vNFqJ

Switching Solo 401(k) providers is completely doable without taxes or penalties. But most tax problems don't come from b...
06/29/2026

Switching Solo 401(k) providers is completely doable without taxes or penalties.

But most tax problems don't come from bad intentions. They come from timing mistakes and paperwork errors that look routine in the moment.

The consequences usually don't show up until a Form 1099-R arrives months later and the damage is already done.
Here's how to do it the right way: https://zurl.co/LJOsK

Entrepreneurs spend a lot of energy optimizing their business. Most don't apply that same discipline to their retirement...
06/26/2026

Entrepreneurs spend a lot of energy optimizing their business. Most don't apply that same discipline to their retirement strategy.

The right retirement account can mean significantly higher contribution limits, greater investment freedom, and real tax savings. The wrong one leaves all of that on the table.

We broke down the top options and providers so you can make a deliberate choice.
https://zurl.co/p9xOX

Address

5109 S Broadband Lane
Sioux Falls, SD
57108

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

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