Scott Newman at Prudential Advisors

Scott Newman at Prudential Advisors As a Financial Advisor, I aim to help people plan for financial security. The availability of other products varies by carrier and state. EEO IS THE LAW.

Licensed to sell Life insurance in the following state(s): SD, MN IA
Licensed to sell Health insurance in the following state(s): SD, MN, IA
Licensed to sell Property & Casualty insurance in the following state(s): SD, MN, IA

"Prudential Advisors” is a brand name of The Prudential Insurance Company of America and its subsidiaries. Life insurance and annuities are issued by The Prudential Insuranc

e Company of America, Newark, NJ, and its affiliates. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, s*x, s*xual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. The Prudential Insurance Company of America, Newark, NJ and its affiliates. Prudential is an Employer that participates in E-Verify.

09/02/2026

Mortgage rates are rising again, but some buyers may be finding a little more room to navigate the housing market.

The average contract interest rate for a 30-year fixed-rate mortgage with a conforming loan balance rose to 6.69%, up from 6.65% the previous week.

That was the highest level since last August.

Even so, purchase mortgage applications rose 6% for the week. One reason may be that more inventory in some markets is giving buyers additional options.

Some sellers also appear more willing to cut prices as the market moves through its typically slower summer season.

Higher borrowing costs still matter. Mortgage rates can affect monthly payments, affordability, and how much buyers feel comfortable spending on a home.

For buyers and sellers, the broader takeaway is that multiple factors shape housing conditions. Rates, inventory, home prices, competition, and timing can all influence the market at once.

Extended care is one of the biggest wild cards in retirement.Costs vary by location, care type, and health needsβ€”but the...
08/31/2026

Extended care is one of the biggest wild cards in retirement.

Costs vary by location, care type, and health needsβ€”but they've all been rising faster than many realize.

These five insights can help you understand what drives costs and why they often catch retirees by surprise.



Sources:
CareScout.com, June 2026
AALTCI.org, June 2026
EBRI.org, 2026

Trending Higher
08/31/2026

Trending Higher

πŸŽ’πŸ“š Back to School! 🍎✏️Hey everyone! As the summer sun begins to set, it's time to trade in those flip-flops for some fre...
08/28/2026

πŸŽ’πŸ“š Back to School! 🍎✏️

Hey everyone! As the summer sun begins to set, it's time to trade in those flip-flops for some fresh kicks and head back to school. Whether you're starting a new grade, meeting new teachers, or reuniting with friends, this school year is your blank canvas. Let's fill it with laughter, learning, and unforgettable memories. Remember, every day is a new adventure waiting to unfold. Wishing you all a fantastic and successful school year ahead!

🌟

🌞 Did you know schools in the South tend to start the school year the earliest? 🌞 πŸ“š As the back-to-school season approac...
08/26/2026

🌞 Did you know schools in the South tend to start the school year the earliest? 🌞

πŸ“š As the back-to-school season approaches, approximately 54.1 million K-12 students and 5.7 million teachers are gearing up to head back to classrooms this fall. πŸ“š

🍎 Teachers are the largest group among the nearly 10 million individuals employed in the country's elementary and secondary schools, which also include principals, school bus monitors, teaching assistants, and janitors. πŸšŒπŸ‘©β€πŸ«



Information from the U.S. Census Bureau

Sometimes the smallest details make the biggest difference. This post reminds small business owners that retirement bene...
08/24/2026

Sometimes the smallest details make the biggest difference. This post reminds small business owners that retirement benefits aren't just for big companies, and that something as straightforward as number of employees can determine whether a SEP-IRA or SIMPLE IRA is the better fit.

Retaining great employees starts with showing them their future matters. This post spotlights the SIMPLE IRA as an acces...
08/21/2026

Retaining great employees starts with showing them their future matters. This post spotlights the SIMPLE IRA as an accessible retirement option designed with smaller teams in mind, giving business owners a specific, tangible reason to start the conversation.

When it comes to small business retirement options, the choices can feel overwhelming. This post highlights that a SEP-I...
08/19/2026

When it comes to small business retirement options, the choices can feel overwhelming. This post highlights that a SEP-IRA, SIMPLE IRA, and 401(k) are structured differently, and that the right fit depends on business size, number of employees, and overall goals.

Small business owners often think of their employees as family, but are they set up like it? This post opens the convers...
08/17/2026

Small business owners often think of their employees as family, but are they set up like it? This post opens the conversation around retirement options available to small business employees, reminding owners that a 401(k) isn't the only choice and that some options are built specifically for smaller teams.

There are so many reasons to create a will this month, but here are three big ones to consider:Direct Your Property: Cre...
08/14/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

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309 W 43rd Street
Sioux Falls, SD
57105

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