Devin Malmgren, Plains Commerce Bank, Mortgage Banker NMLS #2186042

Home
United States
Sioux Falls, SD
Devin Malmgren, Plains Commerce Bank, Mortgage Banker NMLS #2186042

I make the mortgage process simple. Call me today!

09/17/2026

🤣 Rematch coming soon on an actual track when I am not wearing a suit and dress shoes.

09/15/2026

Thank you for the kind words, Loren. I appreciate the opportunity to help and I’m glad the process felt comfortable and straightforward for you.

605-409-0358
www.applywithdevin.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

09/14/2026

Mortgage rates may be higher, but that does not tell the whole story!

We are seeing more seller concessions and price reductions in the Sioux Falls market, which can create opportunities for buyers.

Focus less on the rate and more on what the actual monthly payment looks like for you.

605-409-0358
www.applywithdevin.com

Source of Stats: 2026 Mortgage Bankers Association.

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

09/10/2026

Your home equity can be more than a number on paper. A cash-out refinance may allow you to turn a portion of that equity into funds you can use for home improvements, debt consolidation, major expenses, or other financial priorities.

Like any financial decision, the right move depends on the numbers and your long-term goals. I’m here to help you understand the options and determine what makes sense for your situation.

Let’s talk about your equity and what it could do for you.

📞 605-409-0358
🌐 www.applywithdevin.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

09/04/2026

When is the right time to start planning for a mortgage? Earlier than you might think.

Even if buying a home is six months or a year away, starting the conversation now gives us more time to review your credit, understand your goals, and identify steps that could put you in a stronger position when you’re ready to buy.

The longer the runway, the more opportunity we have to plan.

Don’t wait until you’re ready to make an offer. Let’s start the conversation now!

www.applywithdevin.com
Call me at 605-409-0358.

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

09/02/2026

Thank you for the kind words, Jon. I appreciate the opportunity to help and I’m glad the process was a good experience for you!

605-409-0358
www.applywithdevin.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

08/31/2026

Ready to make your next move?

Whether you’re buying a home, refinancing, or simply looking for clarity on your options, the right financing starts with a strategy built around your goals.

I’m here to help you understand the numbers, evaluate your options, and move forward with confidence.

www.applywithdevin.com
Call me at 605-409-0358.

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #2186042

08/28/2026

Robin, thank you! I appreciate the review! Hope you are loving that new home!

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2186042

08/26/2026

Rural Development loans can be a strong option for buyers who want to stretch their purchasing power without stretching their budget.

These loans are designed for eligible rural and suburban areas and can offer advantages such as low down payment requirements and competitive financing structures. For buyers who qualify, it is a program worth understanding before making a move.

The key is knowing whether the property and the borrower meet the program guidelines. That is where a thoughtful review of the full financial picture becomes important.

If you are considering a home purchase and want to understand whether a Rural Development loan could be part of the strategy, it is worth having the conversation early in the process.

605-409-0358
www.applywithdevin.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2186042

08/24/2026

Waiting for rates to drop sounds like a good plan... But what happens to home prices while you wait? A lower rate could save you some money each month. But if home values continue to rise, the house you’re waiting to buy could also cost more. That’s why I always say: don’t make the decision based on the rate alone. Look at the whole picture. If you’re wondering what the numbers look like for you, let’s run them.

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS # 2186042

Address

3905 W 49th Street
Sioux Falls, SD
57106

Telephone

+16054090358

Website

http://www.applywithdevin.com/

Alerts

Be the first to know and let us send you an email when Devin Malmgren, Plains Commerce Bank, Mortgage Banker NMLS #2186042 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Devin Malmgren, Plains Commerce Bank, Mortgage Banker NMLS #2186042:

Want your business to be the top-listed Finance Company in Sioux Falls?