Impact Wealth Management

10/15/2026

📅 Medicare Open Enrollment Begins Today!

A friendly reminder that Medicare's annual Open Enrollment Period runs from October 15 through December 7.

If you're currently enrolled in Medicare, now is a great time to review your coverage for the coming year.

Premiums, prescription drug coverage, and provider networks can change, so even if you're happy with your current plan, it's worth taking a look!

Healthcare is an important part of retirement planning, and staying informed is one way to prepare for the years ahead.

10/13/2026

🎀 October is Breast Cancer Awareness Month.

Breast cancer awareness is about more than wearing pink. It's about encouraging conversations, prioritizing our health, understanding our individual risks, and recognizing the importance of early detection.

It's also about showing up for one another. Supporting those in treatment, celebrating survivors, remembering those we've lost, and standing alongside families whose lives have been forever changed.

At Impact, we believe that living a meaningful life begins with taking care of what matters most. And nothing matters more than the people we love and the health that allows us to enjoy life together.

Today, we're reminded to talk with our healthcare providers about recommended screenings, check in on a friend, and never underestimate the difference a little compassion can make.

To everyone whose life has been touched by breast cancer, we see you, we honor you, and we're cheering you on. 💗

10/10/2026

🧠 October 10 is World Mental Health Day!

When we talk about preparing for retirement, the conversation often centers around finances. Have you saved enough? Will your money last? Can you afford the lifestyle you've envisioned?

But there's another important part of retirement planning that doesn't always get the attention it deserves: your mental and emotional well-being.

Retirement is a major life transition! For many people, work has provided more than a paycheck. It's provided purpose, routine, relationships, and even a sense of identity.

When those things suddenly change, retirement can feel very different from what we imagined.

That's why we believe preparing for retirement should involve more than just a financial plan. It's also about asking some of the bigger questions. What will give your days purpose? How will you stay connected, keep learning, nurture your relationships, and prioritize your well-being?

In fact, the entire first section of Richelle's book, Retire with Joy, is dedicated to mental and emotional preparation for retirement. From building healthy habits and finding purpose to preparing your marriage and keeping your mind engaged, these are things worth thinking about long before your last day of work.

Because we believe a successful retirement is measured by more than dollars and cents. It's about living with purpose, connection, and joy. 🧡

10/06/2026

🎉 It’s Financial Planning Month! 🎉

We know, we know… you’ve probably been counting down the days. October rolls around and while everyone else is thinking about pumpkin patches, fall colors, and Halloween, you’re thinking, “Finally! Financial Planning Month!” 😂

Okay… maybe that’s just us.

The truth is, we really DO love this stuff. We love digging into the details, running the numbers, thinking ahead, asking the “what if?” questions, and making sure all the pieces of your financial life are working together.

And there’s a reason we spend so much time doing it: so you don’t have to.

You should get to spend your time doing the things YOU love with the people you love.

We’ll happily spend ours thinking about tax planning, retirement projections, investment strategies, estate planning, and all those little details that probably aren’t keeping you awake with excitement. 😉

So happy Financial Planning Month from the people who are genuinely nerdy enough to celebrate it. 🎉

We’ll happily spend our time on the planning. You go enjoy October. 🍂

10/01/2026

Have you checked out all of the classes available through Sioux Falls Community Education? 📚

We have such a great variety of opportunities to learn something new, try a new hobby, or simply get out and have some fun right here in our community!

And we especially wanted to share this one: Sioux Falls residents age 60+ can join the Gold Card Club for FREE, with classes and special events geared specifically toward older adults. 💛

From arts and cooking to wellness, hobbies, technology and more, there really is something for just about everyone including online classes you can take from home!

Take a look and see what catches your eye:

✨ Community Education & Gold Card Club: www.sf.k12.sd.us/page/comed
✨ Browse current classes: sfsdcomed.myrec.com
✨ Online classes: www.ed2go.com/sfsd

We love finding and sharing great resources available in our community. You might just discover your next favorite hobby! 😊

09/29/2026

☕ Happy National Coffee Day!

If you’ve spent any time in our office, you know there’s usually coffee brewing and we think some of the best conversations happen with a cup in hand.

Our office is more than the place we come to work.

It’s a place we come to connect.

We talk about life here.

Families and careers.

Big dreams and hard decisions.

Retirement plans and travel plans.

What’s changing, what matters most, and what you hope the next chapter might look like.

Because while we may spend our days talking about finances, the conversations that matter most are really about the life those finances make possible.

So today, we’re celebrating good coffee, good conversation, and the people we’re lucky enough to share both with. ☕💛

09/24/2026

You’ve spent decades preparing financially for retirement…but have you thought about what you’re actually retiring TO? 🤔

In the third and final part of our Financial Checklist for Your 50s, we’re stepping away from some of the numbers and focusing on the bigger picture.

Because preparing for retirement isn’t just about investments and account balances. It’s also about:

✔️ Making sure your insurance and risk management still fit your life
✔️ Having important conversations with aging parents and your own family
✔️ Thinking about how you want to spend your time in retirement
✔️ Making sure you have the right financial planning relationship for the years ahead

Retirement doesn’t have to be busy to be meaningful but it should be intentional.

Money can help fund your retirement. But it won’t define it. The goal is to build a life you’re excited to wake up to.

You’ve spent decades building this life. Now it’s time to start looking forward to what comes next.

Read the third and final part of our Financial Checklist for Your 50s here:
https://letsimpactwealth.com/the-financial-checklist-for-your-50s-part-three-start-looking-forward

The final installment of our Financial Checklist for Your 50s series explores insurance, family conversations, finding purpose in retirement, and choosing the right financial planning relationship.

09/22/2026

It’s officially fall! 🍂

Bring on the cooler mornings, changing leaves, football weekends, pumpkin everything, and the annual debate over whether it’s actually too early to turn on the heat. 😆

**Fun fact:** During the fall, Richelle spends approximately 50% of her time at the office and 50% watching football.*

*Statistic completely made up. Accuracy questionable. 😂🏈

What’s your favorite part of fall?

Happy first day of fall from the Impact team!

09/17/2026

Taxes. Social Security. Estate planning. Long-term care.

Did we lose you yet? 😆

They may not be the most exciting retirement topics, but they’re important ones and your 50s can be an important time to start thinking about them.

The good news? You don’t need to become an expert in all of them. Taking time to understand your options and think ahead can make these topics feel much more manageable.

In Part Two of our Financial Checklist for Your 50s, we’re breaking down four of the “complicated” topics that are easy to put off until later:

✔️ Planning ahead for taxes in retirement
✔️ Deciding when Social Security fits into your plan
✔️ Updating (or finally creating!) your estate plan
✔️ Understanding your options for long-term care

Because good retirement planning isn’t about having everything figured out today. It’s about being intentional and thinking ahead.

Read Part Two here: https://letsimpactwealth.com/the-financial-checklist-for-your-50s-part-two-dont-let-the-complicated-stuff-scare-you/

09/13/2026

Happy Grandparents Day! 💛

Today we celebrate the grandparents who make life a little sweeter - the ones who share their stories, pass along their wisdom, cheer us on, and create memories that stay with us for a lifetime.

When we think about legacy, it’s easy to think about what we leave behind. But so much of a legacy is built while we’re still here - in the traditions we create, the values we pass down, the lessons we teach, and the time we spend with the people we love.

Those are the things that can shape a family for generations.

To all the grandparents in our Impact community and beyond, we hope you know just how much your presence matters and how meaningful the legacy you’re building truly is.

Happy Grandparents Day! 💛